Bank Rewards Programs are where your credit card earns points in the bank’s points currency, which can then be transferred out to frequent flyer programs on demand – we call these ‘flexible points programs‘ as they offer a number of benefits and differences over ‘direct-earn’, airline-branded credit cards. Flexible points programs and linked credit cards are a power-up for points-collectors.
Bank Rewards Program Credit Cards
Program Guides
Bank Rewards Program Guides
The ultimate guide to the American Express Membership Rewards program
A comprehensive rundown of the different types of Membership Rewards points, transfer partners, eligible cards and bonus points earn.
The Ultimate Guide to Westpac Altitude Rewards
We take a look at Westpac's credit card points program, with earn rates and transfer options to its various frequent flyer partners and other points conversion options.
Guide to Citi Rewards, Citibank's rewards program for its Citi-branded Visa credit cards
Citi Rewards program is a flexible rewards program that allows you to transfer your points to a number of quality airline and hotel partner.
The Ultimate Guide to NAB Rewards
We take a look at the features of the NAB Rewards program, including its airline partners, transfer rates, redemption options and Points Booster.
The Ultimate Guide to Amplify Rewards
In this guide, we cover the Amplify Rewards card range, the best partners to transfer your points to, and how to maximise your frequent flyer balances.
The Ultimate Guide to CommBank Awards
CommBank Awards has a great variety of redemption partners and airline program partners available for cardholders, but is let down by the relatively poor conversion rates
The ultimate guide to Diners Club cards for businesses
Diners Club doesn't have such a high profile in Australia, but its range of business charge cards can be quite rewarding for your small business. Learn how to take advantage of free worldwide lounge access and get time-saving reports at tax time.
The ultimate guide to Diners Club cards for individuals
Diners Club doesn't have such a high profile in Australia, but its range of charge cards can be quite rewarding, including worldwide lounge access and limitless points-earning capabilities.
The Ultimate Guide to ANZ Rewards
In this guide, we cover the ANZ Rewards card range, the best partners to transfer your points to, and how to maximise your ANZ Rewards points balance.
The Ultimate Guide to HSBC Rewards Plus
HSBC Rewards Plus is your ticket to earning Velocity Points on eligible HSBC credit card spends. But the options get even greater for top-tier Premier cardholders, with Cathay and KrisFlyer added to the mix.
Card Range
Credit Cards
75,000 Membership Rewards® Points¹ with the American Express Explorer Credit Card
The 75,000 bonus Membership Rewards Points can be redeemed for $375 worth in gift cards or can be transferred to one of the program's several frequent flyer partners. The card also comes with a $400 annual travel credit , Amex lounge passes and more.
250,000 Bonus Membership Rewards Points with the American Express Business¹ Gold Plus Card
The American Express Business Gold Plus Card is aimed at business owners who want to earn Membership Rewards on their business-related expenses but don't want or need all the benefits of the Platinum Business Charge card.
350,000 Bonus Membership Rewards® Points + $875 Credit¹ with the American Express Platinum Business Card
The American Express Platinum Business Card comes with many travel benefits, including access to worldwide lounges, upgrade to elite tiers in hotel loyalty programs, complimentary insurances and a free The Australian Premium digital subscription.
Up to 300,000 bonus Membership Rewards® Points¹ with the American Express Platinum Card
The American Express Platinum Card is aimed at frequent travellers. The card offers membership to Ascent Premium Rewards, extensive lounge access, complimentary hotel status upgrades, travel credits and comprehensive travel and smartphone insurance.
Up to 100,000 bonus Altitude Rewards Points plus a reduced first-year card fee with the Westpac Altitude Rewards Platinum Credit Card
The Westpac Altitude Platinum Card offers the ability to earn Altitude Rewards points with double points on overseas spend or Qantas Points. Also included is no cap on points earned and complimentary overseas travel insurance.
Up to 200,000 bonus Altitude Points plus a reduced first-year card fee with the Westpac Altitude Rewards Black Credit Card
The Westpac Altitude Black Credit Card comes with a good earn rate, the flexible Altitude Rewards program which includes Velocity Frequent Flyer, KrisFlyer and Asia Miles, 2 Priority Pass lounge passes plus complimentary insurance.
250,000 bonus Citi reward Points with the Citi Prestige Credit Card
The Citi Prestige is a card for the aggressive points collector with high points earn rates, a large number of frequent flyer program transfer partners, and a vast range of perks.
ANZ Rewards Black credit card
The ANZ Rewards Black credit card include the ability to transfer your ANZ Rewards Points to a number of frequent flyer programs, including Velocity, KrisFlyer and Asia Miles. Also comes with complimentary insurances.
Up to 150,000 bonus Citi reward Points with the Citi Premier credit card
Citi Premier used to be called the Citi Rewards Signature Visa. Points can be transferred out to Velocity or KrisFlyer.
Up to 200,000 Amplify Rewards Points plus a reduced first-year annual fee with the St.George Amplify Rewards Signature Credit Card
Includes two complimentary airport lounge passes per year, 2x Priority Pass invitations, insurances and access to Visa Luxury Hotels program.
Up to 180,000 bonus NAB Rewards Points with the NAB Rewards Travel Card
NAB is offering up to 110,000 NAB Rewards Points with the NAB Rewards Signature Visa with more points on offer from spend than other NAB Rewards card range. Here's how it stacks up.
$0 Annual Card Fee (usually $195) in the first year plus a $200 Travel Credit with The American Express Platinum Edge Credit Card
The American Express Platinum Edge Card gives you bonus Membership Rewards points when purchasing at supermarkets, fuel outlets and on overseas spend, plus a $200 Travel Credit that can be put towards flights, hotels and car rental.
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