The NAB Qantas Rewards Signature Card has up to 110,000 bonus Qantas points and a reduced first-year annual card fee of $295 (save $100) on offer for new cardholders.
The signup bonus is split into two parts, with the first 90,000 Qantas Points to be received after spending $3,000 or more in the first 60 days from approval and an additional 20,000 Qantas Points after the annual fee for the second year is billed on your account.
Another card worth checking out in NAB’s Qantas Rewards card range is the Qantas Rewards Premium.
How you could use the bonus points from this card
All redemption figures above exclude any accompanying taxes, fees and charges. Points redemption price data is provided by a third-party. For an exact total redemption cost, please consult with the airline directly.
Disclaimer: These are example redemptions only and due to COVID-19 travel restrictions, some of these routes may not be currently available.
Digging into the details of the NAB Qantas Rewards Signature Card
The NAB Qantas Rewards Signature Card is the top-tier card within the NAB credit card range. The Card offers a market competitive earn rate of 1 Qantas Point per $1 spent, up to a maximum of $5,000 per month, and the 0.5 Qantas Points per $1 from $5,001 to $20,000.
An additional bonus Qantas Point is earned per dollar spent on Qantas products and services, such as flights and Qantas Club membership.
|Card||NAB Qantas Rewards Signature Card|
|Loyalty Program||Qantas Frequent Flyer|
|Points earned from spend||1 Qantas Point per $1 up to $5,000 then 0.5 Qantas Point per $1 thereafter|
|Points earned with Qantas||Additional 1 Qantas Point earned per $1 spent on selected eligible Qantas products and services|
|Points Cap||$20,000 per statement period|
|Earns points at ATO||No|
|Insurance included||Six complimentary insurances including international travel insurance and purchase protection (PDS)|
|Overseas transaction fee||3% of the converted amount|
|Minimum Credit Limit||$15,000|
|Annual fee||$395 p.a. ongoing|
You will get access to six complimentary insurances with the Signature Card, which is included below.
- International Travel Insurance
- Interstate Flight Inconvenience Insurance
- Transit Accident Insurance
- Rental Vehicle Excess in Australia Insurance
- Purchase Protection Insurance
- Extended Warranty Insurance
This guide references some of the benefits of insurance policies provided with this card. You should read the PDS and obtain independent professional advice before obtaining this product.
Apple Pay + Google Pay support with NAB
Card eligibility criteria
NAB does not stipulate any eligibility criteria to apply for the card, however, 2 common criteria found with most cards include the following:
- Be 18 years old of age or over, and;
- Be a permanent Australian resident or non-permanent resident with more than 9 months remaining on your visa
Should you not meet one of the above 2 criteria, you should consider contacting NAB to clarify your eligibility prior to making an application.
Frequently asked questions
As a NAB Qantas Rewards cardholder, you’ll receive a free Qantas Frequent Flyer membership (saving $99.50).
You’ll earn points for most common transactions including paying bills.
Transactions that don’t earn points include: Cash advances, bank charges, balance transfers, buying foreign exchange or travellers cheques, ATO payments, transactions where a cardholder uses a card to access linked transaction accounts, and transactions for gambling or gaming purposes.
Sign in to your Qantas Frequent Flyer account via the membership portal to check your Qantas Frequent Flyer Points.
You can redeem your Qantas Points online by logging into your Qantas Frequent Flyer account.
The NAB Qantas Rewards Signature Card is the highest Qantas Point-earning card in NAB’s lineup and will be attractive to those looking to earn the maximum number of Qantas points per $1 spent.
Although the card has fewer complimentary benefits found in some similar cards in the market, the current exclusive bonus points offer and the impressive earn rate means the card’s solid offering will be able to get you places you’ve been wanting to visit.