The NAB Qantas Rewards Signature Card has up to 110,000 bonus Qantas points and a reduced first-year annual card fee of $295 (save $100) on offer for new cardholders.

The signup bonus is split into two parts, with the first 90,000 Qantas Points to be received after spending $3,000 or more in the first 60 days from approval and an additional 20,000 Qantas Points after the annual fee for the second year is billed on your account.

Another card worth checking out in NAB’s Qantas Rewards card range is the Qantas Rewards Premium.

New Zealand Point Hacks
Take a trip across the ditch to New Zealand with the help of this bonus Qantas Points offer.

How you could use the bonus points from this card

All redemption figures above exclude any accompanying taxes, fees and charges. Points redemption price data is provided by a third-party. For an exact total redemption cost, please consult with the airline directly.



Disclaimer: These are example redemptions only and due to COVID-19 travel restrictions, some of these routes may not be currently available.
Up to 110,000 Qantas Points and reduced first-year annual card fee with the NAB Qantas Rewards Signature was last modified: October 18th, 2021 by Daniel Sciberras

Digging into the details of the NAB Qantas Rewards Signature Card

The NAB Qantas Rewards Signature Card is the top-tier card within the NAB credit card range. The Card offers a market competitive earn rate of 1 Qantas Point per $1 spent, up to a maximum of $5,000 per month, and the 0.5 Qantas Points per $1 from $5,001 to $20,000.

An additional bonus Qantas Point is earned per dollar spent on Qantas products and services, such as flights and Qantas Club membership.

CardNAB Qantas Rewards Signature Card
Loyalty ProgramQantas Frequent Flyer
Points earned from spend1 Qantas Point per $1 up to $5,000 then 0.5 Qantas Point per $1 thereafter
Points earned with QantasAdditional 1 Qantas Point earned per $1 spent on selected eligible Qantas products and services
Points Cap$20,000 per statement period
Earns points at ATONo
Insurance includedSix complimentary insurances including international travel insurance and purchase protection (PDS)
Overseas transaction fee3% of the converted amount
Minimum Credit Limit$15,000
Annual fee$395 p.a. ongoing

The monthly points cap is quite low given the annual fee but may work for those in the hunt for a high Qantas Points earn rate.

Insurance

You will get access to six complimentary insurances with the Signature Card, which is included below.

  • International Travel Insurance
  • Interstate Flight Inconvenience Insurance
  • Transit Accident Insurance
  • Rental Vehicle Excess in Australia Insurance
  • Purchase Protection Insurance
  • Extended Warranty Insurance

Full PDS for the above insurance can be found here.

This guide references some of the benefits of insurance policies provided with this card. You should read the PDS and obtain independent professional advice before obtaining this product.

Apple Pay + Google Pay support with NAB

NAB cards support Apple Pay & Google Pay, meaning you can use their cards on your smartphone for easier payments. Find out more in our guides for each of the compatible services.

Apple Pay

Up to 110,000 Qantas Points and reduced first-year annual card fee with the NAB Qantas Rewards Signature was last modified: October 18th, 2021 by Daniel Sciberras

Card eligibility criteria

NAB does not stipulate any eligibility criteria to apply for the card, however, 2 common criteria found with most cards include the following:

  • Be 18 years old of age or over, and;
  • Be a permanent Australian resident or non-permanent resident with more than 9 months remaining on your visa

Should you not meet one of the above 2 criteria, you should consider contacting NAB to clarify your eligibility prior to making an application.

Frequently asked questions

Is there a sign-up fee for Qantas Frequent Flyer?

As a NAB Qantas Rewards cardholder, you’ll receive a free Qantas Frequent Flyer membership (saving $99.50).

What transactions do I earn Qantas Points on?

You’ll earn points for most common transactions including paying bills.

Transactions that don’t earn points include: Cash advances, bank charges, balance transfers, buying foreign exchange or travellers cheques, ATO payments, transactions where a cardholder uses a card to access linked transaction accounts, and transactions for gambling or gaming purposes.

How do I check my Qantas Frequent Flyer Points?

Sign in to your Qantas Frequent Flyer account via the membership portal to check your Qantas Frequent Flyer Points.

How do I redeem my Qantas Frequent Flyer Points?

You can redeem your Qantas Points online by logging into your Qantas Frequent Flyer account.

Summing up

The NAB Qantas Rewards Signature Card is the highest Qantas Point-earning card in NAB’s lineup and will be attractive to those looking to earn the maximum number of Qantas points per $1 spent.

Although the card has fewer complimentary benefits found in some similar cards in the market, the current exclusive bonus points offer and the impressive earn rate means the card’s solid offering will be able to get you places you’ve been wanting to visit.

Up to 110,000 Qantas Points and reduced first-year annual card fee with the NAB Qantas Rewards Signature was last modified: October 18th, 2021 by Daniel Sciberras