The Qantas Premier Platinum Mastercard offers 70,000 bonus Qantas Points for new cardholders. The Card has a discounted first-year annual fee of $349 ($399 p.a. ongoing). This includes 2 single-entry complimentary lounge invitations and 0% p.a. for 12 months on Balance Transfers, with a 2% Balance Transfer fee.

Pocket an additional 30,000 bonus Qantas Points if you have not earned Qantas Points with a credit or charge card into your Qantas Frequent Flyer account within the last 12 months.

You are ineligible to take up this offer if you currently hold, or have held a Qantas Premier Mastercard in the previous 12 months.

A minimum spend of $3,000 on eligible purchases within the first 3 months of card approval is required to receive the bonus Qantas Points*.

Balance Transfer reverts to cash advance rate after the offer period. You will be charged interest on retail purchases while you have a Balance Transfer.


National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”) is the Credit Provider and Issuer of Qantas Premier credit cards on behalf of Qantas Airways Limited ABN 16 009 661 901. NAB has acquired the business relating to the Credit Cards from Citigroup Pty Limited (ABN 88 004 325 080, AFSL and Australian Credit Licence 238098) (“Citi”) and has appointed Citi to assist to administer the products.


The Qantas Premier range also includes the low annual fee Qantas Premier Everyday Mastercard, and the higher-end Qantas Premier Titanium. All cards are issued by NAB.


Qantas Premier Platinum Mastercard

Card Details

CardQantas Premier Platinum Mastercard
Loyalty ProgramQantas Frequent Flyer
Points earned from spend1 Qantas point per $1 spent on eligible domestic spend up to $10,000 (10,000 points) per statement period, then 0.5 Qantas Point per $1 thereafter

1.5 Qantas Points per AU$1 spent on international spend
Points earned with Qantas spend1 additional Qantas Point per $1 spent on eligible Qantas spend
Points Capno cap
Earns points at ATOno
Insurance includedTravel Insurances (T&Cs apply)
Overseas transaction fee3% of the transaction amount
Minimum Credit Limit$6,000
Minimum Income$35,000 p.a.
Annual fee$399 p.a. ongoing

The Qantas Premier Platinum Mastercard focuses on maximising your points earn from day-to-day spending. You earn 1 Qantas Point per $1 up to $10,000 per statement period and 0.5 Qantas Points per dollar thereafter. You can also earn an additional bonus point when spending on Qantas products and services. These include Qantas-operated flights with a QF Flight number, Qantas Club membership, and a half-point bonus for overseas purchases.

Make sure to read the Card Terms and Conditions and the Reward Terms and Conditions. Particularly note the definition of Eligible Transaction. These include transactions from operating a business, or from government transactions. Examples include paying the ATO, council rates, and even Australia Post.

Qantas-specific benefits of Qantas Premier Platinum

The following benefits are available outside of Qantas Points earned from spend:

  • Up to 20% discount on selected domestic companion fares when booking with the card through the Qantas Premier concierge service
  • Two single-entry Qantas Club or select Qantas-operated International Business Lounge Invitations each cardholder anniversary year
  • Complimentary domestic and international Travel Insurance

Discounted Companion Fares

Cardholders can take advantage of Discounted Companion Fares. You can take up to eight passengers at a discounted rate on selected Qantas domestic companion flights. You must book through the Qantas Premier Concierge using the Qantas Premier Platinum Card.

As such, you will receive a 10% discount on red e-deal, 15% on Flexible Economy and 20% on Business fares.

Note that the discount is only applicable to the base fare, not the total fare including taxes. In addition, the terms state that:

Companion Fare Benefit discounts are not available on all fare classes and in some instances, there may be sale fares available to the general public that are cheaper than the fares offered under the Companion Fare Benefit.

Therefore, the deepest discount fares may not be matched by what you can earn from the companion fare discount either.

Discounted Companion Fares are only usable once a year and can’t be reinstated in case of a cancelled booking. Also, the Primary Card Member must be travelling on the booking.

Overall, this benefit is most useful for families booking in peak periods. Red e-Deal fares may not be available and you are unlikely to be able to cancel.

Qantas Lounge Invitations

Enjoy two Qantas Complimentary Lounge Invitations each year on your card anniversary. These Invitations can be used at domestic Qantas Club and Qantas-operated International Business Lounges. Note that the Los Angeles Lounge at Tom Bradley Terminal International Terminal is excluded.

Qantas Club Invitations are digital and can be viewed via your Qantas Frequent Flyer account.

Qantas International Business Lounge Sydney table
Qantas Sydney International Business Lounge

Qantas Money Apple Pay & Google Pay support

Qantas Money cards now support Apple Pay & Google Pay, meaning you can now use their cards on your compatible device for easier payments.

Frequently asked questions

What is Qantas Premier Concierge?

The Qantas Premier Concierge is a service that can provide assistance to primary Qantas Premier Cardholders for travel, entertainment, lifestyle and shopping tasks. This includes restaurant reservations or sourcing tickets to events. There is no extra charge for this service. Call the Qantas Premier Concierge on 1300 992 700 anytime: 24 hours a day, 7 days a week.

How do I pay my Qantas Premier card?

You can pay your Qantas Premier card through BPay (Biller Code: 266536 and your card number as the reference), or direct debit an amount of your choosing from your bank account through Easi-Pay
Alternatively, take your Qantas Premier credit card to any Australia Post office displaying the Bank@Post symbol, together with your cheque, EFTPOS or cash payment. More information here.

Summing up: the Qantas Premier Platinum Card

Qantas Premier Platinum is a solid option for earning Qantas Points from your spending, with no points cap. You’ll need to factor in the restrictions mentioned above on government transactions though.

Make sure you understand all the terms and conditions for the Discounted Companion Fares to make the most of this benefit.

The extra 0.5 Qantas Points per dollar earned on international transactions helps when using your card on international spending. But while you’ll pick up an extra 0.5 Qantas Points per dollar vs domestic spending, you’ll pay an equivalent additional fee of 6c per point (0.5 points per dollar with the 3% additional fee for international transactions).

You should consider the Qantas Premium Platinum Card if you are looking for a direct Qantas-earning card. Especially if you do spend with Qantas frequently.

Terms and conditions

* Offer commenced 2 May 2024. To be eligible for up to 100,000 bonus Qantas Points, you must apply for a new Qantas Premier Platinum Card before the offer is withdrawn. 70,000 Qantas Points will be awarded when $3,000 or more is spent on eligible purchases within 3 months from card approval. Eligible purchases must be processed and charged to your account in the first 3 months from the account approval. Eligible purchases do not include Cash Advances, Balance Transfers, Refunds, Chargebacks and Special Promotions. An additional 30,000 bonus Qantas Points offer is available to approved cardholders who have met the criteria for the 70,000 bonus points and have not earned Qantas Points on a credit or charge card into their Qantas Frequent Flyer account within the previous 12 months from card application (limited to one per Qantas Frequent Flyer or Qantas Business Rewards member only). Members are not eligible for more than one first-time Qantas Points earning credit cardholder bonus within the last 12 months. 

In the event of multiple new cardholder Bonus Points offers in the market for the same offer period, eligible members will be provided with the highest bonus points offer. This offer cannot be combined with any other Qantas branded credit card offer. Bonus Qantas Points will ordinarily be credited within 2 months of meeting the spend criteria.

Any bonus Qantas Points will be forfeited if you no longer hold or close your Qantas Premier Platinum Credit Card Account before they appear in your Qantas Frequent Flyer Account. Please note that the bonus Qantas Points will not be awarded if you are currently a primary cardholder of another Qantas Premier Everyday, Qantas Premier Platinum or Qantas Premier Titanium credit card, or have closed, or qualified for bonus Qantas Points on any of those Qantas Premier credit cards within the last 12 months. All rewards are subject to the Qantas Premier Credit Card Rewards Terms and Conditions. The account needs to be in good standing (for example – your account is not in default, suspended or closed) for bonus points to be awarded. Offer may be varied or withdrawn at any time.

Up to 100,000 bonus Qantas Points plus a discounted first year annual fee with the Qantas Premier Platinum was last modified: May 23rd, 2024 by Daniel Sciberras