Point Hacks®

Aside from the high points sign-up bonus, this card’s a keeper. It earns double points online – up to 2 Citi points per dollar spent on shopping, expenses and more. With two Priority Pass lounge passes and the ability to send points to Virgin Australia and Singapore Airlines, you also have some flexibility with redeeming flight rewards.

With up to 120,000 bonus Qantas Points on offer, you could fly one-way from Sydney to Santiago or Johannesburg in the comfort of Qantas Business. Or, tick Japan off your bucket list with two Qantas Economy return flights from Brisbane to Tokyo. Your Qantas Points open up redemptions with plenty of partner airlines too, including Emirates, American Airlines, JAL, Fiji Airways, and more.

This Card can be a great go-to for everyday spend in Australia, using it wherever Amex is accepted to maximise the rewards earned. All purchases – including government spend – earn Qantas Points, so whether it’s a parking meter, Australia Post or council rates, the points keep piling up. With 50,000 bonus Qantas Points for eligible new customers*, those coveted seats in Business Class go from just a dream to reality.

By taking out this card you not only receive 100,000 bonus Velocity Points and a great earn rate, you also get my personal favourite perk of Velocity Gold – lounge access. With travel insurance and a complimentary flight also included each year, this is a compelling card that works hard to offset the annual fee of $440.

With Velocity status credits moving to a spend-based system, the American Express Velocity Platinum is perfect for those who fly Virgin Australia domestically but might not spend enough to earn Velocity Gold Status.

This Card is fantastic if you’re looking to earn Qantas Points. It has one of the highest earn rates in the market and being a Mastercard, is very widely accepted both in Australia and overseas. And if you’re a big spender on the card, it also has a generous earn cap. The card also comes with two complimentary Qantas lounge passes that allow entry in Qantas Club and International Business lounges operated by Qantas.