Qantas Frequent Flyer is the most popular frequent flyer program in Australia, with Qantas Points in high demand from its millions of members.

Earning Qantas Points from credit card spend is one of the key ways that many Qantas Frequent Flyer members earn their points. If you happen to put a lot of your day-to-day spend on any of American Express, Visa or MasterCard, there are some high points earning options out there.

We have updated this list of some of the highest Qantas Point earning cards on the market after the Amex changes took effect in April 2019, with options earning at least 1 Qantas Point per $ into an overview table so you can assess the cards that are out there versus those you may have in your wallet. We also include some of the current sign-up bonuses for new card applicants.

Qantas New A330 Domestic Business Class | Point Hacks

Redemptions on A330 Business Class flights is one of the best uses of Qantas Points

The highest-earning Qantas Point credit cards

Card / Offer LinkAmerican Express
Qantas points earned / $ spent
Visa / MasterCard
Qantas points earned / $ spent
Points CapAnnual Fee ($)Our Guide
American Express Qantas Ultimate ↓1.25 points on general spend including utilities and telecom
2.25 points with Qantas
uncapped450
Westpac Altitude Black
1.25 point general spend (Amex card)
2 points on overseas spend
0.75 on general spenduncapped250 p.a. plus 50 opt-in fee for Mastercard
199 for Amex
American Express Qantas Premium ↓1 point on general spend including utilities and telecom
2 points with Qantas
uncapped249
American Express Platinum Charge ↓1.125 points on all eligible spend, and 0.5 point on spend at government bodiesuncapped1,450
American Express Platinum Business Charge ↓1.125 points on all eligible spend, and 0.5 point on spend at government bodiesuncapped1,750
Diners Club Frequent Flyer + World MasterCard1.25 point with Diners
0.5 point with Mastercard

Selected Qantas purchases:
2.25 points with Diners
1.5 points with Mastercard
uncapped260n/a
Qantas Premier Titanium1.25 point on general spend
2 points on overseas spend
3.25 points with Qantas
$12,500 spent per statement period
0.5 Qantas Points per $ spent after
1,200
NAB Qantas Rewards Signature Visa ↓1 point
2 points with Qantas
$5,000
0.5 point per $ after cap up to $20,000
395
Qantas Premier Mastercard ↓1 point on general spend
1.5 points on overseas spend
2 points with Qantas
$10,000 per month299
BoQ Specialist Signature Visa ↓1 point domestic
1.5 points overseas
2 points with Qantas
10,000 pcm
0.5 points per $ afterwards
400
ANZ Frequent Flyer Black ↓1 point$7,500 per month
0.5 point per $ after cap
425
Qudos Bank Visa Platinum1 point
2 points with Qantas
$2,500 per month and $200,000 per year249
Macquarie Visa Black1 point
0.5 point after cap
$4,000 per month299
HSBC Platinum Qantas Visa ↓1 point$2,500 per month79
Macquarie Visa Platinum1 point
0.5 point after cap
$1,000 per month249
Citi Prestige Qantas Visa0.5 point on general spend
1 point on petrol, supermarkets
and national retailers
1.5 point at major restaurants,
hotel chains and
major airlines
uncapped700+(49)n/a
Citi Signature Qantas Visa0.5 point on general spend
0.75 point on petrol, supermarkets
and national retailers
1 point at major restaurants,
hotel chains and
major airlines
$20,000 per month on regular spend outside of bonus categories444n/a

How to analyse this list

For all the cards and offers listed on this page we are looking at two things – ‘direct earn’ credit cards, where you can only earn Qantas Points with that card – and also ‘effective earn rates’ of cards which allow points in the parent bank / credit card rewards program to be transferred to Qantas Frequent Flyer. The effective earn rate adds a way to compare the specific points earn rates for each card across various credit card rewards programs that offer different headline earn rates and transfer rates to frequent flyer programs, alongside the direct earn cards.

Each card has many other benefits too, along with other transfer partners, annual fees and terms and conditions – so be sure to check out the full guide to each card.

There’s also the signup bonus of a card to consider. A large signup bonus may help to offset a lower earn rate on a card, so bear that in mind. It depends how much spend you put through your credit card each month, and how long you keep the card for.

Each card offer, with bonus, fee and other offer information on this page will be up to date at the date of publication, however please note that we update offers over time.

Transferring to Qantas from credit card and other rewards programs

Qantas Frequent Flyer made the strategic decision several years ago to work primarily with their bank partners to offer ‘direct earn cards’ only. This allows them to have more control over their members – most members and cardholders can’t choose to transfer their points to other partners or Qantas – if you want to earn Qantas Points, you pretty much have to have a direct earn card.

There are only a couple of exceptions to this, which we cover in more detail this guide to cards that offer transfers of Qantas Points – and in addition, those cards also get offered transfer bonus promotions which increase the effective earn rates of those cards.

The exceptions are:


Some current offers for Qantas Frequent Flyer-earning credit cards


The American Express Qantas Ultimate earns 1.25 Qantas Point per dollar on general spend, 2.25 points per dollar on Qantas products and services and 0.5 point per $ on government spend.



The American Express Westpac Altitude Black card earns 1.25 Qantas Points per dollar on general spend and 2 Qantas Points per dollar on overseas spend, while the Altitude Black Mastercard earns 0.75 Qantas Point per dollar on spend.



The American Express Platinum Charge earns the equivalent of 1.125 Qantas Points per dollar on all eligible spend except at government bodies where you will earn 0.5 Qantas points per dollar, uncapped.



The American Express Platinum Business Charge also earns the equivalent of 1.125 Qantas Point per dollar on general spend except at government bodies where you will earn 0.5 Qantas points per dollar, uncapped.



The American Express Qantas Premium earns 1 Qantas Point per dollar on general spend, 2 points on Qantas products and services and 0.5 point on government spend.



The Qantas Premier Platinum earns 1 Qantas Point per dollar up to $10,000 per statement period, 1.5 Qantas Points on overseas spend and 2 points on Qantas spend.



BOQ Specialist Qantas Signature card earns 1 Qantas point per dollar up tp $10,000 per month then 0.5 point per dollar thereafter. The card also earns 1.5 Qantas Points per dollar on eligible international purchases.



NAB Qantas Signature Visa earns 1 Qantas Point per dollar up to $5,000 and 0.5 Qantas Point per dollar thereafter capped at $20,000 per statement period.



ANZ Frequent Flyer Black Visa earns 1 Qantas Point per dollar up to $7,500 per month then 0.5 point per dollar thereafter.



The HSBC Platinum Qantas Visa earns 1 Qantas Point per dollar on all spend up to $2,500 per month.


Cards in the table but not mentioned above

Offers for some of the cards are not mentioned above as they don’t offer a sign up bonus, or we don’t have a guide for them yet.

The focus of this guide is to outline the highest earning Qantas Point credit cards out there – there are many other cards with differing points earn rates and annual fees that are also linked to Qantas Frequent Flyer. Check out the cards table for the list.

The highest Qantas Points-earning credit cards was last modified: April 24th, 2019 by Daniel Sciberras