With six out of every ten frequent flyer points coming from sources other than actually flying—and credit cards earning the bulk of those—getting the right mix of cards in your wallet is important to planning your next trip. Here is a sample of highlights from credit card providers available now.
Westpac are offering up to 120,000 bonus Qantas or Altitude Points and $0 annual card fee on the American Express companion card for new cardholders of the Altitude Black Mastercard and American Express bundle until 27 November.
The Westpac Altitude Black bundle also comes with lounge access, insurance, World Mastercard benefits and access to Amex Invites.
There’s also up to 75,000 bonus Qantas or Altitude Points and $0 annual card fee for new cardholders of the Altitude Platinum two-card bundle until 27 November.
St.George have extended its offer of 90,000 bonus Qantas or Amplify points plus a reduced first-year annual fee of $179 with the Amplify Signature Visa until 2 October. Included are two complimentary airport lounge passes each year plus a unique ‘birthday bonus’ that gets you 10% bonus on all points earned from the previous 12 months.
The ANZ Frequent Flyer Black is a good option for those who do not qualify for an American Express card but still want to pick up a healthy 75,000 Qantas Points bonus. It comes with two complimentary Qantas Club lounge access per year and a discounted Qantas Club membership for the first year.
HSBC are offering 60,000 Qantas Points for new cardholders of the Qantas Platinum Visa until 30 September. This card earns a solid 1 Qantas Point per dollar up to $2,500 per statement period and comes with 0% balance transfer for 12 months plus complimentary insurances.
Virgin Money have extended their 80,000 Velocity Point offer for new cardholders of the Virgin High Flyer Visa until 31 October, along with travel credits and lounge passes. Ongoing, it earns 1 Velocity Point per $ across all spend up to $8,000 per month.
The ANZ Rewards Travel Adventures Visa gets you 40,000 Velocity points for signing up, plus a complimentary Virgin Australia domestic return flight, two single-entry Virgin Australia domestic lounge passes and no overseas transaction fees on purchases.
American Express Membership Rewards
American Express Membership Rewards points are amongst the most flexible out there, with the ability to be transferred to key frequent flyer programs like Velocity, KrisFlyer and Asia Miles, as well as Qantas for Platinum and Business Platinum Charge cardholders.
American Express are offering 75,000 Gateway Membership Rewards Points for new cardholders of the American Express Explorer, along with a $400 travel credit, two American Express lounge passes and some unique perks like smartphone screen insurance.
If you are a business owner, there is also 75,000 Gateway Membership Rewards Points on offer for new cardholders of the Amex Business Explorer.
The top-of-the-line Citi Prestige card is offering up to 410,000 bonus Citi Rewards points, which transfer to most partners like Velocity, KrisFlyer and Asia Miles at a ratio of between 2:1 and 3:1. Do note a high $150,000 annual income requirement.
The Citi Signature card has an annual fee of $195 for the first year and is offering up to 310,000 bonus Citi Rewards points for new cardholders, which transfer only to Velocity, KrisFlyer and Emirates Skywards. Note the lower annual income requirement of $75,000 p.a.
|Card||Bonus Points||Annual Fee||Offer end date|
|Westpac Altitude Black Bundle||Up to 120,000 Qantas Points||$250 p.a. + $50 for Qantas opt-in fee for the Mastercard|
$0 card fee for the first year for the Amex
|Westpac Altitude Platinum Bundle||Up to 75,000 Qantas Points||$0 annual card fee for the first year + $50 Qantas opt-in fee for the Visa|
(ongoing $150 p.a. for the Visa and $49 p.a. for the Amex)
|St.George Amplify Signature||90,000 Qantas Points||$179 for the first year ($279 p.a. ongoing)||2 October|
|ANZ Frequent Flyer Black||75,000 Qantas Points + $200 credit||$425||No current offer end date|
|HSBC Qantas Platinum||60,000 Qantas Points||$199||30 September|
|Virgin Money High Flyer Visa||80,000 Velocity Points||$289||31 October|
|ANZ Rewards Travel Adventures Visa||40,000 Velocity Points||$225||No current offer end date|
|American Express Membership Rewards|
|American Express Explorer||75,000 Gateway MR points||$395||26 September|
|American Express Business Explorer||75,000 Gateway MR points||$395||10 October|
|Citi Prestige Visa||410,000 Citi Rewards points||$700||31 March 2019|
|Citi Signature Visa||310,000 Citi Rewards points||$195 for the first year,|
$395 p.a. ongoing
|31 March 2019|
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