Australian health insurance giant Bupa rewards its long-standing members through its loyalty program, Life Rewards. The program allows members to access discounted gift cards, savings on shopping and dining, cashback on purchases, and more.
In this guide, we cover how you can get the most out of your Bupa insurance coverage and the Life Rewards program.
What is Bupa Life Rewards?
Life Rewards is the member loyalty program of Australian health insurance provider Bupa. Since its launch in late 2022, it remains one of the most comprehensive rewards programs of Australia’s major health insurance brands.
The program goes beyond health insurance benefits, with additional perks like cashback, savings on shopping and dining, discounts on e-gift cards and cinema vouchers, and more.
Also read: Maximise frequent flyer points from private health insurance and Medicare
How do I join Bupa Life Rewards?
To join Life Rewards, you must hold an eligible active Bupa insurance policy and be over 16 years of age. You can access Life Rewards membership from the first day of your active Bupa policy.
To get started with Life Rewards, you need to register for a myBupa account. This gives you access to Bupa’s online members’ area, where you can keep track of your policies, make claims and access exclusive promotions.
Once you have a myBupa account, you’ll automatically have access to the Life Rewards program. To view all your benefits, simply log in to the Life Rewards portal online or access Life Rewards via the myBupa app on iOS or Android.
Note that if you cancel your eligible policy or change insurers, you’ll lose access to Bupa’s Life Rewards program.
Bupa Life Rewards membership tiers
Life Rewards has five membership tiers based on the continuous number of years since you’ve enrolled in an eligible Bupa policy. Each tier offers different rewards, with greater benefits the longer you’ve been with Bupa.
Level 1 Member (0-5 years)
This is the entry-level tier of Bupa’s loyalty program, with benefits that even new policyholders can enjoy.
- Savings on everyday essentials with brands like Woolworths, Chemist Warehouse, Big W, IKEA and more.
- Unlock discounted e-gift cards from 100+ well-known brands.
- Redeem restaurant savings at 300 restaurants across Australia.
- Access discounted cinema e-vouchers.
- Get cashback when you shop through Life Rewards.
- Access discounts on Bupa car, home, pet and travel insurance.
Level 2 Member (6-10 years)
Members of this tier receive the same benefits as Level 1, with the addition of:
- Boosted member-only offers and discounts.
Level 3 Member (11-15 years)
This tier includes all the benefits of Levels 1 and 2, plus:
- Increased discounts on e-gift cards.
- Shop discounted products in the e-shop.
Level 4 Member (16-24 years)
The fourth tier of Bupa’s Life Rewards program offers all the benefits of Levels 1-3, including:
- Book discounted travel and holiday packages and receive $100 cashback.
Life Member (25+ years)
The highest tier of Bupa’s rewards program is Life Member. Here, you’ll receive all the benefits of Levels 1-4, plus:
- Priority Bupa Health insurance phone line.
Other ways to earn rewards with Bupa
Bupa partners with Everyday Rewards, the loyalty program of Woolworths, Big W, BWS, and other major retailers.
By linking your Bupa and Everyday Rewards accounts, you could earn bonus Everyday Rewards points when you sign up for a new eligible health insurance policy. Plus, new and existing Bupa members who link their Everyday Rewards account receive 5x Everyday Rewards points for 60 days when purchasing fresh fruit, vegetables and Macro Wholefoods Market products.
Bupa members also receive exclusive offers in the Everyday Rewards app to supercharge your points when shopping in-store and online.
Boost your points-earning potential on your everyday spending with a rewards credit card.
Summing up
Bupa’s health insurance loyalty program makes it easy for customers to earn rewards and save on everyday essentials. All you need is an eligible Bupa policy and an online myBupa account to start earning rewards.
And insurance isn’t the only area of your daily life where you can get rewarded. Have a read of all of our loyalty program guides to discover some of the top pharmacy, coffee shop and health and beauty rewards programs you can join.
Also read: Be rewarded for staying healthy with Medibank Live Better
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FAQs
What is Bupa Life Rewards?
Life Rewards is Bupa’s health insurance loyalty program that rewards members with discounted gift cards and dining, exclusive competitions, special offers and more.
Is Bupa’s Life Rewards program free to join?
Life Rewards is free to join if you’re over the age of 15 and hold an eligible Bupa policy.
How do I join Bupa Life Rewards?
To join Bupa’s Life Rewards program, you need a myBupa account. This gives you access to Bupa’s online members portal, where you can view and manage your policies. Once you have a myBupa account, you’ll automatically receive access to Life Rewards.
Is Bupa Life Rewards the same as Bupa Plus?
The Life Rewards program has replaced Bupa’s previous member-discount program, Bupa Plus.
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