Westpac is offering 80,000 Altitude Points or 60,000 Qantas Points plus a discounted annual fee of $99 for the first year for new cardholders of the Westpac Altitude Platinum Card until 31 March 2020.

New cardholders also have the option to avail of 0% p.a. for 18 months on Balance Transfers. This needs to be requested at the time of application and will incur a 1% balance transfer fee.

The Altitude Platinum is the mid-range card in the Altitude range with an ongoing annual card fee of $150 p.a. (plus $50 annual Qantas Rewards fee).

Disclaimer: Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

A minimum spend of $3,000 on eligible purchases within 90 days from approval is required to receive the bonus.

How you could use the bonus points from this card

All redemption figures above exclude any accompanying taxes, fees and charges. Points redemption price data is provided by a third-party. For an exact total redemption cost, please consult with the airline directly.

Points earn rates from the Westpac Altitude Platinum Credit Card Bundle

Card Details

CardWestpac Altitude Platinum
Loyalty programAltitude Rewards, Qantas Frequent Flyer
Points earned from spend0.5 Qantas Point or 1 Altitude Points per $ of eligible spend
2 Altitude Points per $ on eligible overseas spend
Minimum income requirement $50,000 p.a.
Included insurancesExtended Warranty & International Travel Insurance (PDS)
Points Capuncapped
Overseas transaction fee3.0% of the converted amount
Mastercard Annual card fee$150 p.a. ongoing + ($50 annual Qantas Rewards fee if you choose to earn into Qantas Points)

Effective Frequent Flyer Program Point Earn Rates

Frequent Flyer ProgramMastercard
Qantas Points*0.5 point / $
Singapore Airlines KrisFlyer Miles0.33 Mile / $
Cathay Pacific Asia Miles0.33 Mile / $
*Points earn rate only if linked directly Qantas

Included insurances and other benefits

The Altitude Platinum Card comes with a range of insurances, including overseas travel insurance for trips of up to three months, transit accident insurance and extended warranty. You should check the descriptions for each policy if you plan to rely on them. Read the PDS for the Westpac Altitude Platinum here.

This guide references some of the benefits of insurance policies provided with this card. You should read the PDS and obtain independent professional advice before obtaining this product.

Altitude Qantas vs Altitude Rewards

The Altitude Card range offers a choice of which points program you want to direct your points into: either Qantas Frequent Flyer or Westpac’s own loyalty program Altitude Rewards.

Note that there is an annual $50 Qantas Rewards fee on the Westpac Altitude Platinum Mastercard if you have selected to earn Qantas Points (rather than Altitude Rewards).

When choosing Qantas Platinum over Altitude Rewards Platinum, you’ll also need to factor in the different earn rates of each currency and transfer rates to partner programs. Our full guide to Altitude Rewards offers more detail about the program’s benefits.

To sum up, points can be transferred into Singapore Airlines KrisFlyer, Cathay Pacific Asia Miles and Malaysia Airlines Enrich at a rate of 3 Altitude Rewards points to 1 frequent flyer program point/mile.

The choice between Altitude Qantas or Altitude Rewards is dependent on your personal points-earning preference.

You might find the sign-up bonus from the card to be more valuable to take as Qantas Points but then using the card ongoing, there may be more value for you in taking advantage of Altitude Rewards’ flexibility from having a wide range of transfer options.

Westpac Apple Pay & Google Pay support

Westpac cards support Apple Pay & Google Pay, meaning you can use this card on your smartphone for easier payments. Find out more in our guides for each of the compatible services.

80,000 Altitude Points or 60,000 Qantas Points plus discounted first-year annual fee with the Westpac Altitude Platinum Card was last modified: November 12th, 2020 by Daniel Sciberras

Summing up: the Westpac Altitude Platinum Card

The Westpac Altitude Platinum is a viable mid-range annual fee card for the savvy points collector who wants to have options about which points programs they can earn in or transfer points to.

The card has competitive earn rates compared to similar cards in the market and as a bonus, the points earn is uncapped too, which is no longer the norm these days.

80,000 Altitude Points or 60,000 Qantas Points plus discounted first-year annual fee with the Westpac Altitude Platinum Card was last modified: November 12th, 2020 by Daniel Sciberras