ANZ is offering 70,000 bonus Qantas Points and $0 first year annual fee for new applicants of the ANZ Frequent Flyer Platinum Card.
The ANZ Frequent Flyer Platinum card is one of the most popular mid-tier cards amongst Point Hacks readers. The card has a low credit limit of just $6,000, and a low minimum spend threshold to access the bonus points offer.
For a mid-tier card, it offers a generous point earn of 0.75 Qantas Points per dollar spent up to $3,000 per statement period, as opposed to many competitor cards that offer 0.5 Qantas Points per dollar.
Don’t forget that a minimum spend of $2,500 within the first 3 months is required to receive the 70,000 bonus Qantas Points. Eligible purchases cover most transactions, with the normal exclusions of fees, cash advances, cash equivalent transactions, balance transfers and transactions for gambling or gaming.
New card. T&Cs, eligibility criteria, fees and charges apply (including annual fee, currently $0 for the first year, $295 thereafter).
This guide covers the earn rates, caps and benefits of the ANZ Frequent Flyer Platinum.
How you could use the bonus points from this card
All redemption figures above exclude any accompanying taxes, fees and charges. Points redemption price data is provided by a third-party. For an exact total redemption cost, please consult with the airline directly.
Disclaimer: These are example redemptions only and due to COVID-19 travel restrictions, some of these routes may not be currently available.
Digging into the details of the ANZ Frequent Flyer Platinum
|Card||ANZ Frequent Flyer Platinum|
|Loyalty program||Qantas Frequent Flyer|
|Points earned from spend||0.75 Qantas Points per $1 spent on eligible purchases up to $3,000 per statement period,
then 0.5 Qantas Points per $1 spent on eligible purchases above $3,000 per statement period
|Included insurances||International Travel Insurance, Domestic Travel Insurance, Rental Vehicle Excess in Australia Insurance, Purchase Protection Insurance and Extended Warranty Insurance (PDS)|
|Overseas transaction fee||3% of the converted amount|
|Cash advance rate||21.24%|
|Interest Free days||Up to 55 days|
The ANZ Frequent Flyer Platinum card comes with a number of benefits, including:
The card comes with a large number of complimentary insurances:
- International Travel Insurance
- Domestic Travel Insurance
- Rental Vehicle Excess in Australia Insurance
- Purchase Protection Insurance
- Extended Warranty Insurance
These insurances are usually found in higher-tiered cards and will come in handy for both frequent flyers and frequent buyers alike. Click the link to read the PDS.
Along with access to Visa Platinum Concierge and Visa Platinum privileges.
This guide references some of the benefits of insurance policies provided with this card. You should read the PDS and obtain independent professional advice before obtaining this product.
ANZ Apple Pay, Google Pay support
Card eligibility criteria
These are the minimum requirements to be eligible to apply for the ANZ Frequent Flyer Platinum Card. Other additional eligibility criteria, such as proof of income, will generally be required later on.
- Be 18 years old of age or over, and;
- Be a permanent Australian resident or a non-permanent resident with more than 9 months remaining on your visa
- Have a good credit rating
- Ensure if applying for an offer, you don’t currently hold and haven’t opened or closed an ANZ Frequent Flyer Black, ANZ Frequent Flyer Platinum, ANZ Frequent Flyer Gold or an ANZ Frequent Flyer credit card in the last 12 months and meet all other offer eligibility criteria
Frequently Asked Questions
ANZ will charge 3% of the value of any international Transaction charged or credited to your ANZ credit card. For further information, refer to ANZ Personal Account Fees and Charges.
ANZ does not run any lounges themselves, however, if you are a Qantas Platinum One or Platinum member, you will have access to the Qantas Business lounge. If you are a Gold member or Qantas Club member, you will have access to the Qantas Club lounge. Qantas Business lounges are the premium brand in domestic lounges.
Some transactions and other items are not eligible to earn Qantas Points. Please refer to the ANZ Frequent Flyer Reward Terms and Conditions booklet for details.
The best credit card for Qantas Points is different for every individual based on their personal financial circumstances. The Point Hacks site does show the highest Qantas Point-earning credit cards currently in the market.
To check your Qantas Frequent Flyer points, sign in to your Qantas Frequent Flyer account via the membership portal.
Summing up: ANZ Frequent Flyer Platinum
The ANZ Frequent Flyer Platinum offers a decent Qantas Point earn rate if you’re not too concerned by the monthly points cap for your circumstances.
If you want the discounted Qantas Club membership, then the ANZ Frequent Flyer Black may be a better choice, and even more so if you can take advantage of some of the other benefits of the card even with the higher annual fee.