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Card Overview
Earn up to 50,000 bonus Qantas Points with the ANZ Frequent Flyer Platinum card. That's 25,000 Qantas Points when you spend $3,500 on eligible purchases in the first 4 months, plus an additional 25,000 Qantas Points when you keep the card over 12 months.
Key Attributes
Earn
Qantas Points per $1
0.75 Points
on eligible purchases up to $3,000 per statement period
0.5 Points
on eligible purchases above $3,000 per statement period
Travel Benefits
Travel Insurance
Complimentary International Travel Insurance. T&Cs, limits, applicable sub-limits, exclusions and eligibility criteria apply. Read PDS here.
Qantas Frequent Flyer Membership
Receive a Qantas Frequent Flyer joining fee waiver if you're not already a Qantas Frequent Flyer member.
Minimum Spend
$3,500
on eligible purchases in the first 4 months from approval to receive 25,000 bonus Qantas Points, plus receive a further 25,000 bonus Qantas Points when you keep the card for over 12 months from activation.
Annual Fee
$295 p.a.
Points Cap
Yes
Up to $3,000 per statement cycle, then 0.5 points per $1.
ATO Points
No
Overseas Transaction Fee
3.5%
Interest-free period
Up to 44 days
Balance Transfer
23.49% p.a.
Purchase Rate
22.49% p.a.
Cash Advance Rate
23.49% p.a.
Why Choose This Card
The ANZ Frequent Flyer Platinum credit card is a decent mid-tier option for those looking to earn Qantas Points directly on everyday spending. Linked to the Qantas Frequent Flyer program, it offers a competitive earn rate for its tier, with points credited straight to your Qantas Frequent Flyer account.
You’ll earn 0.75 Qantas Points per $1 on eligible purchases up to $3,000 per statement period, then 0.5 Qantas Points per $1 spent thereafter. That’s a higher base earn rate than many competing mid-tier cards, which often offer 0.5 Qantas Points per $1. This makes it a useful card for building your Qantas Points balance across everyday purchases.
The card also comes with a solid range of benefits, including complimentary Qantas Frequent Flyer membership, access to Visa Platinum Concierge and Visa Platinum privileges, and complimentary travel and shopping insurances. This includes international and domestic travel insurance, rental vehicle excess in Australia insurance, purchase protection insurance and extended warranty insurance, giving cardholders an added layer of protection when travelling or making everyday purchases (T&Cs, limits, applicable sub-limits, exclusions and eligibility criteria apply).
This guide references some of the benefits of insurance policies provided with this card. You should read the PDS and obtain independent professional advice before obtaining this product.
Where could 50,000 Qantas Points take you?
You could redeem them for the following:
Unwind in Bali
Fly roundtrip from Sydney to Bali in Qantas Economy Class for 46,600 Points. Taxes and carrier charges apply.**
Island time in Fiji
Fly roundtrip from Sydney to Nadi in Qantas Economy Class for 41,400 Points. Taxes and carrier charges apply.**
Extra Benefits
Complimentary Insurance
Access to five complimentary insurances: International Travel Insurance, Domestic Travel Insurance, Rental Vehicle Excess in Australia Insurance, Purchase Protection Insurance, Extended Warranty Insurance. T&Cs limits, applicable sub-limits, exclusions and eligibility criteria apply. Read PDS here.
Mobile Wallet
Apple Pay, Google Pay, Samsung Pay, Fitbit Pay and Garmin Pay
ANZ is offering up to 50,000 bonus Qantas Points for new applicants of the ANZ Frequent Flyer Platinum credit card.
The bonus is split into two parts, with the first 25,000 bonus Qantas Points to be received after spending a minimum of $3,500 on eligible purchases within the first four months of approval and an additional 25,000 bonus Qantas Points when you keep your card for over 12 months. Eligible purchases cover most transactions, with the normal exclusions of fees, cash, cash equivalent transactions, balance transfers and transactions for gambling or gaming.
New Frequent Flyer card. T&Cs, eligibility criteria, fees and charges apply (including an annual fee, currently $295 p.a.).
For those looking to earn other rewards points, such as Velocity Points, KrisFlyer miles or Asia Miles, check out our current offer for the ANZ Rewards Platinum credit card.
The ANZ Frequent Flyer Platinum credit card is one of the most popular mid-tier cards amongst Point Hacks readers. The card has a minimum credit limit of just $6,000, and a low minimum spend threshold to access the bonus points offer.
For a mid-tier card, it offers a generous earn of 0.75 Qantas Points per dollar spent up to $3,000 per statement period, as opposed to many competitor cards that offer 0.5 Qantas Points per dollar.
Digging into the details of the ANZ Frequent Flyer Platinum credit card
Card Details
| Card | ANZ Frequent Flyer Platinum |
| Loyalty program | Qantas Frequent Flyer |
| Points earned from spend | 0.75 Qantas Points per $1 spent on eligible purchases up to $3,000 per statement period, then 0.5 Qantas Points per $1 spent on eligible purchases above $3,000 per statement period |
| Included insurances | International Travel Insurance, Domestic Travel Insurance, Rental Vehicle Excess in Australia Insurance, Purchase Protection Insurance and Extended Warranty Insurance (PDS) |
| Overseas transaction fee | 3.5% of the converted amount |
| Mobile wallet | Apple Pay, Google Pay, Samsung Pay, Fitbit Pay and Garmin Pay |
| Purchase rate | 22.49% p.a. |
| Cash advance rate | 23.49% p.a. |
| Interest Free days on purchases | Up to 44 days |
| Ongoing annual fee | $295 p.a. |
Benefits
The ANZ Frequent Flyer Platinum credit card comes with a number of benefits, including:
Complimentary Insurances
The card comes with a large number of complimentary insurances:
- International Travel Insurance
- Domestic Travel Insurance
- Rental Vehicle Excess in Australia Insurance
- Purchase Protection Insurance
- Extended Warranty Insurance
These insurances are usually found in higher-tiered cards and will come in handy for both frequent flyers and frequent buyers alike. Click the link to read the PDS.
Along with access to Visa Platinum Concierge and Visa Platinum privileges.
This guide references some of the benefits of insurance policies provided with this card. You should read the PDS and obtain independent professional advice before obtaining this product.
Apple Pay, Google Pay and Samsung Pay support with ANZ
ANZ cards support Apple Pay, Google Pay and Samsung Pay, meaning you can use their cards on your smartphone for easier payments. Find out more in our guides for each of the compatible services.
Summing up: ANZ Frequent Flyer Platinum credit card
The ANZ Frequent Flyer Platinum credit card offers a decent Qantas Point earn rate if you’re not too concerned by the points cap per statement period for your circumstances.
If you want the discounted Qantas Club membership, then the ANZ Frequent Flyer Black credit card may be a better choice, and even more so if you can take advantage of some of the other benefits of the card even with the higher annual fee.
Eligibility Criteria
These are the minimum requirements to be eligible to apply for this Card. Other additional eligibility criteria, such as proof of income, will generally be required later on.
-
Be aged 18 years or over
-
Be an Australian resident or a non-permanent resident with more than 12 months remaining on your visa
-
Have a good credit history and no payment defaults
-
To be eligible for the bonus offer, you must not hold, or have held, an ANZ Frequent Flyer or ANZ Rewards credit card in the last 24 months and meet all of the other eligibility criteria
Frequently Asked Questions
What are the ANZ Frequent Flyer Platinum credit card international fees?
ANZ will charge 3% of the value of any international Transaction charged or credited to your ANZ credit card. For further information, refer to ANZ Consumer Credit Cards Fees and Charges (PDF).
What are ANZ eligible purchases?
Some transactions and other items are not eligible to earn Qantas Points. Please refer to the ANZ Frequent Flyer Reward Terms and Conditions booklet for details.
What is the best credit card for Qantas points?
The best credit card for Qantas Points is different for every individual based on their personal financial circumstances. The Point Hacks site does show the highest Qantas Point-earning credit cards currently in the market.
How do I check my Qantas Frequent Flyer points?
To check your Qantas Frequent Flyer points, sign in to your Qantas Frequent Flyer account via the membership portal.
Terms and Conditions
** Classic Flight Rewards
Classic Flight Rewards are available on Qantas, Jetstar and eligible partner airlines. These seats are subject to capacity controls and availability is limited, some flights may not have any Classic Flight Reward seats available.
The number of Qantas Points required are accurate as at 20 September 2026 but may vary at the time of booking. Status Credits and Qantas Points will not be earned on Classic Flight Reward bookings.
Classic Flight Rewards must be booked via the Qantas website or other authorised booking channels. Some flights may be operated by a partner airline and different baggage allowances and conditions may apply.
Changes to or cancellations of Classic Flight Rewards are subject to the rules outlined in the Qantas Frequent Flyer Terms & Conditions, including change/cancellation fees and any fare or points difference if applicable.
For full terms and fare rules visit the Qantas Frequent Flyer website at Classic Flight Rewards.