ANZ is offering 50,000 bonus Qantas Points and $195 back for new applicants of the ANZ Frequent Flyer Platinum Card.
The ANZ Frequent Flyer Platinum card is one of the most popular mid-tier cards amongst Point Hacks readers. The card has a low minimum income requirement, a low credit limit of just $6,000, and a low minimum spend threshold to access the bonus points offer.
For a mid-tier card, it offers a generous point earn of 0.75 Qantas Points per dollar spent up to $3,000 per statement period, as opposed to many competitor cards that offer 0.5 Qantas Points per dollar.
Don’t forget that a minimum spend of $2,000 within the first 3 months is required to receive the 50,000 bonus Qantas Points. Eligible purchases cover most transactions, with the normal exclusions of fees, cash, cash equivalent transactions, balance transfers and transactions for gambling or gaming.
This guide covers the earn rates, caps and benefits of the ANZ Frequent Flyer Platinum.
How you could use the bonus points from this card
All redemption figures above exclude any accompanying taxes, fees and charges. Points redemption price data is provided by a third-party. For an exact total redemption cost, please consult with the airline directly.
Digging into the details of the ANZ Frequent Flyer Platinum
|Card||ANZ Frequent Flyer Platinum|
|Loyalty program||Qantas Frequent Flyer|
|Points earned from spend||0.75 Qantas Points per $1 spent on eligible purchases up to $3,000 per statement period, then 0.5 Qantas Points per $1 spent on eligible purchases above $3,000 per statement period|
|Included insurances||International Travel Insurance, Interstate Flight Inconvenience Insurance, Rental Vehicle Excess in Australia Insurance, Purchase Protection Insurance, Guaranteed Pricing Scheme and Extended Warranty Insurance (PDS 1), (PDS 2)|
|Overseas transaction fee||3% of the converted amount|
|Cash advance rate||20.24%|
|Interest Free days||Up to 55 days|
After the first year, the annual fee of the card reverts back to the standard fee of $295 p.a. ongoing.
The ANZ Frequent Flyer Platinum card comes with a number of benefits, including:
The card comes with a large number of complimentary insurances:
- International Travel Insurance
- Rental Vehicle Excess in Australia Insurance
- Personal Concierge booking service
- Purchase Protection Insurance
- Extended Warranty Insurance
- Guaranteed Pricing Scheme
- Transit Accident Insurance when travelling on a plane, tourist bus, train or ferry paid for with your Platinum credit card
- Interstate Flight Inconvenience Insurance
- Access to Visa Platinum Concierge and Visa Platinum privileges
These insurances are usually found in higher-tiered cards and will come in handy for both frequent flyers and frequent buyers alike.
This guide references some of the benefits of insurance policies provided with this card. You should read the PDS and obtain independent professional advice before obtaining this product.
ANZ Apple Pay, Google Pay support
- Be 18 years old of age or over, and;
- Be a permanent Australian resident or a non-permanent resident with more than 9 months remaining on your visa
Frequently Asked Questions
ANZ Platinum are mid-tiered credit cards offered by ANZ that provide cardholders with reward points for every dollar spent. The ANZ Frequent Flyer Platinum card is linked to the Qantas Frequent Flyer program whereas the ANZ Platinum card is linked to the ANZ Rewards program.
ANZ will charge 3% of the value of any international Transaction charged or credited to your ANZ credit card. For further information, refer to ANZ Personal Account Fees and Charges.
ANZ does not run any lounges themselves, however, if you are a Qantas Platinum One or Platinum member, you will have access to the Qantas Business lounge. If you are a Gold member or Qantas Club member, you will have access to the Qantas Club lounge. Qantas Business lounges are the premium brand in domestic lounges.
Eligible purchases are all purchases made to the card, with the exception of interest charges, premiums paid for ANZ Credit Card Insurance (ANZ Credit Card Insurance not available for new customers from March 17th, 2018), government charges, bank fees, payments made to the Australian Taxation Office, card account adjustments resulting from disputed transactions or otherwise, balance transfers, cash advance (as defined in the ANZ Credit Cards Conditions of Use).
Further information can be found at ANZ Frequent Flyer Rewards Terms and Conditions.
The best credit card for Qantas Points is different for every individual based on their personal financial circumstances. The Point Hacks site does show the highest Qantas Point-earning credit cards currently in the market.
To check your Qantas Frequent Flyer points, sign in to your Qantas Frequent Flyer account via the membership portal.
The ANZ Frequent Flyer Platinum offers a decent Qantas Point earn rate if you’re not too concerned by the monthly points cap for your circumstances.
If you want the discounted Qantas Club membership, then the ANZ Frequent Flyer Black may be a better choice, and even more so if you can take advantage of some of the other benefits of the card even with the higher annual fee.
ANZ would also like us to include the following disclaimer.
Qantas Points and bonus Qantas Points accrue in accordance with and subject to the ANZ Frequent Flyer Reward Terms and Conditions booklet (please call 13 13 14 for a copy). Purchases which are not eligible to earn Points are described in the ANZ Frequent Flyer Reward Terms and Conditions booklet, e.g. fees, cash, cash equivalent transactions, balance transfers and transactions for gambling or gaming purposes will not earn Points. Account Holder must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. A joining fee may apply. Membership of the Qantas Frequent Flyer program is subject to the Terms and Conditions of the Qantas Frequent Flyer program. Earn rates and earn rate bands are subject to change.