Point Hacks Credit Card Guide

120,000 Qantas Points, 75 Status Credits and $150 back to your card with the ANZ Frequent Flyer Black

ANZ are offering 120,000 bonus Qantas Points and $150 back to your new card, plus 75 bonus Status Credits for new applicants of the ANZ Frequent Flyer Black Visa until 31 March 2019.

This is one of the most popular credit cards amongst Point Hacks readers—you might like to compare it with the other highest Qantas Point-earning credit cards.

There are also offers of 75,000 bonus Qantas Points and $75 back with the ANZ Frequent Flyer Platinum Visa, and 25,000 bonus Qantas Points with the ANZ Frequent Flyer Visa.

This guide covers the earn rates, caps and benefits of the ANZ Qantas Frequent Flyer Signature Visa.

Fly in Qantas’ A330 Business Class from the East Coast to Japan for only 60,000 Qantas Points one-way

A minimum spend of $7,500 within the first 3 months of approval is required to receive the 120,000 bonus Qantas Points and the $150 credit, which helps to offset the hefty $425 annual fee. Eligible purchases cover most transactions, with the normal exclusions of fees, cash, cash equivalent transactions, balance transfers and transactions for gambling or gaming.

The 75 bonus Status Credits will be triggered after taking two eligible Qantas flights on or before 30 June 2019.

How you could use the bonus points from this card

All redemption figures shown are examples only and exclude accompanying taxes and fees. Points redemption price data is provided by a third-party, so inaccuracies may be present. Please check with the airline directly for a complete and accurate total redemption cost.

Digging into the details of the ANZ Frequent Flyer Black

Card Details

CardANZ Frequent Flyer Black Visa
Loyalty programQantas Frequent Flyer
Points earned from spend1 Qantas Point per $1 spent on eligible purchases up to $7,500 per statement period, then 0.5 Qantas Points per $1 spent on eligible purchases above $7,500 per statement period
Earns points at ATONo
Minimum income$75,000
Included insurancesComprehensive travel insurance and medical insurance plus other useful travel insurances (PDS)
Travel benefitsUnlimited access to participating airport lounges outside Australia through Veloce and discounted Qantas Club membership
Overseas transaction fee3% of converted amount
Annual fee$425

The ANZ Frequent Flyer Black Visa offers a decent Qantas Point earn rate of 1 Qantas Point per $ spent on eligible purchases up to $7,500 per statement period, plus an extra point per $ spent with Qantas. After spending $7,500, it will then halve to 0.5 Qantas Points per $ for the rest of the statement period.

Qantas Club membership

One key attraction of this card is a unique benefit of discounted Qantas Club membership. There is a reduced Qantas Club annual fee on offer of $442 (instead of $540) and the hefty $399 joining fee is also waived for Black card holders.

On top of this, there are also two Qantas Club invites for domestic Qantas Club or International Business Class lounge access.

Frequently Asked Questions

Will holding another ANZ credit card will make me ineligible for the bonus points?

This depends on the type of ANZ credit card that you hold. ANZ credit cards can be split into two categories.

The first is the Frequent Flyer category that is linked to Qantas Frequent Flyer, and consist of the following cards:

  • ANZ Frequent Flyer Black
  • ANZ Frequent Flyer Platinum
  • ANZ Frequent Flyer

The second is the Rewards category, consisting of the following cards:

  • ANZ Rewards Black
  • ANZ Rewards Platinum
  • ANZ Rewards
  • ANZ Rewards Travel Adventures.

If you hold any ANZ Frequent Flyer card, you are unfortunately not able to take advantage of the bonus points offer. However, if you hold an ANZ Rewards card, then you are eligible to take advantage of the bonus points offer.

If I previously held an ANZ Frequent Flyer card, can I still earn bonus points?

So long as you have not qualified for bonus Qantas points or a credit back on your previous ANZ Frequent Flyer card within the previous 12 months from the date of closing the account, then you will be eligible for the bonus points.

I was a supplementary holder of an ANZ Frequent Flyer Card which expired in July this year. Will I receive the bonus points on this product if I had an ANZ card but was not the primary holder?

Yes, you will. Being a supplementary cardholder on someone else’s card does not affect your eligibility to receive bonus points if you apply for a card as the primary cardholder.

What must I do in order to earn the 75 bonus Status Credits?

To earn 75 bonus Status Credits, you must apply for an ANZ Frequent Flyer Black credit card by 31 March 2019, be approved, and then using your ANZ Frequent Flyer Black credit card, book and travel on two new domestic or international Qantas-operated flights with a Qantas (QF) flight number (one return flight or two one-way flights) between 12:01am AEDT 17th October 2018 and 11:59pm AEST 30 June 2019. Excludes Classic Flight Rewards, partner or codeshare flights.

Insurances and other benefits

There is also a range of other benefits which may be of interest depending on your preferences:

  • Unlimited access to participating airport lounges outside Australia through the Veloce lounge
  • Overseas travel and medical insurance provided by QBE
  • Personal concierge service
  • Other travel insurances, including Rental Excess Cover, Interstate Flight Inconvenience Insurance and Transport Accident Cover (PDS)

This guide references some of the benefits of insurance policies provided with this card.

You should read the PDS and obtain independent professional advice before obtaining this product.

ANZ Apple Pay & Google Pay support

ANZ cards support Apple Pay & Google Pay, meaning you can use their cards on your smartphone for easier payments. Find out more in our guides for each of the compatible services.

120,000 Qantas Points, 75 Status Credits and $150 back to your card with the ANZ Frequent Flyer Black was last modified: November 13th, 2018 by Daniel Sciberras

Summing up

The ANZ Frequent Flyer Black card is a solid offering for earning Qantas Points if you’re not too concerned by the monthly points cap for your circumstances.

The discounted first year Qantas Club membership and some of the other benefits of the ANZ Frequent Flyer Black Visa can offer good value when utilised properly.

Disclaimers

ANZ would also like us to include the following disclaimer.

Qantas Points and bonus Qantas Points accrue in accordance with and subject to the ANZ Frequent Flyer Reward Terms and Conditions booklet (please call 13 13 14 for a copy). Purchases which are not eligible to earn Points are described in the ANZ Frequent Flyer Reward Terms and Conditions booklet, e.g. fees, cash, cash equivalent transactions, balance transfers and transactions for gambling or gaming purposes will not earn Points. Account Holder must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. A joining fee may apply. Membership of the Qantas Frequent Flyer program is subject to the Terms and Conditions of the Qantas Frequent Flyer program. Earn rates and earn rate bands are subject to change.

120,000 Qantas Points, 75 Status Credits and $150 back to your card with the ANZ Frequent Flyer Black was last modified: November 13th, 2018 by Daniel Sciberras

Jump back up to offer ↑

Point Hacks Credit Card Information

Point Hacks is published by Point Hacks Australia Pty Ltd (ACN 622 987 160), a corporate authorised credit representative (Number: 504786) of MSC Advisory Pty Ltd ACN 607 459 441 (Australian Credit License: 480649). In some instances, Point Hacks Australia Pty Ltd receives a commission or benefit for referring you to the services of a credit provider. This commission or benefit is disclosed at the point of referral to the credit provider. This website does not provide credit, assist you in obtaining credit, or advise you to apply for any particular product from a provider.

We have not taken into consideration your personal circumstances or financial situation when providing the information on this website. It is important you read the relevant PDS from the product issuer and seek the independent advice of an appropriately qualified professional before making a decision on a product.

While we invest a great deal of time and energy into ensuring we provide with you with the most up to date and accurate information, we do not warrant the accuracy of statements or information contained on the Website relating to third party goods and services, including credit card information, loyalty schemes and rewards. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability arising from any person acting on those statements or information to the fullest extent permitted by law. Where conditions or warranties are implied by law and cannot be excluded, our liability will be limited to the re-supply of information. You should confirm the accuracy of information provided on this Website with the third party product provider before acting on it.

Comments

  1. Jack

    Hi, I’m about to apply.
    Do you mind if I ask what credit score & income did you have?
    Also, did ANZ request anything from you? PaySlips? Bank Statements?

  2. Isyns

    I’ve had this card since 2015 and called Qantas today to join Qantas Club at the discounted price, however was told that my card – which is the FF black, same as what you have described and with same T&C in 2015 as now – wasn’t eligible. Qantas asked for the card number and came back with the reply ‘this card is not eligible’ and when I asked for clarification, told me to contact ANZ. After spending a good 10 minutes trying to get through, the rep said she didn’t know why and would have to escalate and they would get back to me. any idea why this happened? Anyone had same issue? I’m really cheesed off and will be following up tomorrow and going to ombudsman. I can’t think of a reason why not except that I had club membership over 10 years ago but if I signed up now I would be considered new member by Q and have to pay the rejoining fee – so am effective a new member.

  3. Paul Fraser

    My anniversary with FF is 31/3 so getting status credits before that seems pointless as I won’t make a bonus tier, but this offer expires 31/3. Do the status credits apply from date of application or some arbitrary later date when Qantas processes the application. (In the past I’ve missed gold as Qantas advised that points earned just before my anniversary accrued the following month…)

    • Here is what the terms and conditions say:

      To earn 75 Bonus Status Credits, you must apply for an ANZ Frequent Flyer Black credit card by 31st March 2019, be approved, and then using your ANZ Frequent Flyer Black credit card, book and travel on 2 new domestic or international Qantas operated flights with a Qantas (QF) flight number (1 return flight or 2 one-way flights) between 12.01am (AEDT) 17th October 2018 and 11.59pm (AEST) 30 June 2019. Excludes Classic Flight Rewards, partner or codeshare flights. Your Qantas Frequent Flyer membership number must be recorded at the time of booking. If you change or cancel your flight and/or travel outside the specified dates, this Bonus Status Credits offer will not apply. Bonus Status Credits could take up to 10 weeks after travel to be credited to your Qantas Frequent Flyer account.

  4. Tom

    What happens if I have been awarded Qantas bonus point by signing with another bank? Would that exclude me from this offer? I got the AMEX qantas card about 18 months ago, received 100,000 bonus point.

  5. DoctorZ

    The bonus points offer is very tempting, as VISA card can be used almost everywhere. Plus, the $7500 cap each month is much better than the $2000 one for the travel adventure card. Anyone holding an ANZ travel adventure card has successful experience in getting the bonus points after applying for this one?

  6. Alison

    How many Qantas points would the annual fee of $425 equate to? I guess this question is asking the dollar value of 120,000 QFF points.

  7. Carmen

    Just reading the terms and conditions on the link. It says “Not available where you currently hold an ANZ Frequent Flyer, ANZ Frequent Flyer Gold, ANZ Frequent Flyer Platinum or ANZ Frequent Flyer Black credit card, or have closed, or qualified for bonus Qantas Points or a credit back on, any of those ANZ Frequent Flyer credit cards within the previous 12 months.” But doesn’t mention the ANZ travel rewards adventures card. They appear to be in the rewards card catogory as opposed to the frequent flyer card catogory? So I was hoping holding that card would not restrict you earning the bonus points on this one?

  8. Sam

    I was a supplementary holder of an ANZ Frequent Flyer Card which expired in July this year. Will I receive the bonus points on this product if I had an ANZ card but was not the primary holder?

    • The information in this response is incorrect. Please see rest of comment thread for correct information.

      As stated in the card summary at the top of the guide:

      Not available where you currently hold, or have closed, an ANZ Frequent Flyer credit card within the previous 12 months

      So, in your case, you would be ineligible to receive the points. I would recommend checking out our noteworthy credit card offers to pick up some bonus points.

      • Simon R

        I’m not sure I agree with you Matt. The wording on the ANZ site is “Not available where you currently hold an ANZ Frequent Flyer, ANZ Frequent Flyer Gold, ANZ Frequent Flyer Platinum or ANZ Frequent Flyer Black credit card, or have closed, or qualified for bonus Qantas Points or a credit back on, any of those ANZ Frequent Flyer credit cards within the previous 12 months.”

      • Will

        Isn’t the Travel Adventures card an ANZ Rewards card, not Frequent Flyer, so you would be eligible for the bonus here? That’s how I read it, but happy to be corrected!

      • Sorry guys, I got that wrong—as Simon copied from the terms and conditions:

        Not available where you currently hold an ANZ Frequent Flyer, ANZ Frequent Flyer Gold, ANZ Frequent Flyer Platinum or ANZ Frequent Flyer Black credit card, or have closed, or qualified for bonus Qantas Points or a credit back on, any of those ANZ Frequent Flyer credit cards within the previous 12 months.

        The ANZ Rewards Travel Adventures card is not an ANZ Frequent Flyer card, so does not affect eligibility for this card.

        Apologies for the confusion!

  9. Nixon

    Hi guys. For the 75 status credits.. the 2 x eligible flights requirement, do you have to book the flights with the card or is it just ‘taking the flights’? Thank you

    • Yes, you need to book the flights with the card:

      To earn 75 Bonus Status Credits, you must apply for an ANZ Frequent Flyer Black credit card by 31st March 2019, be approved, and then using your ANZ Frequent Flyer Black credit card, book and travel on 2 new domestic or international Qantas operated flights with a Qantas (QF) flight number (1 return flight or 2 one-way flights) between 12.01am (AEDT) 17th October 2018 and 11.59pm (AEST) 30 June 2019. Excludes Classic Flight Rewards, partner or codeshare flights.

  10. Don

    I just applied for my anz ff black card last Wednesday, approved by last Friday and activated it yesterday. Wish I had known about this offer!

Leave a Reply