ANZ are offering 100,000 bonus Qantas Points and $200 back to your new card for new applicants of the ANZ Frequent Flyer Black Visa.
This is one of the most popular credit cards amongst Point Hacks readers—you might like to compare it with the other highest Qantas Point-earning credit cards.
There are also offers of 50,000 bonus Qantas Points and $100 back with the ANZ Frequent Flyer Platinum Visa, and 25,000 bonus Qantas Points with the ANZ Frequent Flyer Visa.
A minimum spend of $4,000 within the first three months of approval is required to receive the 100,000 bonus Qantas Points and the $150 credit, which helps to offset the hefty $425 annual fee. Eligible purchases cover most transactions, with the normal exclusions of fees, cash, cash equivalent transactions, balance transfers and transactions for gambling or gaming.
Fly in Qantas’ A330 Business Class from the East Coast to Japan for only 60,000 Qantas Points one-way
How you could use the bonus points from this card
All redemption figures shown are examples only and exclude accompanying taxes and fees. Points redemption price data is provided by a third-party, so inaccuracies may be present. Please check with the airline directly for a complete and accurate total redemption cost.
Digging into the details of the ANZ Frequent Flyer Black
Card Details
| Card | ANZ Frequent Flyer Black Visa |
| Loyalty program | Qantas Frequent Flyer |
| Points earned from spend | 1 Qantas Point per $1 spent on eligible purchases up to $7,500 per statement period, then 0.5 Qantas Points per $1 spent on eligible purchases above $7,500 per statement period |
| Earns points at ATO | No |
| Minimum income | $75,000 |
| Included insurances | Comprehensive travel insurance and medical insurance plus other useful travel insurances (PDS) |
| Travel benefits | Unlimited access to participating airport lounges outside Australia through Veloce and discounted Qantas Club membership |
| Overseas transaction fee | 3% of converted amount |
| Annual fee | $425 |
The ANZ Frequent Flyer Black Visa offers a decent Qantas Point earn rate of 1 Qantas Point per $ spent on eligible purchases up to $7,500 per statement period, plus an extra point per $ spent with Qantas. After spending $7,500, it will then halve to 0.5 Qantas Points per $ for the rest of the statement period.
Qantas Club membership
One key attraction of this card is a unique benefit of discounted Qantas Club membership. There is a reduced Qantas Club annual fee on offer of $442 (instead of $540) and the hefty $399 joining fee is also waived for Black card holders.
On top of this, there are also two Qantas Club invitations for domestic Qantas Club or International Business Class lounge access.
Frequently Asked Questions
Will holding another ANZ credit card will make me ineligible for the bonus points?
This depends on the type of ANZ credit card that you hold. ANZ credit cards can be split into two categories.
The first is the Frequent Flyer category that is linked to Qantas Frequent Flyer, and consist of the following cards:
- ANZ Frequent Flyer Black
- ANZ Frequent Flyer Platinum
- ANZ Frequent Flyer
The second is the Rewards category, consisting of the following cards:
- ANZ Rewards Black
- ANZ Rewards Platinum
- ANZ Rewards
- ANZ Rewards Travel Adventures
If you hold any ANZ Frequent Flyer card, you are unfortunately not able to take advantage of this bonus points offer. However, if you hold an ANZ Rewards card, then you are eligible to take advantage of this bonus points offer.
If I have signed up for the ANZ Rewards Travel Adventures card, does that affect my eligibility for this offer?
No, it doesn’t. As the ANZ Rewards Travel Adventures card is not an ANZ Frequent Flyer card, it does not affect eligibility for this offer.
If I previously held an ANZ Frequent Flyer card, can I still earn bonus points?
So long as you have not qualified for bonus Qantas Points or a credit back on your previous ANZ Frequent Flyer card within the previous 12 months from the date of closing the account, then you will be eligible for the bonus points.
I was a supplementary holder of an ANZ Frequent Flyer Card which expired in July this year. Will I receive the bonus points on this product if I had an ANZ card but was not the primary holder?
Yes, you will. Being a supplementary cardholder on someone else’s card does not affect your eligibility to receive bonus points if you apply for a card as the primary cardholder.
What happens if I have been awarded bonus Qantas Points by signing up to an offer with another bank? Would that exclude me from this offer? I got the Qantas American Express Ultimate about 18 months ago and received bonus points.
The good news is that you are eligible for the bonus points offer with ANZ—earning bonus points from other banks does not affect your eligibility.
Insurances and other benefits
There is also a range of other benefits which may be of interest depending on your preferences:
- Unlimited access to participating airport lounges outside Australia through the Veloce lounge
- Overseas travel and medical insurance provided by Allianz
- Personal concierge service
- Other travel insurances, including Rental Excess Cover, Interstate Flight Inconvenience Insurance and Transport Accident Cover (PDS)
This guide references some of the benefits of insurance policies provided with this card.
You should read the PDS and obtain independent professional advice before obtaining this product.
ANZ Apple Pay & Google Pay support
ANZ cards support Apple Pay & Google Pay, meaning you can use their cards on your smartphone for easier payments. Find out more in our guides for each of the compatible services.
Summing up
The ANZ Frequent Flyer Black card is a solid offering for earning Qantas Points if you’re not too concerned by the monthly points cap for your circumstances.
The discounted first-year Qantas Club membership and some of the other benefits of the ANZ Frequent Flyer Black Visa can offer good value when utilised properly.
Disclaimers
ANZ would also like us to include the following disclaimer.
Qantas Points and bonus Qantas Points accrue in accordance with and subject to the ANZ Frequent Flyer Reward Terms and Conditions booklet (please call 13 13 14 for a copy). Purchases which are not eligible to earn Points are described in the ANZ Frequent Flyer Reward Terms and Conditions booklet, e.g. fees, cash, cash equivalent transactions, balance transfers and transactions for gambling or gaming purposes will not earn Points. Account Holder must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. A joining fee may apply. Membership of the Qantas Frequent Flyer program is subject to the Terms and Conditions of the Qantas Frequent Flyer program. Earn rates and earn rate bands are subject to change.
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Daniel Sciberras
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Hi all,
Think the numbers in this sentence refer to an older version of the offer so need updating: “A minimum spend of $4,000 within the first three months of approval is required to receive the 120,000 bonus Qantas Points and the $150 credit, which helps to offset the hefty $425 annual fee.”
Thanks
Caroline
Hi Caroline
Thanks for bringing this to our attention. It has now been rectified.
Hi Guys!
Just wondering about the ‘eligible’ spending of $7,500 for the first 3 months…and what this actually covers..my understanding is anything related to paying government charges (council rates, council bills, ATO , SRO etc ) are not eligible.
I’m currently building my house at the moment, can i pay the engineer’s invoice ( they accept credit cards) and this can be part of that $7,500 min. spent for the 3 months?
Thanks!
Jim
Hi Guys!!,
i got a question:
i applied for the ANZ Frequent Flyer Black on 30th March 2019..which has the offer of 120,000 points and requires a min. spend of $7,500 for the first 3 months etc…however my card was only approved on 2 April 2019 ( i have not activated the card yet!!) That offer of 120,000 points ends 31 March 2019.
Does that mean i did not get that particular offer and i’m now automatically rolled into this offer- 100,000 Qantas Points for new cardholders of the ANZ Frequent Flyer Black Visa. Includes $200 back to your card, two Qantas Club lounge passes and complimentary insurances…min spend $4,000 for the first 3 months?
thanks!
Jim
Hi jimmy
Your eligibility for an offer is based on the date of application, not on the date of processing.
Hi Matt,
i got a question:
i applied for the ANZ Frequent Flyer Black on 30th March 2019..which has the offer of 120,000 points and requires a min. spend of $7,500 for the first 3 months etc…however my card was only approved on 2 April 2019 ( i have not activated the card yet!!) That offer of 120,000 points ends 31 March 2019.
Does that mean i did not get that particular offer and i’m now automatically rolled into this offer- 100,000 Qantas Points for new cardholders of the ANZ Frequent Flyer Black Visa. Includes $200 back to your card, two Qantas Club lounge passes and complimentary insurances…min spend $4,000 for the first 3 months?
thanks!
Jim
Does anyone know when Bonus 120k points and $150 are credited? I cant get a straight answer out of ANZ. They have said a couple of different dates to me..My timeline is as follows:
I applied for card in December 2018.
Activated card in Jan 2018.
First statement period was 19th Jan.
Met the $7500 minimum spend criteria 13th February.
Second statement period ended 19th February. I assumed bonus points would be credited at this time, but when they didn’t come through I rang up ANZ and they said points would “definitely come through on third statement period 19th March.”
Points did not come through on third statement period.
ANZ are now saying that they will come through on fourth statement period….I don’t know if I really trust them at this stage. Has anyone else had a similar experience with this? Can anyone provide clarity when they had their points credited?
Thanks in advance,
Hi Andrew
After the minimum spend is made, bonus points generally take anywhere between 4 to 12 weeks to credit to your frequent flyer account, varying by each provider. If you haven’t received them in this time frame, please send your details to [email protected] so we can investigate further with ANZ.
How / when does the $150 cash back on the annual fee kick in? I’ve been charged the full $425….
Hi Jessica
The $150 will be credited to your credit card account within three months of the eligible spend criteria being met.
I called up ANZ and they said it only gives on the points at the end of the 3 months 🙁
Hi guys,
I was just wondering if anyone knew when the bonus points would be allocated? I got this card in the last couple weeks and have been putting big expenses on it. I am already at $4500 of the $7500 spend. I was wondering if I hit the $7500 in the next week say do I automatically get the points or do I need to have the card for the entire 3 months? I am asking because my investment property loan expired so I need to do a full application again and this CC is at $15k could push me over the edge but I really want the points 🙂 So any experience in getting the bonus points prior to the 3 months?
Cheers WD
Is this only available to Australian residents?
Hi Justin
Yes, you must be an Australian resident and be able to show Australian generated income, such as a payslip or an ATO Notice of Assessment if you are self-employed.
Hi Folks.
For the 75 status credits, does the cardholder have to take the flights that are booked with the card?
e.g., if I book 2 return trips to Melbourne from Sydney for my wife that she travels on (and I do not travel) do I get the status credits?
Thanks!
Hi Marcus
Yes. The Qantas Frequent Flyer number attached to your ANZ card account must be that of the Primary card holder, and you must ensure that the name on the card and the frequent flyer accounts exactly match. This requirement means that you must also be the one traveling in order to get the bonus status credits.
I signed up in Nov 18 and have satisfied min spend. I want to fast track receiving the points. ANZ are saying it will take 2 statement periods after satisfying the min spend (because they don’t want people signing up, getting points and cancelling). Any tips?
Anyone else have a high income that is mostly not taxable in Australia, therefore a low income on their ATO return? Any tips on convincing the banks to review proof of income other than tax returns?
Can I use this card to pay for my business expenses?
Hi all
Just wondering what eligible Qantas flights are? (To get your status credit) Couldn’t see it in here
Cheers
Hi Jamie
To earn 75 Bonus Status Credits, you must apply for an ANZ Frequent Flyer Black credit card by 31st March 2019, be approved, and then using your ANZ Frequent Flyer Black credit card, book and travel on 2 new domestic or international Qantas operated flights with a Qantas (QF) flight number (1 return flight or 2 one-way flights) between 12.01am (AEDT) 17th October 2018 and 11.59pm (AEST) 30 June 2019. Excludes Classic Flight Rewards, partner or codeshare flights.
Hi, I’m about to apply.
Do you mind if I ask what credit score & income did you have?
Also, did ANZ request anything from you? PaySlips? Bank Statements?
I’ve had this card since 2015 and called Qantas today to join Qantas Club at the discounted price, however was told that my card – which is the FF black, same as what you have described and with same T&C in 2015 as now – wasn’t eligible. Qantas asked for the card number and came back with the reply ‘this card is not eligible’ and when I asked for clarification, told me to contact ANZ. After spending a good 10 minutes trying to get through, the rep said she didn’t know why and would have to escalate and they would get back to me. any idea why this happened? Anyone had same issue? I’m really cheesed off and will be following up tomorrow and going to ombudsman. I can’t think of a reason why not except that I had club membership over 10 years ago but if I signed up now I would be considered new member by Q and have to pay the rejoining fee – so am effective a new member.
My anniversary with FF is 31/3 so getting status credits before that seems pointless as I won’t make a bonus tier, but this offer expires 31/3. Do the status credits apply from date of application or some arbitrary later date when Qantas processes the application. (In the past I’ve missed gold as Qantas advised that points earned just before my anniversary accrued the following month…)
Here is what the terms and conditions say:
I have the same question – we know that the bonus status credits can take up to 10 weeks to be credited, but to what time frame are they applied and take effect, eg. is it the booking date, the date of first travel, the date of last travel, or is it whatever date up to 10 weeks after you qualify ? I’m trying to time the credit so that it’s in my next membership year, so this information would be useful, if known. Thanks.
Hi Markus Vollstecker
As you will need to book and travel in order to qualify for the 75 status credits, the time frame would be from the date of last travel.
What happens if I have been awarded Qantas bonus point by signing with another bank? Would that exclude me from this offer? I got the AMEX qantas card about 18 months ago, received 100,000 bonus point.
No, that does not exclude you from being able to access this offer!
The bonus points offer is very tempting, as VISA card can be used almost everywhere. Plus, the $7500 cap each month is much better than the $2000 one for the travel adventure card. Anyone holding an ANZ travel adventure card has successful experience in getting the bonus points after applying for this one?
How many Qantas points would the annual fee of $425 equate to? I guess this question is asking the dollar value of 120,000 QFF points.
If you take our current value of Qantas Points of 2 cents each, then the sign-up bonus would be worth $2400.
Just reading the terms and conditions on the link. It says “Not available where you currently hold an ANZ Frequent Flyer, ANZ Frequent Flyer Gold, ANZ Frequent Flyer Platinum or ANZ Frequent Flyer Black credit card, or have closed, or qualified for bonus Qantas Points or a credit back on, any of those ANZ Frequent Flyer credit cards within the previous 12 months.” But doesn’t mention the ANZ travel rewards adventures card. They appear to be in the rewards card catogory as opposed to the frequent flyer card catogory? So I was hoping holding that card would not restrict you earning the bonus points on this one?
I see in comments below that ANZ travel adventure card holders might be eligible for this. But I’m not sure.
I was a supplementary holder of an ANZ Frequent Flyer Card which expired in July this year. Will I receive the bonus points on this product if I had an ANZ card but was not the primary holder?
Yes, you will. Being a supplementary cardholder on someone else’s card does not affect your eligibility to receive bonus points if you apply for a card as the primary cardholder.
Do you know if holding the ANZ Travel Rewards card would mean you are ineligible for the bonus points?
The information in this response is incorrect. Please see rest of comment thread for correct information.
As stated in the card summary at the top of the guide:
So, in your case, you would be ineligible to receive the points. I would recommend checking out our noteworthy credit card offers to pick up some bonus points.
I’m not sure I agree with you Matt. The wording on the ANZ site is “Not available where you currently hold an ANZ Frequent Flyer, ANZ Frequent Flyer Gold, ANZ Frequent Flyer Platinum or ANZ Frequent Flyer Black credit card, or have closed, or qualified for bonus Qantas Points or a credit back on, any of those ANZ Frequent Flyer credit cards within the previous 12 months.”
Isn’t the Travel Adventures card an ANZ Rewards card, not Frequent Flyer, so you would be eligible for the bonus here? That’s how I read it, but happy to be corrected!
Sorry guys, I got that wrong—as Simon copied from the terms and conditions:
The ANZ Rewards Travel Adventures card is not an ANZ Frequent Flyer card, so does not affect eligibility for this card.
Apologies for the confusion!
Hi guys. For the 75 status credits.. the 2 x eligible flights requirement, do you have to book the flights with the card or is it just ‘taking the flights’? Thank you
Yes, you need to book the flights with the card:
I just applied for my anz ff black card last Wednesday, approved by last Friday and activated it yesterday. Wish I had known about this offer!