ANZ is offering up to 130,000 bonus Qantas Points and $250 back to your new card for new applicants of the ANZ Frequent Flyer Black credit card.
This is one of the most popular credit cards amongst Point Hacks readers—you might like to compare it with the other highest Qantas Point-earning credit cards.
The bonus is split into two parts, with the first 100,000 bonus Qantas Points and $250 back to be received after spending a minimum of $5,000 on eligible purchases within the first three months of approval and an additional 30,000 bonus Qantas Points when you keep your card for over 12 months. Eligible purchases cover most transactions, with the normal exclusions of fees, cash, cash equivalent transactions, balance transfers and transactions for gambling or gaming.
New Frequent Flyer card. T&Cs, eligibility criteria, fees and charges apply (including annual fee, currently $425).
Digging into the details of the ANZ Frequent Flyer Black credit card
|Card||ANZ Frequent Flyer Black credit card|
|Loyalty program||Qantas Frequent Flyer|
|Points earned from spend||1 Qantas Point per $1 spent on eligible purchases up to $7,500 per statement period,
then 0.5 Qantas Points per $1 spent on eligible purchases above $7,500 per statement period
Additional 1 Qantas Point per $1 on selected Qantas products and services in Australia
|Earns points at ATO||No|
|Included insurances||International Travel Insurance, Domestic Travel Insurance,
Purchase Protection Insurance,
Rental Vehicle Excess in Australia Insurance, and
Extended Warranty Insurance
|Travel benefits||Two Qantas Club lounge access passes per year and discounted first-year Qantas Club membership|
|Overseas transaction fee||3% of converted amount|
|Mobile wallet||Apple Pay, Google Pay, Samsung Pay, Fitbit Pay and Garmin Pay|
|Cash advance rate||21.99%|
|Interest Free days||Up to 55 days|
|Annual fee||$425 p.a.|
The ANZ Frequent Flyer Black credit card offers a decent Qantas Point earn rate of 1 Qantas Point per $ spent on eligible purchases up to $7,500 per statement period, plus an extra point per $ spent with Qantas. After spending $7,500, it will then halve to 0.5 Qantas Points per $ for the rest of the statement period.
Qantas Club membership
One key attraction of this card is the unique benefit of discounted Qantas Club membership. There is a reduced Qantas Club annual fee on offer of $442 (instead of $600) and the $99.50 joining fee is also waived for Black credit cardholders.
On top of this, there are also two Qantas Club invitations for domestic Qantas Club or International Business Class lounge access.
Insurances and other benefits
There is also a range of other benefits which may be of interest depending on your preferences:
- International and Domestic Travel Insurance
- Other insurances including Rental Vehicle Excess in Australia, Purchase Protection Insurance, and Extended Warranty Insurance, click the link to read the PDS.
- Personal concierge service
This guide references some of the benefits of insurance policies provided with this card. You should read the PDS and obtain independent professional advice before obtaining this product.
Apple Pay, Google Pay and Samsung Pay support with ANZ
Card eligibility criteria
These are the minimum requirements to be eligible to apply for this Card. Other additional eligibility criteria, such as proof of income, will generally be required later on.
- Be 18 years old of age or over, and;
- Be a permanent Australian resident or a non-permanent resident with more than 9 months remaining on your visa
Frequently Asked Questions
This depends on the type of ANZ credit card that you hold. ANZ credit cards can be split into two categories.
The first is the Frequent Flyer category that is linked to Qantas Frequent Flyer, and consist of the following cards:
• ANZ Frequent Flyer Black
• ANZ Frequent Flyer Platinum
• ANZ Frequent Flyer
The second is the Rewards category, consisting of the following cards:
• ANZ Rewards Black
• ANZ Rewards Platinum
• ANZ Rewards
• ANZ Rewards Travel Adventures
If you hold any ANZ Frequent Flyer card, you are unfortunately not able to take advantage of this bonus points offer. However, if you hold an ANZ Rewards card, then you are eligible to take advantage of this bonus points offer.
No, it doesn’t. As the ANZ Rewards Travel Adventures card is not an ANZ Frequent Flyer card, it does not affect eligibility for this offer.
So long as you have not qualified for bonus Qantas Points or a credit back on your previous ANZ Frequent Flyer card within the previous 12 months from the date of closing the account, then you will be eligible for the bonus points.
Yes, you will. Being a supplementary cardholder on someone else’s card does not affect your eligibility to receive bonus points if you apply for a card as the primary cardholder.
The good news is that you are eligible for the bonus points offer with ANZ—earning bonus points from other banks does not affect your eligibility.
To check your Qantas Points, sign in to your Qantas Frequent Flyer account via the membership portal.
Certain transactions and other items are not eligible to earn Qantas Points, for details refer to the ANZ Frequent Flyer Reward Term and Conditions booklet.
Summing up: ANZ Frequent Flyer Black
The ANZ Frequent Flyer Black credit card is one of the most competitive Qantas direct-earn cards in the market, offering a generous earn rate and a decent monthly points cap.
The discounted first-year Qantas Club membership along with 2 complimentary Qantas Club invitations is also a welcome benefit for cardholders.