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ANZ First Visa credit card - $220 back to your new card
Card Overview
As a new cardholder, get $220 back to your new ANZ First credit card when you spend $1,500 or more on eligible purchases in the first 3 months from approval. Includes complimentary shopping insurance with a low ongoing annual fee.
Key Attributes
$220 back to your new card, when you spend $1,500 on eligible purchases in the first 3 months from approval.
Complimentary shopping insurances
Apple Pay, Google Pay & Samsung Pay support
Annual Fee: $30 p.a.
Offer available to new and approved applicants who apply for an ANZ First credit card through anz.com and Internet Banking only. If approved, you must activate the card and make $1500 worth of eligible purchases within 3 months of approval to have the $220 credited to your Credit Card Account. The date of approval of an application is the disclosure date specified in your Letter of Offer.
Get $220 back to your new ANZ First credit card when you apply, and are approved, and spend $1,500 on eligible purchases in the first 3 months from approval.
The card comes with a low annual fee and two complimentary shopping insurance products, but keep in mind this card doesn’t earn any frequent flyer or rewards points. It’s marketed by ANZ as a ‘simple everyday credit card with a low ongoing annual fee’, so don’t expect too many perks.
Card Details
Card
ANZ First Visa credit card
Loyalty program
N/A
Points earned from spend
N/A
International transaction fee
3.5%
Minimum Income
Unspecified
Purchase rate
20.99%
Cash advance rate
21.99%
Annual fee
$30 p.a. ongoing
Mobile Wallet
Apple Pay, Google Pay, Samsung Pay, Fitbit Pay and Garmin Pay
Effective Frequent Flyer Program Point Earn Rates
This is not a rewards credit card, so no points are earned on transactions. However, it comes with Visa Entertainment perks and offers including discounts at retailers.
Complimentary shopping insurance included
The main feature of the ANZ First card is the limited shopping insurance which is included and protects your purchases for up to 90 days as well as offer extended warranty. You can read all the fine print here. Travel insurance isn’t included as part of this card.
Shopping insurance
Although you won’t earn points when buying things on your ANZ First card, you do get some protection.
With purchase protection, if your new item is lost, stolen or permanently damaged within 90 days of purchase, then ANZ will fully reimburse you the cost provided you reported the loss to the appropriate authorities and fulfilled other set criteria in the PDS.
In addition, the extended warranty scheme gives you up to one extra year of warranty cover on your new products, if they break down after the usual manufacturer’s warranty period has expired.
Apple Pay, Google Pay and Samsung Pay support with ANZ
ANZ cards support Apple Pay, Google Pay and Samsung Pay, meaning you can use their cards on your smartphone for easier payments. Find out more in our guides for each of the compatible services.
Summing up
The ANZ First credit card is best for those who don’t spend too much each month and want a simple credit card with a low annual fee. It does come with two shopping insurance products to help protect any purchases you make from damage and theft, as well as providing extended warranty on new goods.
Terms and conditions
Terms and conditions and exclusions apply. Click here to find out more.
ANZ First Visa credit card – $220 back to your new card was last modified: November 25th, 2025 by
