The ANZ First card is offering 0% p.a. for 20 months on purchases for new cardholders.

The card comes with a low annual fee and two complimentary shopping insurance products, but keep in mind this card doesn’t earn any frequent flyer or rewards points. It’s marketed by ANZ as a ‘simple everyday credit card with a low ongoing annual fee’, so don’t expect too many perks.

Promotion: ANZ First card 0% p.a. on purchases for 20 months and $30 back

ANZ First Card offer

The 0% p.a. promotional rate converts back to the usual 20.24% p.a. Purchase rate after the 20 months is over.

Card Details

CardANZ First Visa credit card 
Loyalty programN/A
Points earned from spendN/A
International transaction fee3%
Minimum IncomeUnspecified
Annual fee$30 per year
Mobile WalletApple Pay, Google Pay, Samsung Pay, Fitbit Pay and Garmin Pay

Effective Frequent Flyer Program Point Earn Rates

This is not a rewards credit card, so no points are earned on transactions. However, it comes with Visa Entertainment perks and offers including discounts at retailers.

Complimentary shopping insurance included

The main feature of the ANZ First card is the limited shopping insurance which is included and protects your purchases for up to 90 days as well as offer extended warranty. You can read all the fine print here. Travel insurance isn’t included as part of this card.

Shopping insurance

Although you won’t earn points when buying things on your ANZ First card, you do get some protection.

With purchase protection, if your new item is lost, stolen or permanently damaged within 90 days of purchase, then ANZ will fully reimburse you the cost provided you reported the loss to the appropriate authorities and fulfilled other set criteria in the PDS.

In addition, the extended warranty scheme gives you up to one extra year of warranty cover on your new products, if they break down after the usual manufacturer’s warranty period has expired.

Summing up

The ANZ First credit card is best for those who don’t spend too much each month and want a simple credit card with a low annual fee. It does come with two shopping insurance products to help protect any purchases you make from damage and theft, as well as providing extended warranty on new goods.

Terms and conditions

Terms and conditions and exclusions apply. Click here to find out more.

ANZ First Visa credit card – 0% p.a. for 20 months on Purchases was last modified: June 27th, 2022 by Evin Tan Khiew