The NAB Traveller Card is no longer available to new customers starting 1 November 2020. We left this guide up for reference as existing cardholders will still be able to use their card until expiry.

This guide takes a look at the NAB Traveller Card, which is a multi-currency prepaid travel card launched in 2012. It looks at the card’s features along with how it compares to other travel cards on the market.

Features of the NAB Traveller Card

Card Details

CardNAB Traveller Card
Card TypePrepaid debit card
Frequent Flyer ProgramN/A
Points earn on spendN/A
Load feeNo load and reload fees
International ATM withdrawal feeNo overseas ATM withdrawal fees charged by NAB
Currency conversion fee4%
Annual feeFree

The NAB Traveller card is widely accepted worldwide, given that it is backed by Mastercard. Funds can be loaded onto the card through NAB internet banking, the NAB app, at any NAB branch or via BPAY, however, only the first two methods allow for the loaded funds to be available immediately. BPAY requires a 2-3 day processing period.

NAB Traveller card does not charge any load or reload fees, nor any overseas ATM fees, with the exception of any fees that the ATM provider may charge. However, withdrawals made from Australian ATMs incur a fee of $3.75, again in addition to any fees that the ATM provider may charge.

There are 10 different currencies that can be loaded onto the NAB Traveller card, these are:

  • Australian Dollar
  • US Dollar
  • British Pound
  • Euro
  • Canadian Dollar
  • New Zealand Dollar
  • Japanese Yen
  • Singapore Dollar
  • Thai Baht
  • Hong Kong Dollar
NAB traveller card currencies

Funds can be transferred from one currency to another on the card, however, currency conversion fees will apply. The applicable rate used for these conversions is NAB’s currency-to-currency foreign exchange rates.

Like most travel cards on the market, the NAB Traveller card does not offer the ability to earn frequent flyer points for purchases made on the card.

Further information can be found in the NAB Traveller User Guide.

The card is both chip and PIN-protected, making it a safe method of carrying cash overseas.

Summing up

Like other travel cards, the NAB Traveller Card provides a safe method of carrying cash overseas and can represent good value when it comes to fee-free load, reload and overseas withdrawals from the card.

The card, however, does have some shortcomings, including not having the ability to earn frequent flyer points and a relatively high currency conversion fee if you make a transaction and the card does not hold the currency.

Overall, it is worth considering, especially if you simply use the card to load funds on and then use overseas, without the need to transfer currencies frequently.

NAB Traveller Card: a prepaid travel Mastercard with no overseas withdrawal fees was last modified: August 24th, 2023 by Daniel Sciberras