Woolworths is currently not accepting new applications for this Card.

The Woolworths Qantas Platinum Credit Card gives allows you to earn Qantas Points on your everyday spending, plus a whole range of platinum extras. The Card also doubles as an Everyday Rewards card, so you will be able to double-dip on your Qantas Points when next shopping at Woolworths and Big W.

Who is most suitable for the Woolworths Qantas Platinum Credit Card?

This card will likely suit those that are:

  • Averse to cards with high annual fees and are looking for a no or low annual fee card
  • May not meet the income threshold for premium credit cards
  • Who regularly shop at Woolworths and prefers to earn Qantas Points on spend

Digging into the details of the Woolworths Qantas Platinum Credit Card

CardWoolworths Qantas Platinum Credit Card
Loyalty ProgramQantas Frequent Flyer
Points earned from spend1 Qantas Point per $1 at Woolworths Supermarkets and BIG W
0.5 Qantas Point per $1 spent on other eligible purchases
Uncapped
Included InsurancesPurchase security
Wallet Guard (PDS)
Travel Insurance (PDS)
Overseas transaction fee3% of transaction amount
Minimum credit limit$6,000, if approved limit is below $6,000 you will be issued a Woolworths Everyday Card instead
Annual fee$99 for the first year,
$169 p.a. ongoing

Earning points with the Woolworths Qantas Platinum Credit Card

All eligible spend on the card will earn Qantas Points at the following rates, uncapped:

  • 1 Qantas Point per $1 at Woolworths Supermarkets and BIG W
  • 0.5 Qantas Point per $1 spent on other eligible purchases

Qantas Points are not earned on cash advances, balance transfers or other restricted transactions detailed in the Woolworths Qantas Rewards Program Terms and Conditions.

Other benefits of the Woolworths Qantas Platinum

Not so much a feature of the account, but a nifty convenience. Your credit card comes with your Everyday Rewards card number printed on the back, so one less card to carry around in your wallet. Using the number printed on the back of the card upon check out at Woolworths will get you up to 10% off your grocery shop once a month, up to $50 every month.

The card also offers up to 55 days interest-free on eligible purchases, in line with most cards in Australia.

Woolworths Credit Cards Apple Pay support

Woolworths Credit Cards support Apple Pay, meaning you can use their cards on your iOS phone for easier payments. Unfortunately, Google Pay is not yet supported.

Eligibility Criteria

  • Must have an annual gross earning of $30,000 or more before tax
  • Must be an Australian citizen or permanent resident

Summing up

The Woolworths Qantas Platinum Credit Card is an entry-level card for those looking to earn Qantas Points from their everyday purchases. Aside from earning at Woolworths and Big W, the earn rate is on the lower end compared to credit cards in general, but is competitive for entry-level cards.

The ability for the card to be both a Qantas Points earning and your Everyday Rewards card in one is a handy feature that will buy you a bit more real estate in your wallet.

0% p.a. on balance transfers for 14 months and reduced first year annual fee with the Woolworths Qantas Platinum Credit Card was last modified: August 23rd, 2021 by Daniel Sciberras