Westpac is offering 75,000 Qantas Points plus a discounted card fee for the first year for new Westpac Altitude Qantas Platinum cardholders until 30 June 2022.
The Altitude Platinum is the mid-range card within the Altitude range and is available in both the Altitude Rewards and Qantas variants. This guide specifically looks at the Qantas variant.
New cardholders have the option to avail themselves of a 0% p.a. Balance Transfer rate for 24 months. This needs to be requested at the time of application and will incur a 1% balance transfer fee.
In addition, the card fee for the first year is discounted to $49 plus $50 Qantas Rewards fee. The ongoing card fee is $150 p.a. thereafter (plus $50 annual Qantas Rewards fee).
Disclaimer: Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
A minimum spend of $4,000 on eligible purchases within 90 days from approval is required to receive the bonus.
How you could use the bonus points from this card
All redemption figures above exclude any accompanying taxes, fees and charges. Points redemption price data is provided by a third-party. For an exact total redemption cost, please consult with the airline directly.
Disclaimer: These are example redemptions only and due to COVID-19 travel restrictions, some of these routes may not be currently available.
Details of the Westpac Altitude Qantas Platinum Credit Card
|Card||Westpac Altitude Platinum Qantas|
|Loyalty program||Qantas Frequent Flyer|
|Points earned from spend||Earn 0.5 Qantas Points per $1 up to a maximum of $100,000 spent on eligible purchases annually. Bonus Qantas Points not included in the cap|
|Minimum income requirement||$50,000 p.a.|
|Included insurances||Extended Warranty & International Travel Insurance (PDS)|
|Points Cap||Up to a maximum of 50,000 Points per year. Bonus Qantas Points not included in the cap.|
|Overseas transaction fee||3.0% of the converted amount|
|Card fee||$150 p.a. ongoing|
Altitude Qantas vs Altitude Rewards
The Altitude Card range offers a choice between earning Qantas Points through Qantas Frequent Flyer or Altitude Rewards Points through Westpac’s own loyalty program Altitude Rewards. The latter allows cardmembers to transfer their Altitude Rewards Points to a number of airline partners but specifically excludes Qantas.
In addition to the ongoing card fee, there is an annual $50 Qantas Rewards fee on the Westpac Altitude Platinum Qantas Mastercard.
When choosing the Qantas Platinum over Altitude Rewards Platinum, you’ll also need to factor in the different earn rates of each currency and transfer rates to partner programs. Our full guide to Altitude Rewards offers more detail about the program’s benefits.
Altitude Rewards points can be transferred into Singapore Airlines KrisFlyer, Cathay Pacific Asia Miles and Malaysia Airlines Enrich at a rate of 3 Altitude Rewards points to 1 frequent flyer program point/mile.
The choice between Altitude Qantas or Altitude Rewards will depend on your personal points-earning preference.
Included insurances and other benefits
The Altitude Qantas Platinum Card comes with a range of insurances, including overseas travel insurance for trips up to 3 months in length, transit accident insurance and extended warranty insurance. You should check the descriptions for each policy if you plan to rely on them. Read the PDS for the Westpac Altitude Platinum here.
This guide references some of the benefits of insurance policies provided with this card. You should read the PDS and obtain independent professional advice before obtaining this product.
Westpac Apple Pay & Google Pay support
Summing up: the Westpac Altitude Platinum Card
The Westpac Altitude Qantas Platinum Card is a mid-range card that will suit those looking to earn only Qantas Points. For those looking to have greater flexibility in which program their points are directed to, then you instead may wish to consider the Altitude Rewards variant of this card.
The card has a competitive earn rate compared to similar cards in the market and there is no cap on the number of points that can be earned, which is definitely a perk not seen on most competitor cards.