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Velocity Westpac Credit Cards – earning frequent flyer points with Westpac
Westpac Altitude Rewards has a range of frequent flyer partners for earning points on credit card spends. These include Qantas for cards linked to ‘Altitude Qantas’, or Virgin Australia, Singapore Airlines KrisFlyer, Cathay (Asia Miles) and more, for cards linked to Altitude Rewards.
Westpac’s high-end Altitude Black and Altitude Platinum cards are well worth a look for their increased frequent flyer points earn rates.
Frequently Asked Questions
Does Westpac offer both Qantas and Altitude Rewards?
Yes—Altitude Rewards is Westpac’s own flexible points program, while Qantas-branded cards earn directly into your Qantas account.
What airline partners can I transfer Westpac Altitude points to?
Altitude points can be transferred to Velocity, KrisFlyer, Asia Miles, and more.
What’s the difference between Westpac Black and Platinum cards?
Black cards offer higher earn rates, travel perks like lounge passes, and better insurance. Platinum cards are a step down but still offer rewards.
Do Westpac cards offer travel insurance?
Most Platinum and Black cards include international travel insurance—check activation requirements.
Can I earn bonus points more than once with Westpac?
Generally, bonus points are for new cardholders who haven’t held a Westpac card of the same rewards type in the last 12–18 months.
Is there a Westpac card with no annual fee?
Yes, Westpac has low-fee options and sometimes first-year fee waivers on higher-tier cards.
Can I link my Westpac card to Apple Pay or Google Pay?
Yes—Westpac supports major mobile wallets.
Does Westpac earn points on ATO or insurance payments?
Some Altitude cards may earn points on government charges, but check the exclusions.
Can I pool points with family members?
No, Altitude and Qantas points earned via Westpac cannot be pooled, but you can book flights for others.
How do I switch between Qantas and Altitude Rewards?
You’ll need to apply for a different product. Points earned can’t be switched once allocated.