MyCard Credit Cards

MyCard tempts would-travellers with a range of rewarding credit cards. Some cards earn frequent flyer points directly with Qantas. Others instead accrue points in the bank’s own flexible loyalty program, MyCard Rewards. From here, points can be converted to partners such as Virgin Australia Velocity, Singapore Airlines KrisFlyer and more.

Here’s a look at some of MyCard’s points-earning products and a selection of the latest deals.

Credit card offers. Estimated points assume $2,000 spend per month over 1 year.
Card	Current offer	Min. spend	Annual fee	Earn rate	Estimated points	Benefits	Apply
MyCard Premier Credit Card (Velocity)	Earn 60,000 bonus Velocity Points via Autoredemption (converted from 180K MyCard Reward Points) with a MyCard Premier Credit Card when you spend $7,000 on eligible purchases within 90 days from approval, and an additional 40,000 bonus Velocity Points (converted from 120K MyCard Reward Points) if you keep your card open for over 12 months.⁹ Automatically transfer myCard Reward Points to Velocity Frequent Flyer Points each month with Autoredemption. Get 0% p.a. for 6 months on balance transfers, a 3% BT fee applies. Balance transfer must be applied for during card application and Balance Transfer rate reverts to Cash Advance rate after the promotional period.¹⁰ Offer ends 30 Apr 35	$7,000	$300	2 MyCard reward points per $1 on Eligible Transactions made overseas or online with a merchant that is based overseas, 2 MyCard reward points per $1 on Eligible Transactions made directly with supermarkets or petrol outlets, 1.5 MyCard reward points per $1 on Eligible Transactions	36,000	<ul> <li>This product is provided by National Australia Bank Limited</li> <li>Up to 100,000 bonus Velocity Points⁹</li> <li>Earn Citi reward Points on spend</li> <li>Complimentary airport lounge access</li> </ul>	Find out more & Apply More info
MyCard Premier Qantas Credit Card	Earn up to 80,000 Qantas Points with MyCard Premier Qantas Credit Card.¹ Receive 40,000 Qantas Points when you spend $7,000 in the first 90 days of card approval and 40,000 Qantas Points on your first anniversary. Get 0% p.a. for 12 months on balance transfers. Balance transfer must be applied for during card application; a 3% BT fee applies. Balance Transfer rate reverts to Cash Advance rate after the promotional period.⁷ Offer ends 30 Jun 35	$7,000	$350	1 Qantas Point per $1 spent on Eligible Transactions online or overseas and 0.5 Qantas Point per $1 spent on Eligible Transactions everywhere else, capped at 100,000 Qantas Points over a 12-month period	12,000	<ul> <li>This product is provided by National Australia Bank Limited</li> <li>Up to 80,000 Qantas Points¹</li> <li>Earn Qantas Points on spend</li> </ul>	Find out more & Apply More info
MyCard Rewards Credit Card (Velocity)	Earn up to 80,000 Velocity Points (converted from 240K MyCard Reward Points) with a MyCard Rewards Velocity Credit Card.⁷ Receive 60,000 Velocity points when you spend $5,000 in the first 90 days of card approval, and 20,000 Velocity Points on your first anniversary of card approval. Automatically transfer Points to Velocity Frequent Flyer each month with Points Autoredemption. Get 0% p.a. for 12 months on balance transfers. Balance transfer must be applied for during card application; a 3% BT fee applies. Balance Transfer rate reverts to Cash Advance rate after the promotional period.⁸ Offer ends 31 Oct 35	$5,000	$249	2 MyCard reward points per $1 on Eligible Transactions made overseas or online with a merchant that is based overseas, 2 MyCard reward points per $1 on Eligible Transactions made directly with supermarkets or petrol outlets, 1.5 MyCard reward points per $1 on Eligible Transactions	96,000	<ul> <li>This product is provided by National Australia Bank Limited</li> <li>Up to 80,000 bonus Velocity Points⁷</li> <li>Earn MyCard reward Points on spend</li> <li>$249 p.a. annual fee</li> </ul>	Find out more & Apply More info
MyCard Prestige Credit Card	Earn MyCard Reward Points automatically transferred to Velocity Frequent Flyer Points each month with Autoredemption on the MyCard Prestige Credit Card. Enjoy 15 complimentary Priority Pass™ lounge visits per year to over 1,700 lounges worldwide,² plus receive a 4th night free on eligible Luxury Escapes bookings of 4 or more nights (up to $1,000 credit, redeemable up to 4 times a year).³ Offer ends 30 Jun 35	$2	$700	3 MyCard Rewards points per $1 spent on Eligible Transactions made directly with major airlines, hotel chains and restaurants in Australia. Plus 3 Points per $1 spent on eligible transactions made overseas, 2 MyCard Rewards points per $1 spent on Eligible Transactions made directly with major supermarkets, petrol outlets and national retailers, 1 MyCard Rewards points per $1 spent on all other eligible transactions	24,000	<ul> <li>MyCard branded credit products are issued by National Australia Bank Limited.</li> <li>4th Night on Us⁵</li> <li>$700 p.a. ongoing annual fee</li> </ul>	Offer Currently Not Available
MyCard Rewards Credit Card	Earn 100,000 MyCard Reward Points with a MyCard Rewards Credit Card when you spend $5,000 in the first 90 days from card approval.⁷ Get 0% for 12 months on balance transfers (3% Balance Transfer fee applies, balance transfer must be applied during card application).⁸ Offer ends 30 Sep 35	$5,000	$199	1 MyCard reward Point per $1 on eligible domestic spend up to $10,000 per statement period, 1 MyCard reward Point per $1 on eligible international spend uncapped	124,000	<ul> <li>This product is provided by National Australia Bank Limited, using certain trademarks temporarily under license from Citigroup Inc.</li> <li>100,000 bonus Citi reward Points⁷</li> <li>Earn flexible reward points</li> <li>$199 p.a. ongoing annual fee</li> </ul>	Offer Currently Not Available