Woolworths is currently not accepting new applications for this Card.

The Woolworths Everyday Platinum Credit Card offers no annual fee for the first year and 0% p.a. on balance transfers for 14 months for new cardholders.

The card is designed for the everyday shopper, especially those that prefer to shop at Woolworths. There are no travel perks such as lounge access but travel is not the focus of the Card.

Who is most suitable for the Woolworths Everyday Platinum Credit?

This card will likely suit those that are:

  • Averse to cards with high annual fees and are looking for a no or low annual fee card
  • May not meet the income threshold for premium credit cards
  • Regularly shop at Woolworths

Digging into the details of the Woolworths Everyday Platinum Card

CardWoolworths Qantas Platinum Credit Card
Loyalty ProgramWoolworths Everyday Rewards
Points earned from spend3 points per $1 on Woolworths brand range of products purchased in-store at Woolworths Supermarkets
2 points per $1 on products purchased at Woolworths Supermarkets and BIG W
1 point per $1 spent on other eligible purchases

Automatically converted to Woolworths Shopping Card every 4 months
Included InsurancesPurchase security
Wallet Guard (PDS)
Overseas transaction fee3% of transaction amount
Minimum credit limit$6,000, if approved limit is below $6,000 you will be issued a Woolworths Everyday Card instead
Annual fee$0 for the first year,
$49 p.a. ongoing

Effective Earn Rates

The card earns up to 3 Credit Card points per $1 spend, which automatically convert to Woolworths Shopping Cards every 4 months at the rate below:

Credit Card PointsEquivalent Value
4,000 $20 Woolworths Shopping Card

The above conversion rates equate to 0.5 cents per point.

Earning points with the Woolworths Everyday Platinum

All eligible spend on the card will earn Credit Card points at the following rates:

  • 3 Credit Card points per $1 spent on Woolworths brand range of products purchased in-store at Woolworths Supermarkets
  • 2 Credit Card points per $1 spent on products purchased at Woolworths Supermarkets and BIG W
  • 1 Credit Card point per $1 spent on other eligible purchases

Woolworths Credit Card Points are not earned on cash advances, balance transfers or other restricted transactions detailed in the Woolworths Shopping Card Rewards Program Terms and Conditions

Other benefits of the Woolworths Everyday Platinum

Not so much a feature of the account, but a nifty convenience. Your credit card comes with your Everyday Rewards card number printed on the back, so one less card to carry around in your wallet. Using the number printed on the back of the card upon check out at Woolworths will get you up to 10% off your grocery shop once a month, up to $50 every month.

The card also offers up to 55 days interest-free on eligible purchases, in line with most cards in Australia.

Woolworths Credit Cards Apple Pay support

Woolworths Credit Cards support Apple Pay, meaning you can use their cards on your iOS phone for easier payments. Unfortunately Google Pay is not yet supported.

Eligibility Criteria

  • Must have an annual gross earning of $30,000 or more before tax
  • Must be an Australian citizen or permanent resident

Summing up

The Woolworths Everyday Platinum Card is ideal for those looking to earn gift cards from their everyday shopping, especially if you are a frequent shopper at Woolworths or Big W, where you can give your points earn a boost.

No Annual fee for the first year and 0% p.a. on balance transfers for 14 months with the Woolworths Everyday Platinum Credit Card was last modified: August 11th, 2021 by Daniel Sciberras