St.George are offering 0% p.a. on purchases for 14 months for new cardholders of the St.George Amplify Classic – Amplify Rewards card until 2 October 2019.
The Amplify family includes cards offered by St.George, Bank of Melbourne and BankSA and this is the entry-level card on St.George’s line up, which also has the mid-range Amplify Platinum and the higher-end, feature-packed Amplify Signature.
Digging into the details of the St.George Amplify Classic – Amplify Rewards card
The St.George Amplify Classic – Amplify Rewards card is an entry-level card and like most cards in this segment – comes with very limited features.
One of its advantage, however, is the ability to earn 1 Amplify Rewards point (which also equals to 0.5 Velocity Points, Krisflyer or Enrich Miles when transferred) on all eligible spend with no points cap. This is quite decent considering the annual card fee is only $79.
|Card||St.George Amplify Classic - Amplify Rewards|
|Loyalty Program||Amplify Rewards|
|Points earned from spend||1 Amplify point per $ spend|
|Overseas transaction fee||3% of the converted amount|
|Annual fee||$79 p.a.|
Effective Frequent Flyer Program Point Earn Rates
|Frequent Flyer Program||Effective earn rate|
|Velocity Points||0.5 point / $|
|Singapore Airlines KrisFlyer Miles||0.5 mile / $|
|Malaysia Airlines Enrich Miles||0.5 mile / $|
Finally, its worth noting the card terms in relation to loyalty points.
Amplify Rewards vs Qantas Points
The St.George Amplify Classic also has a Qantas Rewards variant that earns 0.5 Qantas Point per $1 on spend. Otherwise, earn rate is 1 Amplify Rewards Point per $1 on eligible purchases on the Amplify Rewards variant.
We cover the details of the Amplify Rewards program and its frequent flyer transfer partners in a separate guide.
The St.George Amplify Classic – Amplify Rewards card, along with the other cards in the Amplify Rewards family could be useful for those who are looking for non-Amex cards that earn points on spend and offers flexibility in how you use them.
This card, in particular, has a low annual card fee but still offers a decent uncapped earn rate comparable to the mid-tier Amplify Platinum.
Those looking for more features like insurances, lounge access and other travel perks, however, might find the Amplify Signature cards more appealing.