How to get your credit card annual fee reduced or waived

Piggy bank money saving | Point Hacks

Credit Card annual fees for points collectors are a fact of life – if you want a card that will earn you the most points, you’re almost certain to have to pay a fee with the card.

There are often offers that may waive the fee in first year, but more often than not you’ll be left to pay the fee once your first year is up. But – there’s no harm in asking your bank if there’s any account retention offers available to you before the fee is charged.

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The highest Qantas Points-earning credit cards

Qantas New A330 Domestic Business Class | Point Hacks

Qantas Frequent Flyer is the most popular frequent flyer program in Australia, with Qantas Points in high demand from its millions of members.

Earning Qantas Points from credit card spend is one of the key ways that many Qantas Frequent Flyer members earn their points. If you happen to put a lot of your day-to-day spend on any of American Express, Visa or MasterCard, there are some high points earning options out there. Continue reading…

The highest KrisFlyer miles-earning credit cards

Singapore Airlines Business Class | Point Hacks

KrisFlyer is a great frequent flyer program for redemptions in Business and First Class with Singapore Airlines and a range of Star Alliance partners.

Earning KrisFlyer miles from credit card spend is one of the key ways that many KrisFlyer members earn their points – if you happen to put a lot of your day to day spend on any of American Express, Visa or Mastercard, there are some high points earning options out there.

We have updated our round up of the highest KrisFlyer earning cards on the market after the Amex changes took effect in April 2019, with American Express options earning at least 1 KrisFlyer mile per $, and the Visa/Mastercard options earning over 0.75 miles per $.

We’ve included an overview table so you can assess the cards that are out there, versus those you may have in your wallet. We also include some of the current sign up bonuses for new card applicants. Continue reading…

The highest Asia Miles-earning credit cards

Cathay Pacific Business Class | Point Hacks

Cathay Pacific’s Asia Miles is one of the most useful programs for redemptions in Business and First Class with Cathay Pacific and other oneworld member airlines like Qantas and Japan Airlines.

Asia Miles is a transfer partner of several bank rewards programs in Australia and, as a result, earning Asia Miles from credit card spend is one of the key ways you can get your hands on points. If you happen to put a lot of your day-to-day spend on American Express, Visa or Mastercard, there are some high points earning options out there. Continue reading…