120,000 Citi Rewards points and reduced first year fee of $199 with Citi Signature Visa

Citi have increased their bonus offer for the Citi Signature Visa – with a 120,000 Citi Rewards point bonus for new cardholders, equivalent to 60,00 Velocity Points or 48,000 KrisFlyer Miles if transferred out of Citi Rewards.

The annual fee is also reduced to $199 in the first year. The bonus is subject to spending $3,000 in the first 90 days after approval for the card. Continue reading…

Citi Prestige Visa offering 150,000 bonus Citi Rewards Points – with hotel, lounge and other travel perks

The Citi Prestige Visa is a card for the aggressive points collector – the card has a minimum income requirement of at least $150k, and has an annual fee of $700 – but with a large number of frequent flyer program transfer partners, and a vast range of travel perks.

The bonus for new cardholders has been increased to 150,000 Citi Rewards points until January 31st 2018, with the bonus points available after spending $3,000 within 90 days of being approved for the card. This bonus is only available for new cardholders who sign up for the Citi Rewards-linked card, although cardholders could also choose to earn Qantas Points.

The most valuable benefits on offer with Citi Prestige are a free hotel night (from a select list of hotels), a 4th night free hotel booking discount, and airport limo transfers.
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Learn from my (almost) mistake: remember to confirm you have met the minimum spend requirement on a new card

A big factor in people applying for credit cards is to earn large sign-up bonuses, like the 100,000 points currently on offer for the American Express Explorer and Westpac Altitude Black.

In order to earn the bonus points, you usually have to meet a minimum spend requirement, most commonly running between $1,500 and $5,000 in eligible purchases within the first three months of opening the card. Continue reading…

Up to 90,000 bonus Qantas Points or Amplify Rewards Points on offer with the Amplify Signature & Platinum Visas

St. George, Bank of Melbourne and BankSA are offering up to 90,000 bonus Qantas or Amplify Rewards points with the Amplify Signature Visa and up to 60,000 bonus Qantas or Amplify points with the Amplify Platinum Visa.

The Amplify family of cards continue to offer decent points earn rates from your day to day spend. This guide covers the different earn rates, caps and benefits of both Amplify Signature and Platinum Visas. Continue reading…

ATO tweaks credit and debit card surcharge fees; MasterCards now cheaper than Visa

At some point in August ATO rolled out some new surcharge fees for payments using different credit or debit cards, with a reduction in fees for some card types.

Among the winners are MasterCard credit and debit card holders, who see fees drop from 0.54% to 0.4% and 0.15% respectively, while Visa debit also reduces to 0.15%.

The Visa credit card surcharge increases a little to 0.58%, and new overseas card surcharges of 2.7% for international Visa and MasterCard payments now apply. American Express fees stay the same at 1.45%.

Many of the cards left that earn points on transactions made at the ATO are MasterCards, so holders of the Bankwest Qantas or Coles flybuys with tax bills will be left a little better off when it comes to paying a surcharge in order to earn points on the card. For the full breakdown of how each card washes out, read on.
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Offer extended: 60,000 bonus Qantas Points with the $199 annual fee HSBC Platinum Qantas Credit Card

HSBC has increased the bonus on the HSBC Platinum Qantas Visa to 60,000 Qantas Points, which is now running until the end of October 2017. This card now has one of the highest points bonuses out there for a sub-$200 annual fee Visa/MasterCard.

You’ll receive 1 Qantas Point per $ on ongoing spend up to $2,500 per statement period (month), dropping to 0.5 Qantas Points per $ after.
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The highest Qantas Points-earning credit cards

Qantas Frequent Flyer is the most popular frequent flyer program in Australia, with Qantas Points in high demand from its millions of members.

Earning Qantas Points from credit card spend is one of the key ways that many Qantas Frequent Flyer members earn their points. If you happen to put a lot of your day-to-day spend on any of American Express, Visa or MasterCard, there are some high points earning options out there. Continue reading…

Partner exclusive: 80k + 20k bonus Qantas Points or Altitude Rewards points with Westpac Altitude Black

Westpac are offering a partner exclusive offer of 80,000 + 20,000 Qantas or Altitude Rewards points plus a $200 discount off the first-year annual fee (bringing it down to $195) with the Altitude Black American Express and MasterCard.

What is a partner exclusive? It means you’ll only find this offer through a small number of Westpac’s advertising partners – like Point Hacks – and not through their own website, and it runs only until 26 October. Continue reading…