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Up to 100,000 bonus Velocity Points with the Westpac Altitude Velocity Platinum Credit Card
Card Overview
The Westpac Altitude Velocity Platinum Credit Card has up to 100,000 bonus Velocity Points for new cardholders, comes with complimentary insurance, and provides decent Velocity Points earn rates on eligible spend.
Key Attributes
Up to 100,000 Velocity Points, receive 70,000 Velocity Points when you spend $4,000 or more on eligible purchases within 90 days of approval and an additional 30,000 Velocity Points after you spend $4,000 or more on eligible purchases in your second year
Overseas Travel Insurance, Purchase Protection etc.
Apple Pay, Google Pay, Samsung Pay Support
Earn 0.75 Velocity Points per $1 on international transactions, 0.5 Velocity Points per $1 on everyday spend, and 0.35 Velocity Points per $1 on all other eligible spend up to $5,000 per statement period. Then 0.20 Velocity Points per $1 thereafter.
Annual Fee: $175 p.a. plus $75 annual Velocity Rewards fee
Offer not available if you’ve held an Altitude Platinum or Altitude Black card with Altitude Rewards, Qantas or Velocity in the last 24 months. T&Cs apply.
Westpac is offering up to 100,000 bonus Velocity Points for new Westpac Altitude Velocity Platinum cardholders. T&Cs and eligibility criteria applies.
The bonus is split into two parts. You will receive the first 70,000 bonus Velocity Points after spending a minimum of $4,000 on eligible purchases within the first 90 days of approval. Plus an additional 30,000 bonus Velocity Points after spending $4,000 on eligible purchases in your second year.
The Altitude Platinum is the mid-range card within the Altitude range and is available in Altitude Rewards, Velocity and Qantas variants. This guide specifically looks at the Velocity variant.
The card has an ongoing annaul fee of $175 p.a. (plus a $75 annual Velocity Rewards Program fee).
Disclaimer:Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
Details of the Westpac Altitude Velocity Platinum Card
Card Details
Card
Westpac Altitude Velocity Platinum Credit Card
Loyalty program
Velocity Frequent Flyer
Points earned from spend
0.75 Velocity Points per $1 on international spend
0.5 Velocity Points per $1 on everyday spend, and
0.35 Velocity Points per $1 on all other purchases
Capped at $10,000 per statement cycle, then 0.2 Velocity Points per $1 afterwards
Minimum income requirement
$30,000 p.a.
Included insurances
Extended Warranty & International Travel Insurance (PDS)
Altitude Velocity vs Altitude Qantas vs Altitude Rewards
The Altitude Card range offers the choice to earn points through Velocity Frequent Flyer, Qantas Frequent Flyer, or Altitude Rewards through Westpac’s own loyalty program Altitude Rewards. The latter allows cardmembers to transfer their Altitude Rewards Points to a number of airline partners but specifically excludes Qantas Frequent Flyer.
In addition to the ongoing card fee, there is an annual $75 Velocity Rewards fee on the Westpac Altitude Velocity Platinum Card.
When choosing either the Altitude Velocity or Altitude Qantas over the Altitude Rewards Platinum, you’ll also need to factor in the different earning rates of each currency and transfer rates to partner programs. Our full guide to Altitude Rewards offers more detail about the program’s benefits.
The choice between Altitude Velocity, Altitude Qantas or Altitude Rewards will depend on your personal points-earning preference.
Included insurance and other benefits
The Altitude Velocity Platinum Card comes with a range of insurances, including overseas travel insurance for trips up to 3 months in length, transit accident insurance and extended warranty insurance. You should check the descriptions for each policy if you plan to rely on them. Read the PDS for the Westpac Altitude Platinum here.
This guide references some of the benefits of insurance policies provided with this card. You should read the PDS and obtain independent professional advice before obtaining this product.
Westpac Apple Pay, Google Pay & Samsung Pay support
Westpac cards support Apple Pay,Google Pay & Samsung Pay, meaning you can use this card on your smartphone for easier payments. Find out more in our guides for each of the compatible services.
Summing up: the Westpac Altitude Velocity Platinum Credit Card
The Westpac Altitude Velocity Platinum Card is a mid-range card that will suit those looking to earn only Velocity Points on spend. For those looking to have greater flexibility in which program their points are directed to, then you instead may wish to consider the Altitude Rewards variant of this card, or the Qantas Variant if you prefer to earn Qantas Points.
The card has a decent earn rate compared to similar cards in the market and there is no cap on the number of points that can be earned, which is definitely a perk not seen on most competitor cards.
Up to 100,000 bonus Velocity Points with the Westpac Altitude Velocity Platinum Credit Card was last modified: January 22nd, 2026 by
Community Comments
Westpac put us through an absolute ringer. We agreed to online ID certification, and then we were made to attend a branch just for further ID check and then two more branch visits to complete an application, which they would not let us complete online. Funnily enough, they then rejected the application, even though we have no loans, no mortgage and plenty of income.
So good luck to anyone wanting to put themselves through such toil. I wish you well.
Westpac put us through an absolute ringer. We agreed to online ID certification, and then we were made to attend a branch just for further ID check and then two more branch visits to complete an application, which they would not let us complete online. Funnily enough, they then rejected the application, even though we have no loans, no mortgage and plenty of income.
So good luck to anyone wanting to put themselves through such toil. I wish you well.