Credit Card Referral Commissions

This page outlines which credit providers we currently receive commission from when referencing one of their products. Point Hacks receives commission on most credit cards mentioned on the site. Some products included on the site, and not included in the tables below, do not generate commissions.

For all outbound links to credit card offer pages, we attempt to declare the commission earned from a referred application close to that link on the page.

Note: If you use the Adblock plugin for your browser, you may not see credit card application links.

The site does not cover all products on the market, and also does not compare or include all features or fees of the products that are covered. We do not rank credit card products as one card may be more suitable for one consumer than another.

We try to only reference products or offers that don’t have a better publicly available offer on the market, such as on other websites. We attempt to only reference offers and products which are the best available in the market, regardless of whether commissions are received for a referral.

You should seek independent financial advice and consider your own personal financial circumstances before applying for any credit card.

American Express

Platinum Charge$300 per application
Explorer$250 per application
Platinum Edge$150 per application
Qantas Ultimate$250 per application
Qantas Platinum$180 per application
Velocity Platinum$180 per application
Qantas Discovery$120 per application
Velocity Escape$120 per application
David Jones Platinum$180 per application
David Jones$150 per application
Essential$40 per application
Business Accelerator$200 per application
Qantas Business Rewards Charge$250 per application
Velocity Business Charge$250 per application
Gold Business Charge$250 per application
Green Business Charge$200 per application
Platinum Business Charge$330 per application
Business Explorer$275 per application


ANZ Frequent Flyer BlackUp to $150 per approval
ANZ Frequent Flyer PlatinumUp to $150 per approval
ANZ Frequent FlyerUp to $150 per approval
ANZ Rewards BlackUp to $150 per approval
ANZ Rewards PlatinumUp to $150 per approval
ANZ RewardsUp to $150 per approval
ANZ Rewards Travel Adventures CardUp to $150 per approval


Citibank Prestige Visa$280 per approval
Citibank Signature Visa$160 per approval
Citibank Emirates World$88 per approval

Coles Financial

Coles Rewards Mastercardup to $135 per approval
Coles No Annual fee cardup to $135 per approval
Coles Low Rateup to $135 per approval


Qantas Platinum Visa$120 per application

Latitude Finance

28 Degrees Mastercard$70 per approval


NAB Qantas Signature, Platinum & Standardup to $180 per approval
NAB Rewards Signature, Platinum & Standardup to $180 per approval
NAB Velocity Premium & Standardup to $180 per approval

Virgin Money

Virgin Money - Virgin Australia Velocity Flyer Card$60 per application
Virgin Money - Virgin Australia Velocity High Flyer Card$80 per application

Westpac, St. George, Bank of Melbourne and BankSA

Point Hacks earns up to $250 per approved cardholder of Westpac’s groups highest annual fee cards. Exact commissions vary based on offer and product.