With six out of every ten frequent flyer points coming from sources other than actually flying—and credit cards earning the bulk of those—getting the right mix of cards in your wallet is important to planning your next trip. Here is a sample of highlights from credit card providers available now.
Latest Offers
We round up the cards with noteworthy bonus offers to know about this month.
| Credit Card | Bonus Points | Annual Fee | Offer end date | Card Guide |
|---|---|---|---|---|
| Gift Card | ||||
St.George Amplify Rewards Signature ↓ | Up to 200,000 Amplify Rewards Points (can get up to $900 in eGift cards) | $199 for the first year, $295 p.a. ongoing | ongoing | Read Here |
 ANZ Rewards Black ↓ | Up to 180,000 ANZ Rewards Points (can get a $800 Gift Card) | $375 p.a. ongoing | ongoing | Read Here |
| Qantas Points | ||||
 American Express Qantas Business Rewards ↓ | 170,000 Qantas Points | $450 p.a. ongoing | 16 June 2026 | Read Here |
 NAB Qantas Business ↓ | 150,000 bonus Qantas Points | $295 p.a. | ongoing | Read Here |
 Qantas Money Titanium ↓ | 150,000 Qantas Points | $1,200 | ongoing | Read Here |
Westpac Altitude Qantas Black ↓ | Up to 150,000 Qantas Points | $295 p.a. plus $75 annual Rewards fee | ongoing | Read Here |
 Qantas Money Platinum ↓ | Up to 100,000 Qantas Points | $349 for the first year, $399 p.a. ongoing | ongoing | Read Here |
 Qantas American Express Ultimate ↓ | Up to 100,000 bonus Qantas Points | $450 p.a. | 5 May 2026 | Read Here |
| Velocity Points | ||||
American Express Velocity Business ↓ | 200,000 Velocity Points | $249 p.a. ongoing | 30 April 2026 | Read Here |
ANZ Rewards Black ↓ | Up to 90,000 Velocity Points (equivalent) | $375 p.a. ongoing | ongoing | Read Here |
 NAB Rewards Platinum ↓ | Up to 90,000 Velocity Points (equivalent) | $195 p.a. ongoing | ongoing | Read Here |
American Express Velocity Platinum ↓ | 100,000 bonus Velocity Points | $440 p.a. ongoing | 30 April 2026 | Read Here |
 Westpac Altitude Rewards Black ↓ | Up to 66,000 Velocity Points (equivalent) | $200 for the first year, $295 p.a. ongoing | ongoing | Read Here |
| KrisFlyer miles | ||||
Westpac Altitude Rewards Black ↓ | Up to 66,000 KrisFlyer miles (equivalent) | $200 for the first year, $295 p.a. ongoing | ongoing | Read Here |
ANZ Rewards Black ↓ | Up to 60,000 KrisFlyer miles (equivalent) | $375 p.a. ongoing | ongoing | Read Here |
| American Express Membership Rewards | ||||
 American Express Platinum Business ↓ | 350,000 Premium Ascent Membership Rewards Points | $1,750 p.a. | 14 July 2026 | Read Here |
 American Express Platinum ↓ | 200,000 Ascent Premium Membership Rewards points | $1,450 p.a. | 25 August 2026 | Read Here |
 American Express Explorer ↓ | 75,000 Amex MR Points | $395 p.a. | 19 May 2026 | Read Here |
Digging into the details
Learn more about the cards with noteworthy offers this month.
Gift Cards
St.George Amplify Rewards Signature
- Sign-up Bonus:
- Up to 200,000 Amplify Rewards Points
- Rewards Earn Rate:
- 3 Amplify Points per $1 on international spend, 2 Amplify Points per $1 on everyday spend, and 1 Amplify Points per $1 on all other eligible spend up to $10,000 per statement period. Then 0.5 Points per $1 thereafter, uncapped
- Annual Fee:
- $199 in the first year, $295 p.a. ongoing
- St.George is offering up to 200,000 Amplify Rewards Points (equivalent to 100,000 Velocity Points or up to $900 in eGift cards) plus a reduced first-year annual fee for new cardholders of the Amplify Rewards Signature Card. Includes two complimentary airport lounge passes, complimentary insurances and access to Visa Luxury Hotels program.
ANZ Rewards Black credit card
- Sign-up Bonus:
- Up to 180,000 extra ANZ Reward Points + $100 back
- Rewards Earn Rate:
- Earn 2 ANZ Reward Points per $1 spent on eligible purchases up to $5,000 per statement period, then 1 Reward Point per $1 spent on eligible purchases above $5,000 per statement period
- Annual Fee:
- $375 p.a.
- ANZ is offering up to 180,000 extra ANZ Reward Points (130,000 pts + $100 back when you spend $5,000 in the first 3 months from approval & 50,000 pts when card is kept for 15 months from activation) for new cardholders of the ANZ Rewards Black credit card. Includes complimentary insurance plus Apple Pay and Google Pay support.
Qantas
American Express Qantas Business Rewards
- Sign-up Bonus:
- 170,000 bonus Qantas Points*
- Rewards Earn Rate:
- Earn 2 Qantas Points per $1 spent on Qantas products and services, 1.25 Qantas Points per $1 spent on everyday business purchases, and 0.5 Qantas Points per $1 spent on government charges.^. After a total of 500,000 Qantas Points is earned in a calendar year, the everyday business earn rate will change from 1.25 to 0.75 Qantas Points per $1 spent.^
- Annual Fee:
- $450 p.a. and up to 99 Employee Cards at no additional cost
- Offer expires
- 16 June 2026
- Earn 170,000 bonus Qantas Points when you apply, are approved and spend $6,000 on eligible purchases in the first 3 months. T&Cs apply. New American Express Card Members only. Ends 16 June 2026. Earn up to 2 Qantas Points per $1 on eligible business purchases, plus access to two domestic Qantas Club Complimentary Lounge Invitations each year and complimentary international travel insurance. The annual fee is $450.
NAB Qantas Business Signature
Offer Currently Not Available
- Sign-up Bonus:
- 150,000 bonus Qantas Points
- Rewards Earn Rate:
- 1 Qantas Point earned per $1.50 spend on everyday business purchases including ATO payments capped at $50,000 per card per statement period
- Annual Fee:
- $295 p.a. per card
- Get 150,000 bonus Qantas Points when you spend $10,000 on eligible purchases in the first 90 days of opening your new account. Earn 1 Qantas Point per $1.50 on business and ATO spend, capped at $50,000 per card per statement period. Also includes complimentary NAB Commercial Cards Unauthorised Transaction Insurance and Transit Accident Insurance. The annual card fee is $295.
Qantas Money Titanium
- Sign-up Bonus:
- 150,000 Qantas Points
- Rewards Earn Rate:
- 1.25 Qantas Points per $1 up to $12,500 per statement period and 0.5 thereafter. 2 Qantas Points per whole AU$1 equivalent on international spend (uncapped). 2 additional Qantas Points per whole AU $1 equivalent spent on Qantas spend (uncapped)
- Annual Fee:
- $1200 p.a.
- Earn 150,000 Qantas Points when you spend $5,000 on eligible purchases in the first 90 days. Get two Qantas First Lounge passes per year, 20% more Status Credits, and 10% off selected Qantas domestic and international flights for two people, twice annually. Earn up to 2 Qantas Points per $1 on eligible spend (up to $12,500 per statement period), then 0.5 thereafter. Includes 0% p.a. on balance transfers for 6 months. Annual fee is $1,200.
Westpac Altitude Qantas Black
- Sign-up Bonus:
- Up to 150,000 bonus Qantas Points
- Rewards Earn Rate:
- Earn 1.2 Qantas Points per $1 on international transactions, 0.8 Qantas Points per $1 on everyday spend, and 0.5 Qantas Points per $1 on all other eligible spend up to $10,000 per statement period. Then 0.25 Qantas Points per $1 thereafter
- Annual Fee:
- $295 p.a. plus $75 annual Rewards fee
- Westpac is offering up to 150,000 bonus Qantas Points for new cardholders of the Westpac Altitude Qantas Black. This card earns up to 1.2 Qantas Points per $1 spent on eligible purchases, and includes two Qantas Club Complimentary Lounge Invitations each year plus complimentary international travel insurance. The annual card fee is $295, plus a $75 rewards fee.
Qantas Money Platinum
- Sign-up Bonus:
- Up to 100,000 bonus Qantas Points
- Rewards Earn Rate:
- 1 Qantas Point per whole AU$1 on Domestic Spend up to $10,000 per statement period and 0.5 thereafter. 1.5 Qantas Points per whole AU$1 equivalent on international spend plus 1 additional Qantas Point per whole AU$1 on selected Qantas spend
- Annual Fee:
- $349 for the first year, $399 p.a.
- Earn 60,000 Qantas Points when you spend $5,000 in the first 90 days, plus 40,000 bonus Qantas Points if you haven’t earned Qantas Points with a credit card in the last 24 months. Enjoy two Qantas Club lounge passes annually, complimentary international travel insurance, and 0% p.a. on balance transfers for 12 months (3% fee applies). The annual fee is $349 in the first year, then $399 ongoing. Earn 1 Qantas Point per $1 spent and 1.5 Qantas Points per AU$1 spent overseas.
Qantas American Express Ultimate
- Sign-up Bonus:
- Up to 100,000 bonus Qantas Points¹
- Rewards Earn Rate:
- 1.25 Qantas Points earned per $1 on eligible everyday purchases. 2.25 Qantas Points per $1 spent on selected Qantas products and services in Australia. 0.5 Qantas Point per $1 at government bodies in Australia. After a total of 100,000 Qantas Points is earned in a calendar year, the everyday earn rate will change from 1.25 to 1 Qantas Point per $1 spent.
- Annual Fee:
- $450 p.a.
- Offer expires
- 5 May 2026
- Earn 70,000 bonus Qantas Points when you spend $5,000 in the first 3 months, plus an additional 30,000 Qantas Points when you spend a minimum of $1 on your Card within 90 days of paying your second year annual Card Fee¹. (Offer ends 5 May 2026. New Amex Card Members only. T&Cs apply.) This card includes an annual $450 Qantas Travel Credit, two Qantas Club Complimentary Lounge Invitations after eligible Qantas spend each year, complimentary international travel insurance, and Qantas Wine Premium Membership (valued at $99). Earn 1.25 Qantas Points per $1 on everyday spend, 2.25 on Qantas purchases, and 0.5 on government payments. The annual fee is $450.
Velocity Points
American Express Velocity Business
- Sign-up Bonus:
- 200,000 bonus Velocity Points*
- Rewards Earn Rate:
- 1 Velocity Point per $1 spent on eligible everyday business purchases and 2 Velocity Points per $1 spent with Virgin Australia
- Annual Fee:
- $249 p.a. and $99 per Employee Card up to 99 cards
- Offer expires
- 30 April 2026
- Earn 200,000 bonus Velocity Points when you apply by 30 April 2026, are approved and spend $6,000 on eligible purchases on your new Card within the first 3 months of approval¹. (T&Cs apply. Available for new American Express Card Members only.) Access a line of unsecured funding with flexible spending power², and enjoy two complimentary Virgin lounge passes and complimentary travel insurance. Earn up to 2 Velocity Points per dollar on purchases within Australia. The annual fee is $249 and $99 per Employee Card.
ANZ Rewards Black credit card
- Sign-up Bonus:
- Up to 180,000 extra ANZ Reward Points + $100 back
- Rewards Earn Rate:
- Earn 2 ANZ Reward Points per $1 spent on eligible purchases up to $5,000 per statement period, then 1 Reward Point per $1 spent on eligible purchases above $5,000 per statement period
- Annual Fee:
- $375 p.a.
- ANZ is offering up to 180,000 extra ANZ Reward Points (130,000 pts + $100 back when you spend $5,000 in the first 3 months from approval & 50,000 pts when card is kept for 15 months from activation) for new cardholders of the ANZ Rewards Black credit card. Includes complimentary insurance plus Apple Pay and Google Pay support.
NAB Rewards Platinum Card with Velocity
- Sign-up Bonus:
- Up to 90,000 bonus Velocity Points¹
- Rewards Earn Rate:
- Earn uncapped points including 1 NAB Rewards Point earned per $1 on eligible everyday spend and 1.5 NAB Rewards Points per $1 at eligible Grocery Stores¹
- Annual Fee:
- $195 p.a.
- The NAB Rewards Platinum Card with Velocity is offering up to 90,000 Velocity Points (auto-converted from 180,000 NAB Rewards Points) for new cardholders. The card includes complimentary insurances, such as International Travel Insurance, Purchase Protection and Extended Warranty Insurance⁵, and allows you to earn flexible points on eligible spend including bonus points at eligible grocery stores and purchases made online with Webjet via NAB Rewards Store or on Webjet.com.au.¹²³
American Express Velocity Platinum
- Sign-up Bonus:
- Up to 100,000 bonus Velocity Points¹
- Rewards Earn Rate:
- 1.25 Velocity Points earned per $1 on all eligible spend except for government bodies⁵. 2.25 Velocity Points per $1 spent on selected Virgin Australia purchases⁵. 0.5 Velocity Points per $1 on Government spend⁵
- Annual Fee:
- $440 p.a.
- Offer expires
- 30 April 2026
- The American Express Velocity Platinum Card has 70,000 bonus Velocity Points on offer for new American Express Card Members who apply, are approved and spend $5,000 on eligible purchases within the first 3 months of approval, plus an additional 30,000 Velocity Points when you spend a minimum of $1 on your Card within 90 days of paying your second year annual Card Fee¹. (Offer ends 30 April 2026. New Amex Card Members only. T&Cs apply.) Includes several perks such as Virgin Australia Lounge Access² every time you fly domestically with Virgin Australia, 2 VA Guest Lounge Passes³ each year and a Complimentary Domestic Return Virgin Australia Flight⁷.
Westpac Altitude Rewards Black
- Sign-up Bonus:
- Up to 200,000 bonus Altitude points
- Rewards Earn Rate:
- 3 Altitude Points per $1 on international transactions, 2 Altitude Points per $1 on everyday spend, and 1 Altitude Points per $1 on all other eligible spend up to $10,000 per statement period. Then 0.5 Points per $1 thereafter, uncapped
- Annual Fee:
- $200 card fee for the first year, $295 p.a. ongoing
- The Westpac Altitude Rewards Black has up to 200,000 Altitude Points plus a reduced first year annual card fee on offer for new cardholders, the points can be redeemed for up to $950 in e-gift cards or transferred to Velocity Frequent Flyer, KrisFlyer or Cathay miles at a 3:1 ratio. The card offers high points earn rates plus ongoing benefits, including Priority Pass lounge invites.
Krisflyer Miles
Westpac Altitude Rewards Black
- Sign-up Bonus:
- Up to 200,000 bonus Altitude points
- Rewards Earn Rate:
- 3 Altitude Points per $1 on international transactions, 2 Altitude Points per $1 on everyday spend, and 1 Altitude Points per $1 on all other eligible spend up to $10,000 per statement period. Then 0.5 Points per $1 thereafter, uncapped
- Annual Fee:
- $200 card fee for the first year, $295 p.a. ongoing
- The Westpac Altitude Rewards Black has up to 200,000 Altitude Points plus a reduced first year annual card fee on offer for new cardholders, the points can be redeemed for up to $950 in e-gift cards or transferred to Velocity Frequent Flyer, KrisFlyer or Cathay miles at a 3:1 ratio. The card offers high points earn rates plus ongoing benefits, including Priority Pass lounge invites.
ANZ Rewards Black credit card
- Sign-up Bonus:
- Up to 180,000 extra ANZ Reward Points + $100 back
- Rewards Earn Rate:
- Earn 2 ANZ Reward Points per $1 spent on eligible purchases up to $5,000 per statement period, then 1 Reward Point per $1 spent on eligible purchases above $5,000 per statement period
- Annual Fee:
- $375 p.a.
- ANZ is offering up to 180,000 extra ANZ Reward Points (130,000 pts + $100 back when you spend $5,000 in the first 3 months from approval & 50,000 pts when card is kept for 15 months from activation) for new cardholders of the ANZ Rewards Black credit card. Includes complimentary insurance plus Apple Pay and Google Pay support.
American Express Membership Rewards
American Express Membership Rewards points are amongst the most flexible out there, with the ability to be transferred to key frequent flyer programs like Velocity, KrisFlyer and Asia Miles, as well as Qantas for Platinum and Business Platinum Card Members.
American Express® Platinum Business Card
- Sign-up Bonus:
- 350,000 Bonus Membership Rewards Points*
- Rewards Earn Rate:
- Earn 2.25 Membership Rewards points per $1 on all eligible business purchases, except for spend with government bodies, for which you will earn 1 point per $1 spent
- Annual Fee:
- $1,750 p.a
- Offer expires
- 14 July 2026
- Earn 350,000 Bonus Membership Rewards Points* when you apply by 14 July 2026, are approved and spend $12,000 on eligible purchases on your American Express Platinum Business Card in the first 3 months of approval. The Card is aimed at small and medium-size businesses who want to maximise their points earned, as well as business and travel benefits. T&Cs apply. Available for new American Express Card Members only.
American Express Platinum Card
- Sign-up Bonus:
- 200,000 bonus Membership Rewards Points¹
- Rewards Earn Rate:
- Earn 2.25 Membership Rewards points per $1 on all eligible purchases, except for spend with government bodies, for which you will earn 1 point per $1 spent
- Annual Fee:
- $1,450 p.a.
- Offer expires
- 25 August 2026
- Enjoy 200,000 bonus Membership Rewards Points¹ when you spend $5,000 on eligible purchases in the first 3 months. (Offer available to new American Express Card Members only. Offer ends 25 August 2026. T&Cs apply.) Unlock premium perks including unlimited airport lounge access, international travel insurance, Amex Hotels and Resorts benefits, up to $400 in Global Dining Credit¹⁰, and a $450 Travel Credit⁵ each year. Earn up to 2.25 Membership Rewards Points per $1 on eligible spend. The annual fee is $1,450.
American Express Explorer Credit Card
- Sign-up Bonus:
- 75,000 Bonus Membership Rewards Points¹
- Rewards Earn Rate:
- Earn 2 Membership Rewards points per $1 on all purchases except government bodies where you will earn 1 point per $1 spent⁶
- Annual Fee:
- $395 p.a.
- Offer expires
- 19 May 2026
- Earn 75,000 Bonus Membership Rewards Points¹ when you apply by 19 May 2026, are approved and spend $4,000 on eligible purchases on your new American Express Explorer® Credit Card within the first 3 months (T&Cs apply. New American Express Card Members only). Enjoy a $400 Annual Travel Credit², complimentary access to The Centurion® Lounges³ in Sydney and Melbourne, Card, Smartphone and International Travel Insurance⁴, for a $395 p.a. annual fee.
You can also check out our full list of credit card offers as well as our best uses of points series.
Frequently Asked Questions
What are the best credit card bonus point offers in Australia right now?
Bonus point offers change frequently, but as of July 2025, some standout deals include:
- 150,000 Qantas Points with the Qantas Premier Titanium Card
- 150,000 Membership Rewards Points with the Amex Platinum Card
- 300,000 Membership Rewards Points with the Amex Platinum Business Card
- Up to 180,000 ANZ Reward Points + $100 cashback with ANZ Rewards Black
Check this page monthly for the most up-to-date offers.
Which credit card gives the most frequent flyer points on sign-up?
Currently, the American Express Platinum Business Card offers the highest sign-up bonus with 300,000 Membership Rewards Points. Among personal cards, the Qantas Premier Titanium and Amex Platinum offer 150,000 Qantas or Membership Rewards Points, respectively. All offers are subject to eligibility criteria and spend requirements.
Can I get bonus points if I’ve held the card before?
In most cases, no. To be eligible for bonus points, you generally must be a new cardholder and not have held the same card—or sometimes even a similar card from the same provider—within the past 12 to 24 months.
Always check the terms and conditions of each offer before applying.
What’s the difference between Qantas, Velocity, and Membership Rewards points?
- Qantas Points can be used for Qantas flights, upgrades, hotels, and shopping via the Qantas Store.
- Velocity Points are Virgin Australia’s loyalty currency, great for domestic and international redemptions.
- Membership Rewards Points (Amex) are flexible and can be transferred to a variety of airline and hotel programs, including Qantas, KrisFlyer, Velocity, and more.
Each program has different redemption values and rules, so choose based on your travel goals.
Our roundup of credit card offers to know about this month [February 2026] was last modified: February 11th, 2026 by
Community Comments
It would be great to see more of a focus on cards with no or reduced annual fee in first year for example the current CitiBank Qantas deal – looks like one of the better deals atm.
Hi Nic
Generally, we only feature Exclusive deals or cards with a high frequent flyer points sign-on bonus, however, do note that we have pages for both NO Annual Fee cards and Balance Transfer cards that may appeal to you.
https://www.pointhacks.com.au/credit-cards/no-annual-fee-frequent-flyer-credit-cards/
https://www.pointhacks.com.au/credit-cards/credit-cards-for-balance-transfers/
perhaps in the brief synopsis, you can include the annual fee so it is not necessary to click into each one of the deals……………………….
Hi,
Great article – one additional metric which would be really useful along with the bonus points would be to understand what the earn rate per $ is for each card. The bonus is useful, however after this I would love to know which card will earn me the most points.
Thanks
What about the current Bendigo Bank offer of 80,000 Qantas points for an annual fee of only $149? Only need to spend $2,500 is the first 90 days. Okay, at 0.6 points per $1 isn’t a great earn rate, but I see this as purchasing 80,000 points for $149 which I think is an awesome deal. You can even select a credit limit as low as $3,000 so don’t have to justify a high limit.
As a further note to the Westpac bundle deals you can mix and match so that means you can apply for the platinum visa card for no fee and then the black AMEX card with no fee meaning 100,000 Qantas points for zero dollars. Now that’s a deal!
I think there is an error with the Annual Fee with the two Westpac bundles. The T&Cs here https://www.qantas.com/au/en/frequent-flyer/earning-points/cards-banking/compare-credit-cards.html#/uses=Personal word the annual fee waivers identically for the two Westpac bundles. However your wording suggests that the Altitude Black is still going to cost me $250 (+ $50). But I think that’s incorrect. Can you double check?
Our offer is different to the one available on the Qantas website.
hi pointshack,
can you confirm with any of the velocity credit card offers do any check my payroll department for proof of income, i work for government and always have issues with credit providers contacting them for proof as they will not give out my pay details to anyone unless court ordered?
thanks in advancer
Almost all card providers will want to check the income you state on the application form, either through the use of payslips and/or by contacting your bank. We are unable to comment on the exact nature of each provider’s application process, so will need to discuss with them to find out their requirements and whether they will work for your circumstances.
Hi.
I held a black Westpac card in the past 12 months but it has been closed. Does this make me ineligible for the bonus points for the Westpac platinum card.
Thanks.
As the card guide states:
So you would have to wait 12 months from when you closed the card.
What about the NAB Qantas Cards with 90k Bonus and reduced 1st yr annual fee?
Well timed – thank you! My wife & I were discussing a week ago that it’s about time to think about getting new cards. We’ve both applied for St George Amplify
Hi Matt I applied for a St George Signature card through your link. Your article says the 1st year fee will be reduced by $100 but the documentation that came with the card says nothing about this. I’ll be interested when the fee posts, and whether you actually receive your bonus for the referral?
Yes, we’ve heard this has happened for a few applicants. St.George has told us that the documentation shows the higher annual fee but there should be a note on your file about the reduced annual fee. Wait until it posts and, if wrong, give them a call to refund the difference.
Would I still be eligible for Bonus Points if I apply for ANZ Rewards Travel knowing that I already got an ANZ Black?
Yep, you’re eligible!
Hi Matt – Thanks for the timely post. I was looking for same. I wanted to check is there any referral bonus for American Express Business Explorer card?
I don’t have that card, so can’t give a 100% answer, but you can check by logging into your Amex account and scrolling to Refer A Friend at the bottom of the page.
Hey Matt,
Any idea when the 100k sign-up bonus may return on the Personal Plat Charge?
Thanks.
Unfortunately, we don’t have access to that information. We wish we did!
Your reveiw lists ANZ FF Black as offering 75 status credits. But on the ANZ link provided, there is no mention of this bonus. Is this bonus currently on offer?
The Status Credit bonus ended on 23 January. You’ll find more information in the card review.
Hi great article thank you so much.
We use SPG points more than say Qantas and already have AMEX cards.
Any thoughts on best card offer for this scenario ?
We can’t legally suggest cards for individual circumstances. You might buy Starpoints to top up your balance and have a look at our Visa/Mastercard offerings.
Do you think Hilton will ditch Maquarie bank in favour of Amex in Australia?
It would be great to see the Aspire cars in Australia
https://www.americanexpress.com/us/credit-cards/card/hilton-honors-aspire/
Do you think there is any chance Amex might expand their relationship with Hilton in Australia with a similar card to the Aspire. This is such a good offering.
https://www.americanexpress.com/us/credit-cards/card/hilton-honors-aspire/
Hi.
it seems the Virgin High Flyer 120,000 bonus points has been extended until Feb 28,2018.
visible when you go through the velocity website.
https://www.virginmoney.com.au/products/credit-card/multi-credit-cards/velocity-home-main/airline/?cid=CC:27:15
Just a heads up the VIRGIN HIGH FLYER offer got extended and is still 120,000 bonus points, you have to go via the velocity page for it to come up with the info
https://www.virginmoney.com.au/products/credit-card/multi-credit-cards/velocity-home-main/airline/?cid=CC:27:15
Ends Feb 28
I find the table great to scan through, followed by the finer detail below. A successful layout change!
The snapshop table is great. Is there somewhere on the website where you can see a similar snapshot table with all current credit card offers? if not, it would be great to include somewhere.
Great suggestion! I’ll note that down. In the meantime, our best earning points deals and best credit card deals offer you more comprehensive information.
Hi. I signed up to the Westpac Altitude black through the link and got approved. I have had the card now for a month and haven’t received the 20k bonus points yet. How do I go about getting these put into my account?
The terms and conditions on the application page state:
Hi
I am trying to decide on which business card to choose.
How can I compare them?
I can only find compare option for non-business cards
This question may help you out, as well as checking out our guides to the Amex Business Platinum Charge and Amex Business Explorer cards.
Hi Keith with the St George, can you get the Qantas Bonus points then change to Amplify rewards afterwards?
Great question! Good news – yes you can. In the terms and conditions, it states you can switch between the two programs as many times as you want but just note that you should leave at least ten business days for each change to come into effect.
Getting 60000 points from St George and BoM for $279 normally would be ok but nothing special… But when you can get the same number of points from HSBC for $80 less why would you bother.
It’s definitely not worth sticking around the full year to get the extra 30k for another annual fee (90k points for $558 over 13 months – no thanks)!
If you look at bonus vs annual fee only, sure. However if you then consider spend, HSBC’s points cap can be very limiting, and St. George’s ability to earn points into Amplify is good if you want flexibility instead of earning Qantas Points. Different cards for different preferences, it’s good to have choice!
Thanks for all you produce on this site. I had my eye on some cards and remembered just as I was about to apply about your referral links and so came back here to click through – applied for two last week and one already approved so enjoy the little ‘donation’ back!
Thanks Pete!
Hi
Quick question regarding the ANZ Black card, I used to have a QFF Platinum with them, and cancelled it. So, when you say “offer only available to new ANZ Frequent Flyer customers who meet eligibility criteria, exclusions apply”, does that mean I won’t qualify for the bonus points? I cannot find any clarity on the ANZ website.
Thanks.
Jon
It may be best to give them a call to clarify this.
FYI … The ANZ FF Black AMEX is being discontinued from 5th August 2017, and the Visa that comes with the package is downgrading it points conversion from 1 point per $1 to 0.5 points for spends over $7,500 per statement.
Hi Keith, Does the NAB Rewards Platinum Card (80k sign up bonus) have foreign transaction / overseas currency conversion fees?
Yes, there is a 3% conversion fee. You can read more in the NAB Rewards Platinum Visa guide.
This Amex requirement of not being an existing cardholder doesn’t help them. I already have two Amex cards – Platinum credit for grocery and petrol shopping, and Qantas Discovery for fee-free QFF points. Last year I had an ANZ Black Frequent Flyer Amex/Visa, but I closed that when they announced the end of my 1.5 QFF points per Amex $ spend.
I’m in the market for a better QFF point earning card, and would consider Qantas Ultimate if it wasn’t for this clause. Do they really want to push me to close my two existing accounts and serve the 18 month time, just so I qualify for a deal that may/may not come up next year?
Have they never heard the old adage that the best customer is the one you already have?
Completely agree, Amex UK aren’t as strict on this, they allow you to get the bonus on new cards as long as you don’t already hold one earning the same rewards currency (so if you hold a Membership Rewards card, you can get the bonus on SPG, BA and cashback cards, and vice versa). Their waiting period is also only six months after canx, during which time you can hold the others, of course!
Conversely, although I have no first hand experience of this unlike the UK cards, which I still have, Amex USA are worse – no churning ever.
Bank companion cards are not counted when applying for a new Amex. Only previous AMEX-direct cards.
I had the basic ANZ frequent flyer Visa/Amex and got rid of it around two weeks ago, applied for the Ultimate Qantas AMEX (through the PH link), and have just received my 75,000 bonus points.
And if you applied for the card more than 18 months ago and still have it, does that make you eligible to apply for it?
For the AMEX cards where it states “Card Members who currently hold or who have previously held any Card product issued by American Express Australia Limited in the preceding 18 month period are ineligible for this offer”, does this mean that if you have an existing AMEX card issued say two years ago you are eligible to now apply?
Yes, you would be eligible for the bonus if you cancelled the card more than 18 months ago.