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$750 Luxury Escapes Gift Card plus a reduced first year annual fee with the Citi Premier Credit Card
Card Overview
The Citi Premier Card offers a $750 Luxury Escapes Gift Card with $7,000 spend on eligible purchases within 90 days from approval, plus a reduced first year annual fee of $150 (usually $300) for new cardholders who apply by 30 April 2024. The card earns up to 2 Citi reward Points per dollar on eligible transactions and includes two complimentary Priority Pass airport lounge visits each year, plus the ability to earn Citi reward Points and redeem them for a statement credit or transfer them to participating partners.
Key Attributes
$750 Luxury Escapes Gift Card, when you spend $7,000 on eligible purchases in the first 90 days from approval
Luxury Escapes - Enjoy 10% off (up to $250) Limited Time Lux Exclusive hotel offers until 1 March 2024
Receive two complimentary airport lounge visits every year when you enrol in Priority Pass
Ability to earn Citi reward Points and redeem them for a statement credit via Pay with Points or transfer them to participating partners
Apple Pay, Google Pay & Samsung Pay Support
2 Citi reward Points per $1 spent on Eligible Transactions online or overseas and 1 Citi reward Point per $1 spent on Eligible Transactions everywhere else, capped at 200,000 Citi reward Points over a 12-month period
Annual Fee: $150 for the first year and each subsequent year if you spend $48,000 on eligible purchases or cash advances in the previous year, otherwise $300 p.a. ongoing
New Citi Premier credit card customers only
Citi is offering a $750 Luxury Escapes Gift Card when you apply, are approved and spend $7,000 on eligible purchases with your Citi Premier Credit Card within 90 days from approval plus a reduced first year annual fee of $150 (usually $300).
Cardholders can still enjoy $150 annual fee in each subsequent year if they spend $48,000 on eligible purchases in the previous year.
The Citi Premier Credit Card earns up to 2 Citi reward Points per dollar on eligible spend and includes complimentary Priority Pass(TM) membership with two airport lounge visits each year, plus the ability to earn Citi reward Points and redeem them for a statement credit or transfer them to a number of partners
Digging into the benefits of the Citi Premier Credit Card
2 Citi reward Points per $1 spent on Eligible Transactions online or overseas
1 Citi reward Point per $1 spent on Eligible Transactions everywhere else
Points cap
200,000 Citi reward Points over a 12-month period
Minimum credit limit
$10,000
Earns points at ATO
No
Travel benefits
Priority PassTM membership and two complimentary airport lounge visits each year
Annual fee
$150 for the first year and each subsequent year if you spend $48,000 on eligible purchases or cash advances in the previous year, otherwise $300 p.a. ongoing
Cardholders can transfer their Citi reward Points at the following rates.
Transferring to Velocity allows cardholders to redeem for flights on Virgin Australia.
Effective Frequent Flyer Program Point Earn Rates
Frequent Flyer Program
All other eligible spend
Eligible Transactions made online
and International Spend
Qantas Points*
0.5 point / $
1 point / $
Velocity Points
0.5 point / $
1 point / $
KrisFlyer Miles
0.4 point / $
0.8 point / $
* Qantas Points are only earned through the Citi Premier Qantas credit card
The minimum number of Citi reward Points required to make a transfer varies depending on the partner program.
Velocity Frequent Flyer – Minimum 2,000 points in 1-point increments
Singapore KrisFlyer – Minimum 20,000 points in 1-point increments
Flybuys – Minimum 2,000 points in 1-point increments
Any balance less than the minimum is ineligible to be transferred to frequent flyer programs until the minimum threshold is reached.
Priority Pass(TM)
The card also comes with Priority Pass(TM) lounge membership, valued at US$99 per year, and two included airport lounge visits valued at US$35 each.
If you are a cardholder, you will receive a welcome pack from Citi with a Priority Pass(TM) access code soon after receiving your card in the mail. The code then lets you sign up for the relevant membership from Priority Pass(TM).
Insurance
Finally, you’ll also get a range of insurance, including the following:
Guaranteed Pricing Scheme
Purchase Cover Insurance
International Travel Insurance
Extended Warranty Insurance
Transit Accident Insurance
Interstate Flight Inconvenience
As usual, you’ll need to read the PDS and assess if these insurances meet your needs and offer you substantial value.
This guide references some of the benefits of insurance policies provided with this card. Before obtaining this product, you should read the PDS and obtain independent professional advice.
Citi PayAll
Earn Citi reward Points on larger everyday expenses such as rent, taxes, education fees, property management fees, childcare and miscellaneous bills with Citi PayAll. Offers are subject to eligibility and are only available if your account is in good standing.
The Citi Premier Credit Card is a great option for those looking to earn points into Velocity, KrisFlyer or Flybuys whilst taking advantage of the flexible nature of the Citi Rewards Program.
The Card’s airline and loyalty partners are of a high quality and are among the largest in the Australian market. The Card also comes with additional benefits, such as complimentary Priority Pass(TM) membership and 2 airport lounge visits, making for a more comfortable journey in the future. Also, the ability to turbocharge your Points earned from Citi PayAll is another great feature.
It is also good to see that the Card also comes with many complimentary insurances, which is expected for this level of card.
Overall, this is a Card worth considering for those who like to diversify their Points earn and are looking for a mid-range annual fee card.
Important information
National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”) is the credit provider and issuer of Citi branded financial and credit products. NAB has acquired the business relating to these products from Citigroup Pty Ltd (ABN 88 004 325 080, AFSL and Australian Credit Licence 238098) (“Citi”) and has appointed Citi to provide transitional services.
Our/us/we means NAB unless the context otherwise requires it. “Citi”, “Citibank”, “Citigroup”, the Arc design and all similar trade marks and derivations thereof are used temporarily under licence by NAB from Citigroup Inc. and related group entities.
$750 Luxury Escapes Gift Card plus a reduced first year annual fee with the Citi Premier Credit Card was last modified: June 2nd, 2025 by
