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Up to 50,000 bonus Qantas Points with the Bankwest Qantas Platinum Mastercard
Card Overview
Bankwest is offering up to 50,000 bonus Qantas Points for new cardholders who apply for the Qantas Platinum Mastercard and spend $3,000 on eligible purchases in the first 90 days and keep their card open for over 15 months. The card earns 0.75 Qantas Points per dollar and has no foreign transaction fees for online and overseas purchases.
Key Attributes
Up to 50,000 bonus Qantas Points, receive 40,000 bonus Qantas Points when you spend $3,000 or more on eligible purchases within the first 90 days of approval and an additional 10,000 bonus Qantas Points if you keep your card account open for at least 15 months
Waived foreign transaction fees for online and overseas purchases
Domestic and international travel insurance, purchase security insurance
Apple Pay, Google Pay & Samsung Pay Support
0.75 Qantas Point per $1 spent on eligible purchases up to $2,500 per month, 0.3 Qantas Points per $1 thereafter
2.99% on Balance Transfers for 9 months
Annual Fee: $160 p.a.
Bonus Qantas Points promotion is only available to eligible new Bankwest Qantas Platinum Mastercard customers
The Bankwest Qantas Platinum Mastercard has up to 50,000 bonus Qantas Points on offer for new cardholders.
A minimum spend of $3,000 within the first 90 days of approval is required to receive 40,000 bonus Qantas Points and get an additional 10,000 bonus Qantas Points if you keep your card account open for at least 15 months.
Bankwest now only offer the Qantas Platinum Mastercard and Qantas World Mastercard to new customers in their Qantas cards range.
We will take a look into the details of the Platinum Mastercard in this guide. The Platinum Mastercard is packed with similar benefits as the World MasterCard version and comes with a standard $160 annual fee which can also be bundled with your Bankwest home loan, if you have one.
Earning Qantas Points from Spend
The Bankwest Qantas Platinum card earns 0.75 Qantas Point per $1 on day to day spend up to $2,500 per month and 0.30 Qantas Point per $1 thereafter, unlimited. There are no overseas or Qantas spend bonuses.
For those who still have the Classic card, it earns 0.30 Qantas Points per $1 on spend with no points cap and with limited benefits.
Other Benefits of the Bankwest Qantas Platinum Mastercard
The best benefit of the Platinum card, in my opinion, is the waived foreign transaction fees for online and overseas purchases, with this card being one of the few cards on the market together with the Bankwest World Mastercard which offers this waiver while still allowing you to earn points.
Given there is usually a 2.95% surcharge on your overseas spend with Bankwest’s other cards, this is a substantial saving and covers online and in-person transactions.
This guide references some of the benefits of insurance policies provided with this card. You should read the PDS and obtain independent professional advice before obtaining this product.
Card Details
Card
Bankwest Qantas Platinum MasterCard
Loyalty program
Qantas Frequent Flyer
Points earned from spend
0.75 Qantas Points per $1 spend up to $2,500 per month and 0.30 Qantas Points per $1 thereafter, uncapped
Points cap
no hard cap
Travel benefits
Waived foreign transaction fees
Included insurances
Domestic and international travel insurance, purchase security insurance (PDS)
Overseas transaction fee
0% for online and overseas purchases
Mobile wallet
Apple Pay, Google Pay and Samsung Pay
Annual fee
$160
Comparing the Bankwest Qantas Platinum to the Classic
The primary differences in benefits between the two are the points earn rate and the foreign transaction fee waiver.
The annual fee for the Classic is $100. Given the Platinum card is only $160, I’d suggest going for the Platinum card, especially since it comes with complimentary insurances while the Classic does not.
Card Details
Card
Bankwest Qantas Classic MasterCard
Loyalty program
Qantas Frequent Flyer
Points earned from spend
0.3 Qantas Points per $1 spent
Points cap
no points cap
Travel benefits
n/a
Included insurances
n/a
Overseas transaction fee
2.95% of the converted amount
Mobile wallet
Apple Pay, Google Pay and Samsung Pay
Annual fee
$100
Halo Payment Ring
These Bankwest cards are also eligible for the Halo Payment Ring, embedded with a Mastercard Contactless chip.
Apple Pay, Google Pay & Samsung Pay Support
Bankwest cards support Apple Pay, Google Pay & Samsung Pay meaning you can use this card on your smartphone for easier payments.
Read the Point Hacks guide to using Apple Pay or for using Google Pay & Samsung Pay, including instructions on how to add your Bankwest card to those services.
With this feature set up, it means you could still use your NFC-enabled phone to make purchases with your Bankwest account, even if your physical card is lost or stolen and pending replacement.
Summary – Bankwest Qantas Mastercard range
The earn rate for both Classic and Platinum cards are not the best in the market, however, if there’s a decent sign-up bonus on offer and you spend a considerable amount on overseas transactions and prefer saving cash to earning more points, then the Platinum card is a decent option.
Otherwise, there are Qantas Cards out there with higher earn rates on spend which you could probably consider instead.
Up to 50,000 bonus Qantas Points with the Bankwest Qantas Platinum Mastercard was last modified: November 25th, 2025 by
Community Comments
Just a quick question – there’s no mention of currency conversion fees anywhere here or on the Bankwest website – are they waived too?
Quick question as I can never seem to read these things correctly.
What I was looking for was a card with $0 international fees and the ability to earn points on international transaction. I already have the NAB 1 point per dollar mastercard and 1.5 points per dollar AMEX so these would be everyday but this card would be for overseas transactions.
Currently I am spending around $3500 a month on overseas transactions.
You’ll need to run the maths and decide for yourself. With the NAB account you’ll be paying ~2%-3% more on each transaction than with the Bankwest Platinum, with a lower points earn rate.
Currently I use 28 degrees for overseas transactions so no fee but also no points accumulation.
This card will cost $160 but I think the 50,000 points credited to my QFF account and the points I will accumulate on a $3000 a month spend should at least exceed the cost of owning the card for one year. At the end of the year I would try and get Bankwest to waive the fee or I will move on.
Any word on minimum salary? I’ve applied for a platinum bank west before and after preliminarily being accepted, got rejected with poor explanation. This was the only reason I could think of.
Hi Keith
Great website btw. Used your advice on recent European trip on MA and also your advice on departing Paris instead of LON when in Buisness class due to departure taxes. Thanks very much!
On these Bankwest platnum mastercard, it is certain they do not give points for ATO payments? I have several land tax and ATO payments due this year (not common, not a small business) and have been a loyal WOW Qantas cardholder (4 years – got them to waive my annual fee so will use it up to the $3000 pm for 1:1), , but want to get another 1:1 card or close. I like the Bankwest 50,000 signup and potetial to get the qantas world card. The bankwest terms states they exclude “government charges” from points. There is much conjucture what this means, as HSBC qantas platinum says the same thing but still gives points for ATO. Does bankwest definitely not give points for ATO and OSR payments from your personal experience?
That’s okay, i only wrote again as I couldn’t remember where I’d left the first message and then couldn’t find it anywhere!
I managed to get my Platinum to be upgraded immediately to World however it means that I will have $220 annual fee instead of $160 and loss my promo points.
I am quite unhappy but probably decide to keep the Platinum just to get the points.
What would stop you keeping the Platinum for a couple of months until the points come through, then doing the upgrade? Doesn’t seem too much to be unhappy about here…
I took up this offer last week with Bankwest. There new policy is wait six months on the platinum card then upgrade to the world card. You need to have a credit limit of 12k for the world card. I could not fault Bankwest’s customer service they even offered me a discounted home loan of 4.2%. Considering its only 60k for business class BNE to HKG one way the $160 annual fee is quite cheap in my book.
Just a quick question – there’s no mention of currency conversion fees anywhere here or on the Bankwest website – are they waived too?
Hello Keith
Quick question as I can never seem to read these things correctly.
What I was looking for was a card with $0 international fees and the ability to earn points on international transaction. I already have the NAB 1 point per dollar mastercard and 1.5 points per dollar AMEX so these would be everyday but this card would be for overseas transactions.
Currently I am spending around $3500 a month on overseas transactions.
Worth it?
You’ll need to run the maths and decide for yourself. With the NAB account you’ll be paying ~2%-3% more on each transaction than with the Bankwest Platinum, with a lower points earn rate.
Sorry I confused even myself.
Currently I use 28 degrees for overseas transactions so no fee but also no points accumulation.
This card will cost $160 but I think the 50,000 points credited to my QFF account and the points I will accumulate on a $3000 a month spend should at least exceed the cost of owning the card for one year. At the end of the year I would try and get Bankwest to waive the fee or I will move on.
Am I missing something here 🙂
Any word on minimum salary? I’ve applied for a platinum bank west before and after preliminarily being accepted, got rejected with poor explanation. This was the only reason I could think of.
To my knowledge Bankwest don’t publish a minimum salary, or at least I haven’t seen one where I would expect it to be published if they did.
Hi Keith
Great website btw. Used your advice on recent European trip on MA and also your advice on departing Paris instead of LON when in Buisness class due to departure taxes. Thanks very much!
On these Bankwest platnum mastercard, it is certain they do not give points for ATO payments? I have several land tax and ATO payments due this year (not common, not a small business) and have been a loyal WOW Qantas cardholder (4 years – got them to waive my annual fee so will use it up to the $3000 pm for 1:1), , but want to get another 1:1 card or close. I like the Bankwest 50,000 signup and potetial to get the qantas world card. The bankwest terms states they exclude “government charges” from points. There is much conjucture what this means, as HSBC qantas platinum says the same thing but still gives points for ATO. Does bankwest definitely not give points for ATO and OSR payments from your personal experience?
Sorry for not getting for your first comment sooner!
That’s okay, i only wrote again as I couldn’t remember where I’d left the first message and then couldn’t find it anywhere!
I managed to get my Platinum to be upgraded immediately to World however it means that I will have $220 annual fee instead of $160 and loss my promo points.
I am quite unhappy but probably decide to keep the Platinum just to get the points.
What would stop you keeping the Platinum for a couple of months until the points come through, then doing the upgrade? Doesn’t seem too much to be unhappy about here…
I took up this offer last week with Bankwest. There new policy is wait six months on the platinum card then upgrade to the world card. You need to have a credit limit of 12k for the world card. I could not fault Bankwest’s customer service they even offered me a discounted home loan of 4.2%. Considering its only 60k for business class BNE to HKG one way the $160 annual fee is quite cheap in my book.