St.George is offering up to 100,000 bonus Amplify Points (can get you up to $450 in eGift cards) and a reduced first-year card fee of $99 for new cardholders of the Amplify Rewards Platinum Card.
The bonus is split into two parts, with the first 75,000 bonus Amplify Rewards Points to be received after spending a minimum of $3,000 on eligible purchases within the first 90 days of approval and an additional 25,000 bonus Amplify Rewards Points after your first eligible purchase in year 2.
The St.George Amplify Rewards Platinum Card offers an effective points earn rate of up to 1 frequent flyer point per dollar on most of the linked frequent flyer programs to Amplify Rewards, which for an ongoing $175 card fee card, is respectable. The strength of Amplify Rewards is its ability to be transferred to multiple rewards partners, offering flexibility in how you redeem your points.
The Amplify family includes cards offered by St.George, Bank of Melbourne and BankSA. This guide covers the different earn rates, caps and benefits of the St.George Platinum Visa – Amplify Rewards variant. We also cover the St.George Amplify Rewards Signature in a separate guide.
Digging into the details of the St.George Amplify Rewards Platinum
The St.George Amplify Rewards Platinum offers 2 Amplify Points per $1 on international spend, 1.25 Points per $1 on everyday spend, and 1 Point per $1 on all other eligible spend, up to $5,000 per statement period. Then 0.5 Amplify Points per $1 thereafter, uncapped.
Card Details
| Card | St.George Amplify Rewards Platinum Card |
| Loyalty program | Amplify Rewards |
| Points earned from spend | 2 Amplify Points per $1 on international spend 1.25 Amplify Points per $1 at major supermarkets, department stores, petrol, dining, utilities 1 Amplify Point on all other eligible transactions |
| Points cap | $5,000 per statement period then 0.5 Amplify Points per $1 thereafter, uncapped |
| Insurance | Overseas travel insurance, extended warranty on purchases etc. (PDS) |
| Overseas transaction fee | 3% of the converted amount |
| Mobile wallet | Apple Pay, Google Pay and Samsung Pay |
| Card fee | $175 p.a. ongoing |
Effective Frequent Flyer Program Point Earn Rates
| Frequent Flyer Program | International Spend | Everyday Spend | Other eligible Spend |
|---|---|---|---|
| Velocity Points | 1 point / $ | 0.625 points / $ | 0.5 points / $ |
| Singapore Airlines KrisFlyer miles | 0.66 miles / $ | 0.41 miles / $ | 0.33 miles / $ |
Finally, it is worth noting the card terms in relation to loyalty points are here.
Amplify Rewards vs Qantas Points
The St.George Amplify Platinum Visa also has a Qantas Rewards variant that earns up to 0.75 Qantas Points per $1 on spend. Otherwise, earn rate is up to 2 Amplify Rewards Points per $1 on eligible purchases on the Amplify Rewards variant.
We cover the details of the Amplify Rewards and its frequent flyer transfer partners in a separate guide.
St.George Apple Pay, Google Pay & Samsung Pay support
St.George cards support Apple Pay & Google Pay & Samsung Pay, meaning you can use this card on your smartphone for easier payments. Find out more in our guides for each of the compatible services.
Summing Up
The St.George Amplify Rewards Platinum could be a useful card for those who are looking for non-Amex cards that earn points on spend and offers flexibility in how you use them, without a particularly expensive card fee.
Bonus offers can be hit and miss on the Amplify range, but when they are on offer, these cards are worth considering. Those looking for more features like lounge access and other travel perks however might find the Amplify Signature cards more appealing.
Thanks,
PL