Supermarket gift card offers are one of the easiest ways to accumulate points without a credit card. Here’s how I turned JB Hi-Fi purchases into reward flights.

Not sure how to make the most of the recurring ’20x bonus points’ offers on gift cards? I took advantage of a deal to earn an easy 10,000 Qantas Points when upgrading my phone.

Gift card offers are fairly abundant, and while the headline discounts seem appealing, it’s hard to know whether these deals are any good – we look at how to earn points, secure discounts, or both.