Etihad Guest is a transfer partner of several bank rewards programs in Australia and, as a result, earning Etihad Guest miles from credit card spend is one of the key ways you can get your hands on points. If you happen to put a lot of your day-to-day spend on American Express, Visa or MasterCard, there are some high points earning options out there.

We’ve included an overview table so you can assess the cards that are out there, versus those you may have in your wallet. We also include some of the current sign-up bonuses for new applicants.

The highest Etihad Guest miles-earning credit cards

Card / OfferEtihad Guest Mile
earned / $ spent		Points CapAnnual fee ($)Our Guide
American Express Platinum Card
American Express Platinum Card ↓		1.125 miles on all eligible spend, and
0.5 mile on spend at government bodies		uncapped$1,450Read Here
American Express Platinum Business Card
American Express Platinum Business Card ↓		1.125 miles on all eligible spend, and
0.5 mile on spend at government bodies		uncapped$1,750Read Here
American Express Explorer
American Express Explorer ↓		1 mileuncapped$395Read Here
American Express Business Explorer
American Express Business Explorer ↓		1 mileuncapped$149Read Here
Diners Club Card and Mastercard
Diners Club Card + World MasterCard		1 on Diners
0.375 on Mastercard		uncapped$299Read Here
American Express Platinum Edge
American Express Platinum Edge ↓		0.5 mile on general spend including utilities and ATO
1 mile on overseas spend
1.5 miles at supermarkets and petrol stations		uncapped$195Read Here
Citi Prestige Mastercard
Citi Prestige Mastercard		0.33 mile on general spend
0.66 mile at major petrol
stations, supermarkets
and retailers
1 mile at major
restaurants, airlines
and international
spend		uncapped$700Read Here

How to analyse this list

For all the cards and offers listed on this page we are only touching on the ‘effective earn rate’ – this is when points in the parent bank/credit card rewards program are transferred to Etihad Guest Miles, and is a way to compare the specific points earn rates for each card across various credit card rewards programs that offer different headline earn rates and transfer rates to frequent flyer programs.

Each card has other benefits too, along with other transfer partners, annual fees and terms and conditions – so be sure to check out the full guide to each card.

There’s also the sign-up bonus of a card to consider. A large sign-up bonus may help to offset a lower earn rate on a card, so bear that in mind. It depends how much spend you put on your credit card each month, and how long you keep the card for.

Each card offer, with bonus, fee and other offer information on this page will be up-to-date at the time of publication, however, please note that offers change over time.

Some current offers for Etihad Guest miles-earning credit cards

American Express® Platinum Business Card

American Express® Platinum Business Card - 300,000 Bonus Membership Rewards points
Sign-up Bonus:
300,000 Bonus Membership Rewards Points*
Rewards Earn Rate:
Earn 2.25 Membership Rewards points per $1 on all eligible business purchases, except for spend with government bodies, for which you will earn 1 point per $1 spent
Annual Fee:
$1,750 p.a
Offer expires
13 January 2026
Earn 300,000 Bonus Membership Rewards Points* when you apply by 13 January 2026, are approved and spend $12,000 on eligible purchases on your American Express Platinum Business Card in the first 3 months of approval. The Card is aimed at small and medium-size businesses who want to maximise their points earned, as well as business and travel benefits. T&Cs apply. Available for new American Express Card Members only.

American Express Platinum Card

American Express Platinum Card - 150,000 Bonus Membership Rewards points
Sign-up Bonus:
150,000 bonus Membership Rewards Points¹
Rewards Earn Rate:
Earn 2.25 Membership Rewards points per $1 on all eligible purchases, except for spend with government bodies, for which you will earn 1 point per $1 spent
Annual Fee:
$1,450 p.a.
Offer expires
13 January 2026
Enjoy 150,000 bonus Membership Rewards Points¹ when you spend $5,000 on eligible purchases in the first 3 months. (Offer available to new American Express Card Members only. Offer ends 13 January 2026. T&Cs apply.) Unlock premium perks including unlimited airport lounge access, international travel insurance, Amex Hotels and Resorts benefits, up to $400 in Global Dining Credit¹⁰, and a $450 Travel Credit⁵ each year. Earn up to 2.25 Membership Rewards Points per $1 on eligible spend. The annual fee is $1,450.

American Express Business Explorer

American Express Business Explorer Credit Card - 50,000 Bonus Membership Rewards Points
Offer Currently Not Available
Sign-up Bonus:
50,000 Bonus Membership Rewards Points
Rewards Earn Rate:
Earn 2 Membership Rewards Points per $1 spent on eligible business purchases except government bodies where you will earn 1 point per $1 spent
Annual Fee:
$149 p.a.
American Express is offering 50,000 Bonus Membership Rewards Points for new American Express Card Members who apply for the Business Explorer Credit Card and spend $3,000 on eligible purchases in the first 3 months from approval. Benefits of this card include complimentary American Express lounge access plus a range of insurances and high points earn rates on spend.

American Express Explorer Credit Card

American Express Explorer Credit Card - 50,000 Bonus Membership Rewards Points
Sign-up Bonus:
50,000 Bonus Membership Rewards Points¹
Rewards Earn Rate:
Earn 2 Membership Rewards points per $1 on all purchases except government bodies where you will earn 1 point per $1 spent⁶
Annual Fee:
$395 p.a.
Offer expires
3 February 2026
Earn 50,000 Bonus Membership Rewards Points¹ when you apply by 3 February 2026, are approved and spend $4,000 on eligible purchases on your new American Express Explorer® Credit Card within the first 3 months (T&Cs apply. New American Express Card Members only). Enjoy a $400 Annual Travel Credit², complimentary access to The Centurion® Lounges³ in Sydney and Melbourne, Card, Smartphone and International Travel Insurance⁴, for a $395 p.a. annual fee.

American Express Platinum Edge

American Express Platinum Edge - $200 Travel Credit plus $0 Annual Card Fee in the first year (usually $195)
Offer Currently Not Available
Rewards Earn Rate:
3 Membership Rewards points earned per $1 spent at major supermarkets and petrol stations. 2 Membership Rewards points earned per $1 on overseas spend. 1 Membership Rewards point per $1 spent everywhere else including ATO, other government charges and utilities
Annual Fee:
$0 in the first year, $195 p.a.
The American Express Platinum Edge Card is offering $0 annual Card Fee (usually $195) in the first year for new Card Members. The card comes with a $200 travel credit each year it is renewed, Smartphone Screen Cover and earns 3 points per $1 at major supermarkets and petrol stations, and 2 points per $1 on overseas spend.

Cards in the table but not mentioned above

Offers for some of the cards are not mentioned above as they don’t offer a sign-up bonus, or we don’t have a guide for them yet.

The focus of this guide is to outline the highest Etihad Guest miles-earning credit cards out there – there are also other cards with differing points earn rates and annual fees that are also linked to Etihad Guest miles. Check out the cards table for the list.

The highest Etihad Guest miles-earning credit cards was last modified: January 9th, 2023 by Daniel Sciberras