Point Hacks Credit Card Guide

Up to 410,000 bonus Citi Rewards Points—equivalent to 205,000 Velocity Points—with the Citi Prestige card

The Citi Prestige card is for the aggressive points collector—the card has a minimum income requirement of at least $150,000, and has an annual fee of $700—but with a large number of frequent flyer program transfer partners and a vast range of travel perks.

The card has up to 410,000 bonus Citi Rewards points on offer for new cardholders until 31 March 2019 (Note: We have received confirmation from Citi that the offer is being extended and that Citi reserves the right to continue, withdraw or change the offer at any time without notice).

The most valuable benefits on offer with Citi Prestige are a free hotel night (from a select list of hotels), a fourth-night free hotel booking discount, and airport limo transfers.

The bonus points are split into chunks of 20,000 points for every month you spend at least $1,000 on the Visa for the first 20 months from approval. An additional 10,000 bonus points is also available if you signup for the linked Diners Club card.

The bonus is only available for new cardholders who sign up for the Citi Rewards-linked card, although cardholders could also choose to earn Qantas Points.

The massive bonus points can be converted to Velocity points at a ratio of 1:0.5 or 205,000 Velocity Points—below are some examples of where you can go with this amount of points.

You can also transfer them into Singapore Airlines’ KrisFlyer program or Cathay Pacific’s Asia Miles at a slightly lower rate of 1:0.4 or 160,000 miles and to other secondary partners.

How you could use the bonus points from this card

All redemption figures shown are examples only and exclude accompanying taxes and fees. Points redemption price data is provided by a third-party, so inaccuracies may be present. Please check with the airline directly for a complete and accurate total redemption cost.

Digging into the details of the Citi Prestige Visa

Card Details

CardCiti Prestige Visa 'Infinite'
Loyalty programCiti Rewards or Qantas Frequent Flyer via Citi Qantas Rewards
Earn rates1.5 Qantas point or 3 Rewards Points per $1 for selected purchases made and booked directly from a range of major restaurants and restaurant chains, major hotel chains and flights directly booked with major airlines and international spend

1 Qantas point or 2 Rewards points per $1 for selected purchases made at major petrol outlets, major supermarkets and major national retailers

0.5 Qantas point or 1 Reward Point per $1 spent everywhere else on Eligible Transactions
Points capNone
Earns points at ATONo
Minimum credit limit$30,000
Travel benefitsVisa Luxury Hotels
Ritz-Carlton & Starwood preferred booking benefits
Two limousine transfers per year
Priority Pass membership
Included insurancesTravel, purchase protection and warranty insurances (PDS)
Minimum income requirement$150,000 p.a.
Overseas transaction fee3.40% of the converted amount
Annual fee$700 + $49 for optional Qantas Point opt-in

If the card is linked to Citi Rewards, the effective points earn rate on spend when transferring out to the key partner programs are as follows:

Effective Frequent Flyer Program Point Earn Rates

Frequent Flyer ProgramMajor restaurants,
hotels and major
Major petrol stations,
supermarkets and
national retailers
All other eligible spendInternational Spend
Qantas Points*1.5 points / $1 point / $0.5 point / $1.5 points / $
Velocity Points1.5 point / $1 point / $0.5 point / $1.5 points / $
Singapore Airlines KrisFlyer Miles1.2 miles / $0.8 miles / $0.4 mile / $1.2 miles / $
Cathay Pacific Asia Miles1.2 miles / $0.8 miles / $0.4 mile / $1.2 miles / $
* Qantas Points are only earned through the Citi Prestige Qantas Visa card

Guide to the Citi Prestige Visa Infinite credit card

Which points to earn: Qantas or Citi Rewards?

The current Citi Prestige card promotion does not offer Qantas Points as part of the sign-up bonus, however, the Prestige does allow cardholders to link their card to Qantas Frequent Flyer, so the information around linking your Citi Prestige Visa to Qantas Frequent Flyer is for anyone who has already set this up.

The Prestige Visa, like Citi’s slightly less expensive Citi Signature Visa, allows cardholders to either opt-in to earn Qantas Points (for an additional $49 annual fee) with points swept over to Qantas on a monthly basis, or with Citi Rewards. Our full guide to Citi Rewards is here.

In brief, the Citi Rewards scheme lets you transfer your points over to a range of frequent flyer program partners. Citi Rewards points are transferred out at different rates to most frequent flyer programs as detailed below:

The key partners and transfer rates:

  • Cathay Pacific Asia Miles (2.5 Citi Rewards to 1 Asia Mile)
  • Singapore Airlines KrisFlyer (2.5 Citi Rewards to 1 KrisFlyer mile)
  • Virgin Australia Velocity (2 Citi Rewards to 1 Velocity Point)

The secondary partners and transfer rates:

  • Air France/KLM Flying Blue (3:1)
  • Emirates Skywards (2.5:1)
  • Etihad Guest (3:1)
  • EVA Air Infinity MileageLands (3:1)
  • Garuda Frequent Flyer (3:1)
  • IHG Rewards (2.5:1)
  • Malaysia Airlines Enrich (3:1)
  • Qatar Privilege Club (3:1)
  • Radisson Rewards (2:1)
  • THAI Royal Orchid Plus (3:1)
  • Turkish Airlines Miles & Smiles (3:1)

Citibank has recently amended the minimum number of Citi rewards points that can be transferred, and the change is a welcome one. Previously, the minimum number of points that could be transferred was 25,000, and points could only be transferred in blocks of 25,000 points thereafter.

The new requirements vary by frequent flyer program, and are as follows for the 3 main Citi Rewards programs:

  • Velocity Frequent Flyer – Minimum 2,000 points in 1 point increments
  • Singapore KrisFlyer – Minimum 20,000 points in 1 point increments
  • Emirates Skywards – Minimum 15,000 points in 1 point increments

Any balance less than the minimum is ineligible to be transferred to frequent flyer programs until the minimum threshold is reached.

A note on Turkish Airlines Miles & Smiles

This program was added as a transfer partner in October 2017.

Whilst it does offer a sweet spot for roundtrips within Oceania (including, Australia, New Zealand, Guam and Hawaii) for 30,000 Economy/50,000 Business, they have to be direct flights with Star Alliance partner Air New Zealand (so no transfers through Auckland), which is notorious for releasing little award space.

Plus, the program will charge fuel surcharges and you must ticket the award physically at the airline’s sales office in Sydney’s CBD or email its Toronto office. And if you want to redeem an award for someone else using your miles, you have to provide quite a lot of paperwork.

Therefore, KrisFlyer is the more logical choice for Star Alliance redemptions for Australia-based travellers.

Alternatively, if you decide to earn Qantas Points, your points will be locked into Qantas Frequent Flyer and transferred over to Qantas each month.

Earning points from spend on the Citi Prestige Card

The points earn on eligible spend for the Citi Prestige Card is tiered, with spend on a range of major restaurants, restaurant chains, major hotel chains and flights booked directly with major airlines and international spend earning 3 Citi Rewards points per $1, or 1.5 Qantas point per $1. Then 2 Citi Rewards or 1 Qantas Point per $1 at major petrol stations, supermarkets and retailers and 1 Citi Rewards or 0.5 Qantas Point per $1 spend everywhere else. For earning Qantas Points for spend on a Visa, this is a good earn rate.

For Citi Rewards points earn, this is a high earn rate that can yield a good points haul if you are going to pump a decent amount of spend through the card, with the most potential value equating up to 1.5 Velocity Points or 1.2 KrisFlyer miles per $1 spent, and with no annual or monthly cap.

On eligible international spend, if you are earning Citi Rewards points, you’ll earn 3 points per $1 but will incur a 3.4% surcharge on non-Australian Dollar transactions. This equates to 1.2 Krisflyer miles or 1.5 Velocity Points per dollar spent on eligible international spend.

If your preferred currency is Qantas Points, you will earn 1.5 Qantas Points per dollar spent on eligible international spend.

Big spenders using the Citi Prestige Card with the Citi Rewards program, however, could well justify keeping the card each year just for the points alone.

Have a read of some of the benefits of Citi Rewards (the full Citi Rewards guide is here), as well as the benefits specific to the Citi Prestige Card below.

If you’re going for Velocity Points or Qantas Points, the $700 ($749 for Qantas) annual fee may well pay for itself with the points earned—the transfer rate to Krisflyer, Asia Miles and Emirates Skywards is not as valuable.

Citi Rewards points benefits and considerations

Citi Rewards points do not expire for the lifetime of you holding the card, and there is also no points cap. This is one of the major benefits of the card—with unlimited points earning at excellent rate for Velocity Points and a relatively decent rate for KrisFlyer, Asia Miles and Skywards (if you opt into Citi Rewards over Qantas).

The Prestige Visa offers a great points earn rate for a Visa, on most eligible spend, to earn Velocity Points or Qantas Points.

Creatively, Citi are also offering 30,000 points per year for Citigold customers to keep cardholders with the card, dubbed as an ‘annual relationship bonus’. This is a nice benefit, but it is only for cardholders with a Citigold relationship where you’ll need to have $100,000 in assets or debt with the bank.

Other travel benefits of the Citi Prestige Visa

The Citi Prestige Visa also offers a number of travel benefits, including Priority Pass lounge access and discounts through the 4th night free and Visa Luxury Hotels programs.

Fourth night free benefit at hotels globally

If you are a Prestige cardholder you’ll also get a fourth night free at a large number of hotels globally—essentially pay for three nights, get the fourth free of charge.

Access to Visa Luxury Hotels

High-end Visa cards globally have access to the ‘Visa Luxury Hotels Collection’ booking channel. Thankfully the website is open to the general public when it comes to researching the value of this, so it is easy to get a good idea of which hotels participate—there are around 900 in the program.

The standard benefits of booking through Visa Luxury Hotels are:

  1. Guaranteed best available rate
  2. Automatic room upgrade on check in
  3. Free continental breakfast
  4. Free internet
  5. 3pm checkout
  6. VIP Guest status
  7. US$25 food or beverage voucher per stay

The clearest value benefits are the breakfast, free internet and $25 credit, which could add up to $75+ value on a one night stay if they were otherwise chargeable. The room upgrade and 3pm checkout are at the hotel’s discretion, so may not yield much value.

For Citi customers, the booking portal is accessed via http://citibank.visaluxuryhotels.com. For example, the following hotels participate:

In Sydney:

  • Shangri-La
  • The Langham
  • The Darling

In Melbourne:

  • Park Hyatt
  • Grand Hyatt
  • The Lyall Hotel & Spa

In Hong Kong:

  • The Mira and Mira Moon
  • The Peninsula
  • The Landmark
  • Conrad Hong Kong
  • The Upper House

Helpfully, these are all generally fairly unique hotels where it is generally hard to get achieve any kind of hotel program status, so the additional benefits are very handy.

There is also a range of special offers with specific hotels available which is worth keeping an eye on – For example, at the Shangri-La Sydney, there is a $100 dining credit offer for two-night stays.

With access to the Luxury Hotels service, it is possible to get a pretty good return if you want to travel and stay at this kind of hotels a few times per year.

Free night benefit

Each calendar year, you’ll get a free hotel night at one of Citi’s 65,000+ 4 or 5-star partner hotels worldwide. It can be worth over $500 in value if you book at the right hotel—but the list of included locations and hotels does have its limitations.

Two limousine airport transfers free of charge per year

The limousine transfer and meet and greet airport benefit does offer some tangible value, and is available in Brisbane, Sydney, Melbourne and Perth, plus a range of cities outside Australia. There is more on this here, and it’s available twice per calendar year and for fairly lengthy transfers so each one could be worth well in excess of $150 if used wisely.

Priority Pass Lounge Access

You’ll also receive Priority Pass membership with the card, with unlimited access worth $399 per year. (There’s also a 10% discount on paid Priority Pass memberships here for Point Hacks readers).

Fine Dining Privileges

You will get three fine dining benefits with this card:

  • a free bottle of wine at participating Citi Dining restaurants in Australia
  • access to customised experiences and special events
  • priority bookings at the top 100 restaurants in the world

Then there are also a few other Visa-specific benefits, such as ‘Visa Front Line’ (premium tickets to events) and ‘Visa Signature Bespoke Event Program’ access.

Free golf: complimentary green fees at some select golf clubs in Australia & Asia

The Citi Prestige Visa also offers paid green fees at 20 participating golf clubs across Asia-Pacific.

Finally, there is also the usual range of travel, purchase protection and warranty insurances, and you should read the PDS to assess if these insurances meet your individual needs and have significant value to you.

This guide references some of the benefits of insurance policies provided with this card.

You should read the PDS and obtain independent professional advice before obtaining this product.

Citi Apple Pay & Samsung Pay support

Citi cards supports Apple Pay & Samsung Pay, meaning you can use this card on your smartphone for easier payments. Unfortunately, Google Pay is currently not supported.

Up to 410,000 bonus Citi Rewards Points—equivalent to 205,000 Velocity Points—with the Citi Prestige card was last modified: May 2nd, 2019 by Daniel Sciberras

Summing up: the Citi Prestige card

The Citi Prestige card is positioned as a high-end card with a vast array of benefits, and at a cost that is $550 less per year than the most similar card out there, e.g. the American Express Platinum Charge.

One of the biggest reasons to hold and use this card is for the good points earn rates on eligible domestic and international spend, along with a large range of third-party points transfer partners. However, you’ll need to assess if the category bonuses fit your spending habits and will work to your advantage in the long-run.

The large sign-up bonus, ability to earn points quickly with Citi Rewards through spend with no points cap, the Visa Luxury Hotels, limo transfer and annual points bonus are all solid benefits too.

The extra partners now add a range of additional flexibility for those who can earn large points balances to get more uses from their points, which is a very good thing.

There is a place in the market for a high-end Visa card, either to compliment American Express’ offering if you can justify holding two cards of this cost, or as a less expensive alternative.

The Citi Prestige is not for everyone—there is a minimum income requirement of $150,000, for example, but it could work for high spenders, especially those who spend internationally or direct a lot of their spend into the bonus categories.

Terms & conditions

Citi would also like us to include the following:

To be eligible to receive up to 400,000 bonus Points you must apply for a Citi Prestige Card by 31 March 2019. You will receive 20,000 bonus Points when you spend a minimum of $1,000 during each monthly statement cycle. A maximum of 400,000 bonus Points can be earned over the first 20 monthly statement cycles. If you do not meet the minimum spend for one monthly statement cycle, you forfeit the bonus Points for that monthly statement cycle, however you are still eligible for subsequent months’ 20,000 bonus Points if you meet the minimum spend within each monthly statement cycle during the promotional period. Cash Advances, Balance Transfers, Refunds, Chargebacks and Special Promotions do not contribute to the spend threshold. The bonus Points will be credited within 6 – 8 weeks of meeting the spend criteria for any given month. All rewards are subject to the Terms and Conditions of the Citibank Rewards Program. Please note that if you have a balance transfer, you will be charged interest on any spend that you make. This offer is valid until 31 March 2019. Post this advertised date; Citi reserves the right to continue, withdraw or change the offer at any time without notice.

Separate Diners Club Terms and Conditions apply to a Linked Diners Club Card as it is a separate credit facility from Diners Club that is paid through your Citi Credit Card. Eligibility criteria apply including that you must be approved for an account that is eligible for a Linked Diners Club Card. Diners Club has appointed Citi to administer the Linked Diners Club Card. Any credit balance on the Linked Diners Club Card is not a deposit liability of Citi, or any other affiliate of Citi, is not a protected account and is not guaranteed.  

All rewards on your Linked Diners Club Card are subject to the Terms and Conditions of the Citibank Rewards Program and the Linked Diners Club Card Extra Terms Part 2. Eligible Transaction is defined in the Rewards Program Terms and Conditions and means any purchase excluding (but not limited to) cash advances, balance transfers, special promotions, BPAY payments, government related transactions and all other transactions set out within the definition. Points do not expire while the card remains open and in good standing.

No International Transaction Fee is only applicable for transactions made on your Linked Diners Club Card; including on the amounts transferred to your Citi Credit Card. If you make an international transaction using your Citi Credit Card, an International Transaction Fee will be charged (where applicable).

Up to 410,000 bonus Citi Rewards Points—equivalent to 205,000 Velocity Points—with the Citi Prestige card was last modified: May 2nd, 2019 by Daniel Sciberras

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  1. Jason

    Are you aware if there is anything stopping you getting the bonus on both prestige and signitire cards? Can not seem to see any restrictions or exclusion periods?

  2. Jason

    The look of the card updated, same as the US version now. Just wondering, is the card also upgraded to a metal card as the US.

  3. Simone

    Are you aware if there would be a second credit history check for the diners club card?
    I would only be interested in including it if there was just the single application on my credit history for the visa/diners club combination.

    • Daniel Sciberras Author

      Hi Simone

      I have confirmed with Citibank that applying for a linked Diner’s Club card will not create an additional credit enquiry, however as at 11 September, I was advised that they have temporarily suspended issuing these cards due to their systems requiring upgrading. Citibank could not give a specific date when this will be up and running again.

  4. Lenny

    Does anyone have any idea on the $150k income requirement and how it’s determined/assessed?

    If your household income meets that, would it be sufficient? Or does it need to be individually?

    If individually, if your recent fortnightly pay shows the correct amount say would that suffice?

    • It is a confusing website. From our Citi Rewards guide:

      For Signature and Prestige cardholders, points transfer out to Velocity Frequent Flyer at a rate of 2 Citi Rewards points to 1 Velocity point, and 2.5 Citi Rewards points to 1 mile for both Singapore Airlines KrisFlyer and Emirates Skywards.

      As for eligibility requirements, check out the Virgin Money guide as it lists the minimum income requirement for both cards. You cannot receive the welcome bonus if you are an existing cardholder.

      • Babs

        Thanks for the response. That’s great regarding the 2 velocity points. My other question was poorly worded. I was trying to find out if i currently hold a virgin money card (or another a Citibank product) if I am ineligible for this sign up bonus?

      • Gotcha—I understand now. There is nothing in the terms and conditions (listed at the end of the card guide) that says that existing Virgin Money (or other Citi) cardholders are ineligible for the bonus points but I’d guess that if you have had the Citi Prestige before, then it is worth calling Citi to confirm your eligibility, especially given the big bonus points at play!

  5. Philip

    Hi Keith
    If I am not mistaken, it requires a 250000$ engagement with Citibank to be a Citigold customer…
    Also I wonder whether the the “old” Citigold benefits (re-signing points and half annual fee) for this card are still valid now that the sign-on bonus points have been upped significantly – any information on this?

    • Daniel Sciberras Author

      Hi Philip

      Thanks for your question.

      Citibank does not provide much information with regards to their Citi Gold product, with the benefits seeming to be private to customers.

      We therefore have no way to verify this information with Citibank and have removed this information from the article for the time being.

  6. Scott

    I’ve just cancelled my Prestige card in lieu of all the changes. The best offer I received was a $350 annual fee or 20,000 Qantas points.

    When you can then go and apply for the new Qantas Premier card and get 75,000 bonus points and a $149 first year fee ($299 thereafter), the math doesn’t add for me to retain the Citibank Prestige card. Simply put, its not what it used to be.

  7. John

    Just a small note for anyone thinking the benefits are valuable. Be aware a lot of them are time bound. For example, the 4th night free benefit is for 2017 only. That is you must book AND STAY within this calendar year. It’s a really silly benefit. If you look at the same product in other countries, they refund you the 4th night. Here they placed a silly time restriction on it. With 4 months to go until 2018 and me wanting to book 4 nights in January 2018, I presumably have to wait until 2018 to get this benefit….well done CitiBank…

  8. Jules

    So.. I’m pretty annoyed at the changes and can’t decide if I should save myself the 300 bucks and go down to the Signiture card.. I probably wouldn’t benefit from the unlimited priority pass and I’ve never used the chauffeur.. I reckon I’d be spending mostly on the 1 point level and when I signed up for the card (it was a Select in those days) there was no currency commission and I got 5 dollars a point.

    Not sure if I should look elsewhere or just downgrade to a Signiture. It looks like the extended warranty and travel insurance are basically the same.


  9. Robert Blake

    Does anyone know if you have a home loan with Citibank whether you get a free/reduced annual fee with the Prestige?


  10. Peter Goh

    Is the reduced Ann Fee for sign up still valid? Also some comments re negotiation for reduced Ann Fee permanently? On Web site of Citi Rewards Transfer for Kris Flyers is 2.5 to ! not 2 to 1 ???

  11. ofixler

    Any success applying for this deal with bonus if you have an existing Citi card? I have a Citi Signature no fee for life card.

  12. simba1


    Just wanted to check if the above info is current interms of citi rewards points transfer rate. Do the citi prestige card rewards points transfers calculate to 2 points or 2.5 points or 3 points ? –> when transferred to skywards/velocity/kris

    According to their website (citirewards.com – choose TRAVEL and then select POINTS TRANSFER) , info says 3, 2.5 and 2.5 for Skywards/Velocity/Kris respectively.

    According to info above, you have only mentioned velocity and kriss as the main examples and used 2 points as calculation. Could you please confirm?


    • 2 for KF/AM/Velocity is correct for the Prestige. The Citi Rewards website doesn’t seem to quote points transfer rates for the Prestige card. I have added screenshots of the Citi Rewards points transfer page into the guide above to help make this clear.

  13. Rachun

    150K net income requirement? Jesus, why so high. It has a $350 annual fee attached. I got the Amex charge card no problems on 80-100k income. Citibank are nuts.

  14. Reg57

    I have had some good value out of the card over the last year, in particular the free night which I used in Hong Kong. However regarding the chauffeur service, be aware that the car that is sent generally will accommodate one large case per traveller – any more and you have to pay extra. We had a C220 (hardly limo) on one journey – given that the card targets higher earners, one would expect that they probably fly business, thus baggage allowances would permit 232kg per passenger. In some cases UberX works out cheaper than the excess charged for the *free chauffeur service to include the 2 cases per passenger. Tried to book one from JFK to Manhattan and discovered the offer was valid for APAC countries only (note there are a number of definitions as to what are considered to be APAC countries).

    From memory there was a 30,000 point bonus upon annual renewal – haven’t seen this yet and will query with Citi. Any view on this?? Tried to negotiate a reduced renewal fee but no luck.

    All in all, good value IF you use the offered benefits – bear in mind the 4th night free offer must be for stays booked through VISA, not through Pointshound or other point-earning sites.

    • Thanks for the feedback Reg.
      Limo – I have used the Citi Limo service once so far; I got picked up in a Merc R-Class (7 seater) – so I guess there are a lot of varying experiences to be had here.
      4th night free – we’ll have a guide on this coming in the next week, but yes, it needs to be booked through the dedicated Citi Concierge.

  15. Retireland

    NB The half price annual fee offer that is supposed to close out later in September no longer has valid links within the Citi site.
    My experience with this card is that the customer service department does not recognise its more important clients – an enquiry can take 40 minutes to be answered. So I finally sucummed and got an Amex card – wow the customer service levels kill those of Citibank – I just wish I could find a decent non – Amex card for those typical non- Amex purchases.

    • You should still be able to find the half annual fee offer via the Qantas-linked offer shown above – let me know if this is not the case? It’s supposed to be valid until the end of September.

  16. hollstar

    Keith; Can you find in the Citi documentation that ATO payments are excluded? I do recall seeing this myself, but I can’t find it for love nor money? I’m starting to think they are included?

    • The Citi Rewards terms are here.

      Quoting them:

      Points are the points earned on Eligible Transactions.

      Eligible Transaction means any Retail Purchase which is made by the use of a Card or any other means permitted by Citibank, excluding (but not limited to) transactions by way of Cash Advances, Balance Transfers, Special Promotions, fees, purchases of foreign currency and travellers cheques, foreign exchange and ATM/ Bank charges, interest charges, nance charges, government charges, payments to the Australian Taxation Of ce, insurance charges, payments to Citibank loan accounts (mortgage etc), purchases in excess of limits on the Account, transactions made in operating a business and if the Account is more than $10,000 in credit only, all other transactions.

  17. Hayden

    Is that 100 percent the reduction in reward points earned from March next year? I spoke with Citibank and they had no idea about this.

  18. captain_sloth

    w.e.f 1 November 2015 – Citibank have devalued transfer rate to KF and VA. If not earning for QF time to ditch this one!

  19. Sean

    Has anyone received a product upgrade offer to move from Citibank Visa Signature to Citi Prestige and maintain the Visa Signature annual fee / no annual fee as is?

    • I haven’t heard of any specific success – I’d be interested in this too. What others have said is that a $350 annual fee seems to be readily negotiable out of Citi, sometimes even on application (after approval though) and not just renewal.

    • Anton

      I did receive an email about the upgrade. I assume since you asked about the zero fee did you apply for your signature card during the veda promo?

  20. Mark

    hi Keith

    do you know if the relationship bonus can be paid in Qantas points? also I presume there is no bonus points for overseas spend if you choose Qantas earning?

    • I think the bonus is (probably) paid in the same currency as you are earning in. However I don’t know for sure that it pays out for Qantas Points. It would be worth double checking with Citibank. They should, but you never know.

      And yes, no bonus points on overseas spend with Qantas earn. Citibank Rewards is definitely the way to go for earn on spend with this card.

Links to this article

  1. Cathay Pacific Asia Miles Beginners Guide - Point Hacks
  2. How to redeem points for Emirates Wolgan Valley resort in the Blue Mountains
  3. A guide to Citibank Rewards in Australia, Citibank’s credit card rewards program - Point Hacks

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