NAB offers a range of points-earning credit cards. Many of those cards are affiliated with the bank’s own NAB Rewards program, providing the opportunity to convert these rewards into points with the program’s partners. These include Virgin Australia’s Velocity Frequent Flyer program, as well as Singapore Airlines KrisFlyer, Cathay (Asia Miles), and more.

NAB also offers Qantas co-brand credit cards, which can directly earn Qantas Points into your Qantas Frequent Flyer account. Here’s a look at some of the latest offers available across NAB’s current points-earning credit card lineup.

Frequently Asked Questions

Does NAB offer both Qantas and flexible rewards cards?

Yes. NAB Qantas cards earn directly into your Qantas Frequent Flyer account, while NAB Rewards cards offer flexible redemption and transfer options.

Can I transfer NAB Rewards to airline partners?

NAB Rewards points can be transferred to Velocity, KrisFlyer, and Asia Miles—offering flexibility for frequent flyers.

What’s the difference between NAB Rewards Signature and NAB Qantas Premium?

Signature is great if you want flexible rewards. Qantas Premium is ideal if you’re loyal to Qantas and want direct earn.

Are there any NAB cards with no annual fee?

Yes, NAB often offers first-year fee waivers or low-fee cards. Some base-level cards have no ongoing fees.

Do NAB credit cards come with travel insurance?

Yes, select NAB cards offer complimentary international travel insurance when you pay for travel with your card.

What’s NAB’s bonus points eligibility criteria?

Generally, you must not have held a NAB card in the past 12–18 months. Each offer will outline specific eligibility.

Can I add additional cardholders?

Yes, NAB allows you to add family members or partners, sometimes for free or a small fee.

How fast are NAB Rewards transfers?

Transfers typically take 1–3 business days, but can vary depending on the partner.

Are NAB cards good for everyday spend?

Yes—NAB offers strong earn rates on supermarket and fuel purchases with certain cards.

Can I apply online for a NAB credit card?

Absolutely. Applications take about 10 minutes and you’ll receive a response within minutes to days.

NAB Frequent Flyer & Rewards Credit Cards was last modified: August 22nd, 2025 by Steven Ang