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Up to 100,000 Qantas Points with the Westpac Altitude Qantas Platinum Credit Card
Card Overview
The Westpac Altitude Qantas Platinum Credit Card has up to 100,000 Qantas Points on offer for new cardholders. The card includes complimentary insurances, and earn decent Qantas Points on spend.
Key Attributes
Up to 100,000 bonus Qantas Points, receive 70,000 Qantas Points when you spend $4,000 on eligible purchases within 90 days of card approval and an additional 30,000 Qantas Points when you spend $4,000 on eligible purchases within 90 days of your card opened date anniversary
Overseas Travel Insurance, Purchase Protection etc.
Apple Pay, Google Wallet, Samsung Pay Support
Earn 0.75 Qantas Points per $1 on international transactions, 0.5 Qantas Points per $1 on everyday spend, and 0.35 Qantas Points per $1 on all other eligible spend up to $5,000 per statement period. Then 0.20 Qantas Points per $1 thereafter.
Annual Fee: $175 p.a. plus $75 annual Qantas Rewards fee
Offer not available if you’ve held an Altitude Platinum or Altitude Black card with Altitude Rewards, Qantas or Velocity in the last 24 months. T&Cs apply.
Westpac is offering up to 100,000 bonus Qantas Points to new Westpac Altitude Qantas Platinum cardholders.
The bonus is split into two parts. You will receive 70,000 Qantas Points when you spend $4,000 on eligible purchases within 90 days of card approval and an additional 30,000 Qantas Points when you spend $4,000 on eligible purchases within 90 days of your card opened date anniversary.
The Altitude Platinum is the mid-range card within the Altitude range and is available in both the Altitude Rewards and Qantas variants. This guide specifically looks at the Qantas variant.
The ongoing card fee is $175 p.a. (plus a $75 annual Qantas Rewards fee).
Disclaimer:Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
Details of the Westpac Altitude Qantas Platinum Credit Card
Card Details
Card
Westpac Altitude Qantas Platinum Credit Card
Loyalty program
Qantas Frequent Flyer
Points earned from spend
0.75 Qantas Points per $1 on international spend
0.5 Qantas Points per $1 on everyday spend, and
0.35 Qantas Points per $1 on all other purchases
Capped at $5,000 per statement cycle, then 0.20 Qantas Points per $1 afterwards
Minimum income requirement
$30,000 p.a.
Included insurances
Extended Warranty & International Travel Insurance (PDS)
The Altitude Card range offers a choice between earning Qantas Points through Qantas Frequent Flyer or Altitude Rewards Points through Westpac’s own loyalty program Altitude Rewards. The latter allows cardmembers to transfer their Altitude Rewards Points to a number of airline partners but doesn’t include Qantas.
In addition to the ongoing card fee, there is an annual $75 Qantas Rewards fee on the Westpac Altitude Platinum Qantas Mastercard.
When choosing the rewards program that is right for you, you’ll also need to factor in the different earn rates of each currency and transfer rates to partner programs. Our full guide to Altitude Rewards offers more detail about the program’s benefits.
The choice between Altitude Qantas or Altitude Rewards will depend on your personal points-earning preference.
Included insurances and other benefits
The Altitude Qantas Platinum Card comes with a range of insurances, including overseas travel insurance for trips up to 3 months in length, transit accident insurance and extended warranty insurance. You should check the descriptions for each policy if you plan to rely on them. Read the PDS for the Westpac Altitude Platinum here.
This guide references some of the benefits of insurance policies provided with this card. You should read the PDS and obtain independent professional advice before obtaining this product.
Westpac Apple Pay, Google Pay & Samsung Pay support
Westpac cards support Apple Pay,Google Pay & Samsung Pay, meaning you can use this card on your smartphone for easier payments. Find out more in our guides for each of the compatible services.
Summing up: the Westpac Altitude Platinum Card
The Westpac Altitude Qantas Platinum Card is a mid-range card that will suit those looking to earn Qantas Points. For those looking to have greater flexibility in which program their points are directed to, then you instead may wish to consider the Altitude Rewards option of this card.
The card has a competitive earn rate compared to similar cards in the market and has a relatively high annual cap on the number of points that can be earned, which is definitely a perk not seen on most competitor cards.
Up to 100,000 Qantas Points with the Westpac Altitude Qantas Platinum Credit Card was last modified: January 22nd, 2026 by
Community Comments
Just as a data point. 70k points received on first statement date, exactly 1 month after approval. As expected, car rego did not receive any points. Spent the whole $4000 on the digital card before I even got the physical card. 70k more to Points Club Plus……awaiting the posting of NAB points 🙂
Looks like the first year annual card fee is indeed back to $49 (+$50 Qantas FF fee p.a. of course).
These card offers seem to change slightly from year to year but I was just approved my second Westpac altitude platinum (24 months gap so the 70,000 pts still on offer).
Super easy to get approved for, all done online, and for me it took them three days and no phone calls exchanged.
Just as a data point. 70k points received on first statement date, exactly 1 month after approval. As expected, car rego did not receive any points. Spent the whole $4000 on the digital card before I even got the physical card. 70k more to Points Club Plus……awaiting the posting of NAB points 🙂
Hello,
Would car registration and car insurance count towards the minimum spend on this card? If not, are there anyones that do?
Thanks.
First year annual fee is $99, not $49. The $50 Qantas Frequent Flyer fee still applies.
Looks like the first year annual card fee is indeed back to $49 (+$50 Qantas FF fee p.a. of course).
These card offers seem to change slightly from year to year but I was just approved my second Westpac altitude platinum (24 months gap so the 70,000 pts still on offer).
Super easy to get approved for, all done online, and for me it took them three days and no phone calls exchanged.
Does having a St George rewards card (with 60k bonus points) prevent me from getting this deal? Thanks in advance
Hi Eliot, Westpac’s Altitude and St.George’s Amplify Rewards are separate programs and shouldn’t be excluded.