The Qantas American Express Discovery Card is a value-led product with no annual fee.
Who’s the Qantas American Express Discovery Card for?
This card will likely suit those:
- who frequently travel on Qantas or Jetstar
- who are averse to cards with high annual fees and are looking for a no or low annual fee card that still earns Qantas points
- who may not meet the income threshold for premium Qantas earning credit cards
- where the higher cost of a premium Qantas credit card outweighs the benefit of the card’s additional features, due to your income or spending being too low to either use these features or obtain maximum value from them
- those who want to start earning Qantas points from their credit card spend with little risk.
|Card||Qantas Discovery American Express|
|Loyalty program||Qantas Frequent Flyer|
|Points earned from spend||2 points per $ spent with Qantas,
1 point per $ spent elsewhere
0.5 point per $ on government spend and the ATO
|Overseas transaction fee||3% of the converted amount|
|Minimum income||$35,000 p.a.|
Digging into the benefits of the Qantas American Express Discovery Card benefits
Being blunt, there’s not much to ‘dig into’ here! The Qantas American Express Discovery Card is a simple card with few benefits.
With no annual fee, you’ll get the ability to earn Qantas Points at a decent rate, including 2 points per dollar spent with Qantas, 1 point per dollar spent elsewhere with the exception ATO and other government transactions, which earn 0.5 points per $, which is similar to more expensive American Express cards.
The card is also eligible for Amex Offers, which provide American Express cardholders with rotating promotions and discounts for a variety of products and services, as well as the Local Champion game, where cardholders use the Amex app to earn additional bonus point per $ spent at retailers where they shop the most.
Considering this card for Business-related transactions?
American Express offer a range of both business and consumer charge and credit cards. They do permit business transactions to be made on personal cards, unlike some other banks, but you might find some of the other business-focused benefits of the business cards to be appealing or more appropriate.
So – if you’re a sole trader or a business looking to earn points with your business spend – this card would still work for that purpose.
There’s a full list of business and personal consumer American Express cards which might be suitable for earning points from business-related transactions here.
American Express Apple Pay & Android Pay support
American Express cards supports Apple Pay & Android, meaning you can use this card on your smartphone for easier payments. Find out more in our guides for each of the compatible services.
Summary – Qantas American Express Discovery Card
The Qantas American Express Discovery Card may be a handy product for those who have an aversion to paying annual fees – getting an earn rate of 1 Qantas point per dollar on this card is pretty good, plus the bonus points for any spend on Qantas flights and travel
Share this article
Point Hacks Credit Card Information
Point Hacks is published by Point Hacks Australia Pty Ltd (ACN 622 987 160), a corporate authorised credit representative (Number: 504786) of MSC Advisory Pty Ltd ACN 607 459 441 (Australian Credit License: 480649). In some instances, Point Hacks Australia Pty Ltd receives a commission or benefit for referring you to the services of a credit provider. This commission or benefit is disclosed at the point of referral to the credit provider. This website does not provide credit, assist you in obtaining credit, or advise you to apply for any particular product from a provider.
We have not taken into consideration your personal circumstances or financial situation when providing the information on this website. It is important you read the relevant PDS from the product issuer and seek the independent advice of an appropriately qualified professional before making a decision on a product.
While we invest a great deal of time and energy into ensuring we provide with you with the most up to date and accurate information, we do not warrant the accuracy of statements or information contained on the Website relating to third party goods and services, including credit card information, loyalty schemes and rewards. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability arising from any person acting on those statements or information to the fullest extent permitted by law. Where conditions or warranties are implied by law and cannot be excluded, our liability will be limited to the re-supply of information. You should confirm the accuracy of information provided on this Website with the third party product provider before acting on it.