The Qantas American Express Discovery Card is a value-led product with no annual fee.

Who’s the Qantas American Express Discovery Card for?

This card will likely suit those:

  • who frequently travel on Qantas or Jetstar
  • who are averse to cards with high annual fees and are looking for a no or low annual fee card that still earns Qantas points
  • who may not meet the income threshold for premium Qantas earning credit cards
  • where the higher cost of a premium Qantas credit card outweighs the benefit of the card’s additional features, due to your income or spending being too low to either use these features or obtain maximum value from them
  • those who want to start earning Qantas points from their credit card spend with little risk.

Card Details

CardQantas American Express Discovery
Loyalty programQantas Frequent Flyer
Points earned from spend0.75 Qantas Point per $1 spent on eligible purchases
1 additional Qantas Point per $1 spent on selected Qantas products and services in Australia
0.5 Qantas Points per $1 spent at government bodies in Australia
Points CapNone
Overseas transaction fee3% of the converted amount
Minimum income$35,000 p.a.
Annual fee$0

Digging into the benefits of the Qantas American Express Discovery Card benefits

Being blunt, there’s not much to ‘dig into’ here! The Qantas American Express Discovery Card is a simple card with few benefits.

With no annual fee, you’ll get the ability to earn Qantas Points at a decent rate, including 1.75 Qantas Points per dollar with Qantas, 0.75 Point per dollar spent elsewhere with the exception of ATO and other government transactions, which earn 0.5 points per $, which is similar to more expensive American Express cards.

The card is also eligible for Amex Offers, which provide American Express Card Members with rotating promotions and discounts for a variety of products and services, as well as the Local Champion game, where Card Holders use the Amex app to earn additional bonus point per $ spent at retailers where they shop the most.

Calm App Offer for American Express Card Members

All American Express Card Members will receive a complimentary year of Calm Premium membership, which is an award winning Sleep, Meditation and Relaxation app, valued at $79.99. In the following year, if Card Members elect to renew, they will receive 50% off the standard rate. Click-through to https://www.calm.com/americanexpressglobal, to sign up for the offer.

Live Date: 26 August 2020
End Date: 31 October 2020

Eligible Products: All American Express consumer cards.

Qantas American Express Discovery Card Guide was last modified: August 27th, 2020 by Daniel Sciberras

American Express Plan It

American Express launched ‘Plan It’ in mid-2020, which allows cardholders to create instalment plans that allow for equal payments to be distributed over a 3, 6 or 12 month payment period. There is a monthly fixed fee to access this feature, with up to 10 Plan It plans with a minimum of $150 balance able to be created.

Qantas American Express Discovery Card Guide was last modified: August 27th, 2020 by Daniel Sciberras

Considering this card for Business-related transactions?

American Express offer a range of both business and consumer charge and credit cards. They do permit business transactions to be made on personal cards, unlike some other banks, but you might find some of the other business-focused benefits of the business cards to be appealing or more appropriate.

So – if you’re a sole trader or a business looking to earn points with your business spend – this card would still work for that purpose.

There’s a full list of business and personal consumer American Express cards which might be suitable for earning points from business-related transactions here.

Qantas American Express Discovery Card Guide was last modified: August 27th, 2020 by Daniel Sciberras

Unparalleled mobile wallet integration

American Express cards support Apple Pay, Google Pay and Samsung Pay, meaning you can use this card on your smartphone for easier payments.

Read the Point Hacks guide to using Apple Pay or for using Google Pay and Samsung Pay, including instructions on how to add your American Express card to those services.

With this feature set up, it means you could still use your NFC-enabled phone to make purchases with your American Express account, even if your physical card is lost or stolen and pending replacement.

Qantas American Express Discovery Card Guide was last modified: August 27th, 2020 by Daniel Sciberras

Summary – Qantas American Express Discovery Card

The Qantas American Express Discovery Card may be a handy product for those who have an aversion to paying annual fees – getting an earn rate of 0.75 Qantas Point per dollar on this card is decent, plus the bonus points for any spend on Qantas flights and travel.

Qantas American Express Discovery Card Guide was last modified: August 27th, 2020 by Daniel Sciberras