With six out of every ten frequent flyer points coming from sources other than actually flying—and with credit cards earning the bulk of those— we round up some Velocity Point earning cards with noteworthy bonus offers to know about this month.
Latest Offers
We round up the cards with noteworthy Velocity Point bonus offers to know about this month.
| Card | Bonus Points | Annual Fee | Offer end date | Card Guide |
|---|---|---|---|---|
| Velocity Points | ||||
 American Express Velocity Business ↓ | 200,000 Velocity Points | $249 p.a. | 30 April 2026 | Read Here |
 Westpac Altitude Velocity Black ↓ | Up to 150,000 Velocity Points | $295 p.a. + $75 Altitude Rewards Fee | ongoing | Read Here |
 American Express Velocity Platinum ↓ | Up to 100,000 Velocity Points | $440 p.a. | 30 April 2026 | Read Here |
 NAB Rewards Platinum with Velocity ↓ | Up to 90,000 Velocity Points* | $195 p.a. ongoing | ongoing | Read Here |
 ANZ Rewards Velocity Platinum ↓ | Up to 80,000 Velocity Points | $149 p.a. | ongoing | Read Here |
 St.George Amplify Rewards Signature ↓ | Up to 66,000 Velocity Points* | $199 for the first year, $279 p.a. ongoing | ongoing | Read Here |
| American Express Membership Rewards | ||||
 American Express Platinum Business ↓ | 175,000 Velocity Points* | $1,750 p.a. | 14 July 2026 | Read Here |
 American Express Platinum ↓ | 110,000 Velocity Points* | $1,450 | 14 April 2026 | Read Here |
 American Express Explorer ↓ | 37,500 Velocity Points* | $395 | 19 May 2026 | Read Here |
| * Equivalent Velocity Points when transferred | ||||
Digging into the details
Learn more about the cards with noteworthy Velocity Point bonus offers this month.
American Express Velocity Business
- Sign-up Bonus:
- 200,000 bonus Velocity Points*
- Rewards Earn Rate:
- 1 Velocity Point per $1 spent on eligible everyday business purchases and 2 Velocity Points per $1 spent with Virgin Australia
- Annual Fee:
- $249 p.a. and $99 per Employee Card up to 99 cards
- Offer expires
- 30 April 2026
- Earn 200,000 bonus Velocity Points when you apply by 30 April 2026, are approved and spend $6,000 on eligible purchases on your new Card within the first 3 months of approval¹. (T&Cs apply. Available for new American Express Card Members only.) Access a line of unsecured funding with flexible spending power², and enjoy two complimentary Virgin lounge passes and complimentary travel insurance. Earn up to 2 Velocity Points per dollar on purchases within Australia. The annual fee is $249 and $99 per Employee Card.
Westpac Altitude Velocity Black
- Sign-up Bonus:
- Up to 150,000 Velocity Points
- Rewards Earn Rate:
- Earn 1.2 Velocity Points per $1 on international transactions, 0.8 Velocity Points per $1 on everyday spend, and 0.5 Velocity Points per $1 on all other eligible spend up to $10,000 per statement period. Then 0.25 Velocity Points per $1 thereafter
- Annual Fee:
- $295 p.a. plus $75 Annual Altitude Velocity Rewards Program fee if you choose to earn Velocity Points
- The Westpac Altitude Velocity Black Credit Card has up to 150,000 Velocity Points on offer for new cardholders. The card comes with 2 Virgin Australia Domestic Lounge invites per year and offers decent points earn rates on ongoing spend.
American Express Velocity Platinum
- Sign-up Bonus:
- Up to 100,000 bonus Velocity Points¹
- Rewards Earn Rate:
- 1.25 Velocity Points earned per $1 on all eligible spend except for government bodies⁵. 2.25 Velocity Points per $1 spent on selected Virgin Australia purchases⁵. 0.5 Velocity Points per $1 on Government spend⁵
- Annual Fee:
- $440 p.a.
- Offer expires
- 30 April 2026
- The American Express Velocity Platinum Card has 70,000 bonus Velocity Points on offer for new American Express Card Members who apply, are approved and spend $5,000 on eligible purchases within the first 3 months of approval, plus an additional 30,000 Velocity Points when you spend a minimum of $1 on your Card within 90 days of paying your second year annual Card Fee¹. (Offer ends 30 April 2026. New Amex Card Members only. T&Cs apply.) Includes several perks such as Virgin Australia Lounge Access² every time you fly domestically with Virgin Australia, 2 VA Guest Lounge Passes³ each year and a Complimentary Domestic Return Virgin Australia Flight⁷.
NAB Rewards Platinum Card with Velocity
- Sign-up Bonus:
- Up to 90,000 bonus Velocity Points¹
- Rewards Earn Rate:
- Earn uncapped points including 1 NAB Rewards Point earned per $1 on eligible everyday spend and 1.5 NAB Rewards Points per $1 at eligible Grocery Stores¹
- Annual Fee:
- $195 p.a.
- The NAB Rewards Platinum Card with Velocity is offering up to 90,000 Velocity Points (auto-converted from 180,000 NAB Rewards Points) for new cardholders. The card includes complimentary insurances, such as International Travel Insurance, Purchase Protection and Extended Warranty Insurance⁵, and allows you to earn flexible points on eligible spend including bonus points at eligible grocery stores and purchases made online with Webjet via NAB Rewards Store or on Webjet.com.au.¹²³
St.George Amplify Rewards Signature
- Sign-up Bonus:
- Up to 200,000 Amplify Rewards Points
- Rewards Earn Rate:
- 3 Amplify Points per $1 on international spend, 2 Amplify Points per $1 on everyday spend, and 1 Amplify Points per $1 on all other eligible spend up to $10,000 per statement period. Then 0.5 Points per $1 thereafter, uncapped
- Annual Fee:
- $199 in the first year, $295 p.a. ongoing
- St.George is offering up to 200,000 Amplify Rewards Points (equivalent to 100,000 Velocity Points or up to $900 in eGift cards) plus a reduced first-year annual fee for new cardholders of the Amplify Rewards Signature Card. Includes two complimentary airport lounge passes, complimentary insurances and access to Visa Luxury Hotels program.
ANZ Rewards Velocity Platinum
- Sign-up Bonus:
- Up to 80,000 bonus Velocity Points
- Rewards Earn Rate:
- Earn 1.5 ANZ Reward Points per $1 spent on eligible purchases up to $2,000 per statement period, then 0.5 Reward Points per $1 you spend on eligible purchases above $2,000 per statement period. Keep on your auto redemption to transfer your ANZ Reward Points to Velocity Points. 2 Rewards Points for 1 Velocity Point.
- Annual Fee:
- $149 p.a.
- Get up to 80,000 bonus Velocity Points + $50 back with the ANZ Rewards Platinum Credit Card. Earn 60,000 bonus Velocity Points and $50 back when you spend $3,500 on eligible purchases the first 3 months from approval, plus 20,000 bonus Velocity Points when you keep the card for over 15 months from activation.
American Express Membership Rewards
American Express Membership Rewards points are amongst the most flexible out there, with the ability to be transferred to key frequent flyer programs like Velocity, KrisFlyer and Asia Miles, as well as Qantas for Platinum and Business Platinum cardholders.
American Express® Platinum Business Card
- Sign-up Bonus:
- 350,000 Bonus Membership Rewards Points*
- Rewards Earn Rate:
- Earn 2.25 Membership Rewards points per $1 on all eligible business purchases, except for spend with government bodies, for which you will earn 1 point per $1 spent
- Annual Fee:
- $1,750 p.a
- Offer expires
- 14 July 2026
- Earn 350,000 Bonus Membership Rewards Points* when you apply by 14 July 2026, are approved and spend $12,000 on eligible purchases on your American Express Platinum Business Card in the first 3 months of approval. The Card is aimed at small and medium-size businesses who want to maximise their points earned, as well as business and travel benefits. T&Cs apply. Available for new American Express Card Members only.
American Express Platinum Card
- Sign-up Bonus:
- 220,000 bonus Membership Rewards Points¹
- Rewards Earn Rate:
- Earn 2.25 Membership Rewards points per $1 on all eligible purchases, except for spend with government bodies, for which you will earn 1 point per $1 spent
- Annual Fee:
- $1,450 p.a.
- Offer expires
- 14 April 2026
- Enjoy a bespoke offer of 220,000 bonus Membership Rewards Points¹ when you spend $5,000 on eligible purchases in the first 3 months. (Offer available to new American Express Card Members only. Offer ends 14 April 2026. T&Cs apply.) Unlock premium perks including unlimited airport lounge access, international travel insurance, Amex Hotels and Resorts benefits, up to $400 in Global Dining Credit¹⁰, and a $450 Travel Credit⁵ each year. Earn up to 2.25 Membership Rewards Points per $1 on eligible spend. The annual fee is $1,450.
American Express Explorer Credit Card
- Sign-up Bonus:
- 75,000 Bonus Membership Rewards Points¹
- Rewards Earn Rate:
- Earn 2 Membership Rewards points per $1 on all purchases except government bodies where you will earn 1 point per $1 spent⁶
- Annual Fee:
- $395 p.a.
- Offer expires
- 19 May 2026
- Earn 75,000 Bonus Membership Rewards Points¹ when you apply by 19 May 2026, are approved and spend $4,000 on eligible purchases on your new American Express Explorer® Credit Card within the first 3 months (T&Cs apply. New American Express Card Members only). Enjoy a $400 Annual Travel Credit², complimentary access to The Centurion® Lounges³ in Sydney and Melbourne, Card, Smartphone and International Travel Insurance⁴, for a $395 p.a. annual fee.
You may also check out our other credit card offers here as well as our best uses of points series.
Best Velocity Points Credit Card Offers this month was last modified: February 11th, 2026 by
Community Comments
Why isn’t Citi on this list??
Would things like paying for your rent be included as a eligible transaction to meet minimum spend?
Hi Charlie
It would if you paying rent through a 3rd party payment platform like Rental Rewards for example, however, be aware that paying through these platforms come with added fees
Daniel, I had an ANZ Rewards Black that I closed at the end of August 2018. Would I still be eligible for the sign-up bonus on the ANZ Rewards Travel Adventure Visa? (assuming I was approved?)
Any advice on how to ensure I get my 80K VFFs? Sounds like (from the comments on the page specific to that card), you really have to watch ANZ to make sure they come good…
Hi Ross
Yes you will. The time limitation only applies to having held the ANZ Rewards Travel Adventure card in the previous 12 months. Holding all other ANZ cards is fine.
In order to get the 80,000 bonus points, what I found sped up the process was to immediately sign up to ANZ Rewards once you activate your card. This triggers the welcome email to be sent to you (24-72 hours generally), which includes the link and promo code about half way down the email.
I hope that helps!
No mention of the NAB Rewards Signature Card – 90k Rewards points (45k velocity points)?
Could be a good option for those with a NAB home loan package.