With six out of every ten frequent flyer points coming from sources other than actually flying—and with credit cards earning the bulk of those— we round up some Velocity Point earning cards with noteworthy bonus offers to know about this month.

Latest Offers

We round up the cards with noteworthy Velocity Point bonus offers to know about this month.

CardBonus PointsAnnual FeeOffer end dateCard Guide
Velocity Points
American Express Velocity Business Card
American Express Velocity Business ↓		120,000 Velocity Points
$249 p.a.13 January 2026Read Here
ANZ Rewards Platinum
ANZ Rewards Velocity Platinum ↓		Up to 80,000 Velocity Points$149 p.a.ongoingRead Here
NAB Rewards Platinum
NAB Rewards Platinum ↓		Up to 80,000 Velocity Points*$195 p.a. ongoingongoingRead Here
St.George Amplify Signature Visa
St.George Amplify Signature ↓		Up to 80,000 Velocity Points*$199 for the first year,
$279 p.a. ongoing		ongoingRead Here
American Express Velocity Platinum
American Express Velocity Platinum ↓		60,000 Velocity Points$375 p.a.ongoingRead Here
Westpac Altitude Black
Westpac Altitude Rewards Black ↓		Up to 60,000 Velocity Points*$200 for the first year,
$295 p.a. ongoing
ongoingRead Here
American Express Membership Rewards
American Express Platinum Business Card
American Express Platinum Business ↓		150,000 Velocity Points*$1,750 p.a.13 January 2026Read Here
American Express Platinum Card
American Express Platinum ↓		75,000 Velocity Points*$1,45013 January 2026Read Here
American Express Explorer
American Express Explorer ↓		25,000 Velocity Points*
$3953 February 2026Read Here
* Equivalent Velocity Points when transferred

Digging into the details

Learn more about the cards with noteworthy Velocity Point bonus offers this month.

American Express Velocity Business

American Express Velocity Business - 120,000 bonus Velocity Points*
Sign-up Bonus:
120,000 bonus Velocity Points*
Rewards Earn Rate:
1 Velocity Point per $1 spent on eligible everyday business purchases and 2 Velocity Points per $1 spent with Virgin Australia
Annual Fee:
$249 p.a. and $99 per Employee Card up to 99 cards
Offer expires
13 January 2026
Earn 120,000 bonus Velocity Points when you apply by 13 January 2026, are approved and spend $3,000 on eligible purchases on your new Card within the first 2 months of approval*. (T&Cs apply. Available for new American Express Card Members only.) Access a line of unsecured funding with flexible spending power^, and enjoy two complimentary Virgin lounge passes and complimentary travel insurance. Earn up to 2 Velocity Points per dollar on purchases within Australia. The annual fee is $249 and $99 per Employee Card.

ANZ Rewards Velocity Platinum

ANZ Rewards Platinum - Up to 80,000 bonus Velocity Points
Sign-up Bonus:
Up to 80,000 bonus Velocity Points
Rewards Earn Rate:
Earn 1.5 ANZ Reward Points per $1 spent on eligible purchases up to $2,000 per statement period, then 0.5 Reward Points per $1 you spend on eligible purchases above $2,000 per statement period. Keep on your auto redemption to transfer your ANZ Reward Points to Velocity Points. 2 Rewards Points for 1 Velocity Point.
Annual Fee:
$149 p.a.
Get up to 80,000 bonus Velocity Points and $50 back to your new card – 60,000 when you spend $3,500 in the first 3 months, and an additional 20,000 when you keep your card for over 15 months from activation. Enjoy international and domestic travel insurance, and earn 1.5 Reward Points per $1 on eligible purchases up to $2,000 per statement period, and 0.5 thereafter. Switch-on and keep on auto redemption to transfer your ANZ Reward Points to Velocity Points at 2 Reward Points for 1 Velocity Points. The annual fee is $149. New card. T&Cs, eligibility criteria, fees and charges apply.

NAB Rewards Platinum Card (Velocity)

NAB Rewards Platinum - Up to 80,000 Velocity Points
Sign-up Bonus:
Up to 80,000 bonus Velocity Points¹
Rewards Earn Rate:
Earn uncapped points including 1 NAB Rewards Point earned per $1 on eligible everyday spend and 1.5 NAB Rewards Points per $1 at eligible Grocery Stores¹
Annual Fee:
$195 p.a.
The NAB Rewards Platinum Card with Velocity is offering up to 80,000 Velocity Points (auto-converted from 160,000 NAB Rewards Points) for new cardholders.* NAB Rewards allows you to earn flexible points on eligible spend, and offers bonus points at eligible grocery stores and purchases made online with Webjet via NAB Rewards Store or on Webjet.com.au.¹²³

St.George Amplify Rewards Signature

St.George Amplify Rewards Signature - Up to 160,000 Amplify Rewards Points + a reduced first year annual fee
Offer Currently Not Available
Sign-up Bonus:
Up to 160,000 Amplify Rewards Points
Rewards Earn Rate:
3 Amplify Points per $1 on international spend, 2 Amplify Points per $1 on everyday spend, and 1 Amplify Points per $1 on all other eligible spend up to $10,000 per statement period. Then 0.5 Points per $1 thereafter, uncapped
Annual Fee:
$199 in the first year, $295 p.a. ongoing
St.George is offering up to 160,000 Amplify Rewards Points (equivalent to 80,000 Velocity Points or up to $700 in eGift cards) plus a reduced first-year annual fee for new cardholders of the Amplify Rewards Signature Card. Includes two complimentary airport lounge passes, complimentary insurances and access to Visa Luxury Hotels program.

American Express Velocity Platinum

American Express Velocity Platinum - 60,000 bonus Velocity Points*
Sign-up Bonus:
60,000 bonus Velocity Points*
Rewards Earn Rate:
1.25 Velocity Points earned per $1 on all eligible spend except for government bodies˜. 2.25 Velocity Points per $1 spent on selected Virgin Australia purchases˜. 0.5 Velocity Points per $1 on Government spend˜
Annual Fee:
$440 p.a.
The American Express Velocity Platinum Card has 60,000 bonus Velocity Points* on offer for new American Express Card Members who apply, are approved and spend $3,000 on eligible purchases within the first 3 months of approval. Includes several perks such as Virgin Australia Lounge Access^ every time you fly domestically with Virgin Australia, 2 VA Guest Lounge Passes⁼ each year and a Complimentary Domestic Return Virgin Australia Flightˢ. Terms, conditions and exclusions apply. New American Express Card Members Only.

Westpac Altitude Rewards Black

Westpac Altitude Rewards Black - Up to 160,000 Altitude Points
Offer Currently Not Available
Sign-up Bonus:
Up to 160,000 bonus Altitude points
Rewards Earn Rate:
3 Altitude Points per $1 on international transactions, 2 Altitude Points per $1 on everyday spend, and 1 Altitude Points per $1 on all other eligible spend up to $10,000 per statement period. Then 0.5 Points per $1 thereafter, uncapped
Annual Fee:
$200 for the first year, $295 p.a.
The Westpac Altitude Rewards Black has up to 160,000 Altitude Points, $0 Foreign Transaction Fee for the first 12 months, plus a reduced first year annual card fee on offer for new cardholders, the points can be redeemed for up to $700 in e-gift cards or transferred to Velocity Frequent Flyer, KrisFlyer or Cathay miles at a 3:1 ratio. The card offers high points earn rates plus ongoing benefits, including Priority Pass lounge invites.

American Express Membership Rewards

American Express Membership Rewards points are amongst the most flexible out there, with the ability to be transferred to key frequent flyer programs like Velocity, KrisFlyer and Asia Miles, as well as Qantas for Platinum and Business Platinum cardholders.

American Express® Platinum Business Card

American Express® Platinum Business Card - 300,000 Bonus Membership Rewards points
Sign-up Bonus:
300,000 Bonus Membership Rewards Points*
Rewards Earn Rate:
Earn 2.25 Membership Rewards points per $1 on all eligible business purchases, except for spend with government bodies, for which you will earn 1 point per $1 spent
Annual Fee:
$1,750 p.a
Offer expires
13 January 2026
Earn 300,000 Bonus Membership Rewards Points* when you apply by 13 January 2026, are approved and spend $12,000 on eligible purchases on your American Express Platinum Business Card in the first 3 months of approval. The Card is aimed at small and medium-size businesses who want to maximise their points earned, as well as business and travel benefits. T&Cs apply. Available for new American Express Card Members only.

American Express Platinum Card

American Express Platinum Card - 150,000 Bonus Membership Rewards points
Sign-up Bonus:
150,000 bonus Membership Rewards Points¹
Rewards Earn Rate:
Earn 2.25 Membership Rewards points per $1 on all eligible purchases, except for spend with government bodies, for which you will earn 1 point per $1 spent
Annual Fee:
$1,450 p.a.
Offer expires
13 January 2026
Enjoy 150,000 bonus Membership Rewards Points¹ when you spend $5,000 on eligible purchases in the first 3 months. (Offer available to new American Express Card Members only. Offer ends 13 January 2026. T&Cs apply.) Unlock premium perks including unlimited airport lounge access, international travel insurance, Amex Hotels and Resorts benefits, up to $400 in Global Dining Credit¹⁰, and a $450 Travel Credit⁵ each year. Earn up to 2.25 Membership Rewards Points per $1 on eligible spend. The annual fee is $1,450.

American Express Explorer Credit Card

American Express Explorer Credit Card - 50,000 Bonus Membership Rewards Points
Sign-up Bonus:
50,000 Bonus Membership Rewards Points¹
Rewards Earn Rate:
Earn 2 Membership Rewards points per $1 on all purchases except government bodies where you will earn 1 point per $1 spent⁶
Annual Fee:
$395 p.a.
Offer expires
3 February 2026
Earn 50,000 Bonus Membership Rewards Points¹ when you apply by 3 February 2026, are approved and spend $4,000 on eligible purchases on your new American Express Explorer® Credit Card within the first 3 months (T&Cs apply. New American Express Card Members only). Enjoy a $400 Annual Travel Credit², complimentary access to The Centurion® Lounges³ in Sydney and Melbourne, Card, Smartphone and International Travel Insurance⁴, for a $395 p.a. annual fee.

You may also check out our other credit card offers here as well as our best uses of points series.

Best Velocity Points Credit Card Offers this month was last modified: November 12th, 2025 by Daniel Sciberras