Point Hacks Credit Card Guide

NAB flybuys Rewards Card Guide

The NAB flybuys Rewards Card is now unavailable to new applicants. We’ve left our guide up for reference for existing cardholders.

The NAB flybuys Rewards Card is a flybuys points earning card. You will also earn 1 flybuys rewards point per $ spent convertible to Etihad Guest Points.

Note: The flybuys and Etihad Guest partnership will come to an end on 31st July 2018. Which means linked members will no longer be able to redeem flybuys points for Etihad Guest Miles, collect flybuys points via the flybuys-Etihad booking portal or link flybuys and Etihad Guest memberships after this date. This is the final blow to a relationship that has been suspended since December 2017.

Card Details

CardNAB flybuys Rewards Card
Loyalty Programflybuys
Points earned from spend1 flybuys point (0.4 Etihad Guest points) per $1 spent.
Points CapCapped at 20,000 points per monthly statement period
Travel benefitsNAB Platinum concierge service access
Included InsurancesComplimentary travel and purchase insurance
Annual fee$95

Since flybuys partnered with Etihad Guest and Velocity, frequent flyers finally have a reason to load up on flybuys points.

If you’re not already a flybuys member, you can join flybuys here.

Effective Frequent Flyer Program Point Earn Rates

Partner Frequent Flyer ProgramEquivalent partner points earned
Velocity Points0.435 point / $ spent
Etihad Guest Miles0.4 point / $ spent

NAB’s flybuys Rewards Card earns 1 flybuys point per $ spent. flybuys offers a conversion rate of 0.8 Etihad points or 0.87 Velocity points for 2 flybuys points, so the card effectively earns 0.4 Etihad Guest Miles or 0.435 Velocity Points per $ spent.

There is no charge for additional cardholders on this card, but points are capped at 20,000 flybuys per monthly statement period.

The annual fee on this card is quite modest at $95. It also comes with seven different complimentary insurances including purchase insurance and travel insurance, which is active when you use your card to prepay at least $500 worth of travel expenses.

There are a number of reasons why you would want to transfer your flybuys points to Etihad Guest points, but if these aren’t for you, you can also use your flybuys points for several other rewards.

Summing up – NAB flybuys Rewards Card

The card doesn’t compare too favourably with its peer, the Coles Rewards MasterCard, which offers 2 x the points earn rate, at a similar annual fee.

If there is a new customer bonus or offer for the NAB flybuys Rewards card then it could be worth taking a look – but otherwise there are other options on the market worth considering if your focus is on earning points on day to day spend.

NAB flybuys Rewards Card Guide was last modified: March 15th, 2019 by Keith

Jump back up to offer ↑

Point Hacks Credit Card Information

Point Hacks is published by Point Hacks Australia Pty Ltd (ACN 622 987 160), a corporate authorised credit representative (Number: 504786) of MSC Advisory Pty Ltd ACN 607 459 441 (Australian Credit License: 480649). In some instances, Point Hacks Australia Pty Ltd receives a commission or benefit for referring you to the services of a credit provider. This commission or benefit is disclosed at the point of referral to the credit provider. This website does not provide credit, assist you in obtaining credit, or advise you to apply for any particular product from a provider.

We have not taken into consideration your personal circumstances or financial situation when providing the information on this website. It is important you read the relevant PDS from the product issuer and seek the independent advice of an appropriately qualified professional before making a decision on a product.

While we invest a great deal of time and energy into ensuring we provide with you with the most up to date and accurate information, we do not warrant the accuracy of statements or information contained on the Website relating to third party goods and services, including credit card information, loyalty schemes and rewards. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability arising from any person acting on those statements or information to the fullest extent permitted by law. Where conditions or warranties are implied by law and cannot be excluded, our liability will be limited to the re-supply of information. You should confirm the accuracy of information provided on this Website with the third party product provider before acting on it.


  1. B.mulligan

    NAB credit card overseas travel insurance ceases with holders once they turn 75 years.
    NAB is covered through QBE and it is NA B to make this inclusion.After 75 years try another credit card

Leave a Reply