ANZ are offering 25,000 bonus Qantas Points for new applicants of the ANZ Frequent Flyer who spend a minimum of $1,000 within the first three months of approval.
There are also offers of 120,000 bonus Qantas Points and $275 back with the ANZ Frequent Flyer Black and 50,000 bonus Qantas Points and $195 back with the ANZ Frequent Flyer Platinum.
This guide covers the earn rates, caps and benefits of the ANZ Frequent Flyer.
After spending $1,000 on eligible purchases within the first 3 months, the 25,000 bonus Qantas Points will post to your Qantas account. Eligible purchases cover most transactions, with the normal exclusions of fees, cash, cash equivalent transactions, balance transfers and transactions for gambling or gaming.
How you could use the bonus points from this card
All redemption figures above exclude any accompanying taxes, fees and charges. Points redemption price data is provided by a third-party. For an exact total redemption cost, please consult with the airline directly.
Disclaimer: These are example redemptions only and due to COVID-19 travel restrictions, some of these routes may not be currently available.
Digging into the details of the ANZ Frequent Flyer
Card Details
| Card | ANZ Frequent Flyer |
| Loyalty program | Qantas Frequent Flyer |
| Points earned from spend | 0.5 Qantas Points per $1 spent on eligible purchases up to $500 per statement period, then 0.25 Qantas Points per $1 spent on eligible purchases above $500 per statement period |
| Overseas transaction fee | 3% of the converted amount |
| Purchase rate | 20.24% |
| Cash advance rate | 20.24% |
| Interest Free days | Up to 55 days |
| Annual fee | $95 |
The standard ANZ Frequent Flyer has a reasonable $95 annual fee, with an earn rate of 0.5 Qantas Point per $1 spent on eligible purchases up to $500 per statement period, and 0.25 Qantas Point per $1 thereafter, uncapped.
There are minimal additional other benefits that come with this card, but for the $95 annual fee, that’s not too surprising.
Apple Pay + Google Pay support with ANZ
ANZ cards support Apple Pay & Google Pay, meaning you can use their cards on your smartphone for easier payments. Find out more in our guides for each of the compatible services.
Card eligibility criteria
These are the minimum requirements to be eligible to apply for this Card. Other additional eligibility criteria, such as proof of income, will generally be required later on.
- Be 18 years old of age or over, and;
- Be a permanent Australian resident or a non-permanent resident with more than 9 months remaining on your visa
Summing up
The ANZ Frequent Flyer credit card as an entry-level card has a low ongoing annual fee. However, the cap on spend may be limiting for significant ongoing use.
Disclaimers
ANZ would also like us to include the following disclaimer.
Qantas Points and bonus Qantas Points accrue in accordance with and subject to the ANZ Frequent Flyer Reward Terms and Conditions booklet (please call 13 13 14 for a copy). Purchases which are not eligible to earn Points are described in the ANZ Frequent Flyer Reward Terms and Conditions booklet, e.g. fees, cash, cash equivalent transactions, balance transfers and transactions for gambling or gaming purposes will not earn Points. Account Holder must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. A joining fee may apply. Membership of the Qantas Frequent Flyer program is subject to the Terms and Conditions of the Qantas Frequent Flyer program. Earn rates and earn rate bands are subject to change.
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