The two sister Amex Offers and Amex Connect programs entitle cardholders to discounts and savings by crediting users’ accounts when eligible purchases are made.
Or, in short, if you shop at a specific business, Amex will pay you to do so.
Until 14 February, American Express Card Members can get 30% off (up to a maximum of $25 in total) when using tap and pay on:
- Sydney Trains
- NSW TrainLink Intercity Opal rail services
- Light rail
- Sydney Ferries (excluding private ferry, fast ferry and Newcastle Ferries services)
Sydney Buses are not included.
This deal is best maximised by those travelling during peak periods who do not take advantage of weekly travel rewards. This is because the 30% discount is based on peak travel, so if you have an Opal card, you already get 30% off peak fares when travelling during off-peak periods.
This offer is targeted, so you will need to log in to your Amex account to see if you can register for the deal. If you hold multiple Amex cards, you may be able to register each one.
Here are the full terms and conditions:
You can use your Card, or mobile wallet enabled device (“device”), to make contactless payments on the following Transport for NSW services:
NSW TrainLink Intercity Opal rail services
Sydney Ferries (excluding private ferry, fast ferry and Newcastle Ferries services)
You must tap your Card or device on an Opal reader at the beginning and end of each trip, and both taps must be made using the same Card or device, and to which the offer is saved. If you begin your journey
by tapping your Card, you must not end your journey by tapping your device or you will be charged a default fare.
You are not required to tap your Card or device on an Opal reader at the end of a trip on Sydney Ferries route F1.
Your Card or device can only be used to pay for one fare per trip, and the fare your Card will be charged is the same as a standard peak Adult Opal fare for the same trip. Opal daily, weekly and Sunday travel caps are also applied, however other Opal benefits (including, but not limited to, off-peak train fare discounts and weekly travel rewards) are not available with contactless payments.
If your Card or device is not accepted for payment by the Opal reader, you must tap on using an Opal card or Opal single trip ticket in order to travel.
Any payments made for Opal single trip tickets or to top up an Opal card are not eligible for the offer.
Offer is limited to $25 credit per Card to which the offer is saved and only spend on this Card counts towards the Offer.
Excludes transactions where you do not spend directly with your Card or device to which the offer is saved, by tapping your Card on an Opal reader.
Excludes transactions made through a third party establishment or payment processor.
Credit is not redeemable for cash or other payment form.
Credit should appear on your billing statement within 5 business days from qualifying spend but may take up to 90 days from the offer end date.
Credit will not be applied to your Card account if your Card has been suspended or cancelled.
Credit may be reversed if your qualifying purchase is refunded or cancelled.
If you are an American Express cardmember, it is worth checking Amex Offers and Amex Connect regularly to take advantage of rotating promotions, like these ones currently available:
- Spend $350 or more, get $50 Back with HelloWorld (in-store only)
- Spend $120 or more, get $40 back with H&R Block
- Spend $400 or more, get $80 back with Hilton Hotels
Here is a full list of current offers.
Three important notes:
- Not every offer is put in front of all cardholders—these are somewhat personalised, so you may see something in your account that another person doesn’t
- You must use the card enrolled in the offer to access the benefit
- Make sure you read the terms and conditions for each offer
What are Amex Offers and Amex Connect?
American Express has a number of cardholder programs which provide practical, everyday benefits to cardholders. Two such programs are:
- Amex Offers: for holders of Amex-issued cards
- Amex Connect: for holders of both Amex-issued and Westpac-issued card, excluding David Jones American Express card
Amex Offers is a program which provides a statement credit to your account for making an eligible purchase. Think of it as an instant cashback offer without having to deal with any paperwork.
Amex Connect encompasses Amex Offers. Not only are you able to receive great cashback benefits, it also provides deals and discounts on travel, dining, shopping and entertainment. Whether your card has been issued by a bank or through American Express themselves, Amex Connect is accessible to all cardholders. Simply register your card to access savings.
Not sure what card you have? This article will help.
Just keep in mind that some business, travel, government and prepaid cards are not eligible.
How Amex Offers works
Once you have registered your card and have logged in to either Amex Connect or Amex Offers, you can select any deals that you like, add them to your card, make the eligible purchase following the terms and conditions and then receive your statement credit.
Once you add the offer to your card and meet the offer criteria, Amex will then credit your account.
According to the terms and conditions, statement credits are processed within three working days but can take up to 90 days after the end of the offer to appear in your account. In my experience, however, statement credits have appeared within 48 hours or less of the purchase being made.
Adding an offer online is simple: click on the ‘Save to Card’ link, enter in your details and you’re done. Once the offer is saved, you can still view all the terms and conditions on the ‘My Offers’ tab.
Alternatively, using the Amex app is just as simple. Open the app, check out the offers tab and select the offers that suit you. You can then access the ‘My Offers’ tab at any time to see the status of each offer has been saved.
Offers are redeemable instantly, so it pays to check what new offers are available before heading out to the shops or when purchasing anything online.
How Amex Connect works
Again, once your card is registered and you have logged on to Amex Connect, you can access any Amex Offers promotion as well as some travel, dining, shopping and entertainment discounts.
Amex Shop Small: Amex Offers on steroids
American Express also runs Shop Small, usually once or twice per year, where any American Express card can register for statement credits at small businesses that accept American Express.
A common Shop Small promotion offers a $10 credit on your account each time you spend $20 or more at up to ten different participating small businesses.
American Express continues to try and innovate for the consumer, and with Amex Offers and Amex Connect they are providing an increasing number of deals to their customers.
Keeping an eye on the Offers section of the mobile app is an easy way to see where you can score some discounts in the form of statement credits.
But the usual rules of discount hunting apply—don’t go overboard and spend more than you would have done anyway just because there’s a deal!