American Express Membership Rewards® is arguably one of the best points programs in Australia. Not only is it easy to earn points on just about anything, but it’s also one of the most flexible programs when it comes to using those points.

Fancy a stay at a five-star resort? Consider it done. Rather fly Business or First Class abroad? With at least nine major airline partners at your fingertips, you’ve got a wealth of choices when it comes to using those points.


This guide is brought to you with support from American Express, a Point Hacks commercial partner. Please note that while American Express provided the factual information required for this article, all opinions expressed are solely those of Point Hacks.


Choose from many travel partners

One major perk of American Express Membership Rewards (MR) is that it’s a flexible points program. That means you keep your MR points safely tucked away until you need them. And when it’s time to book travel, you can transfer the points you require to the airline or hotel program of your choice. It’s that simple.

The eleven airlines and two hotel chains available (as of October 2023) for the Membership Rewards Ascent program in Australia are:

Most partners transfer at a 2:1 rate, and some at 3:1, Air New Zealand is on its own at 200:1 and Marriott Bonvoy is 3:2.

In addition, American Express Platinum (and Centurion) Card Members also get access to Qantas Frequent Flyer as a transfer partner, as part of the Ascent Premium program.

Flexibility to the max

With so many partners to choose from, you don’t have to transfer your American Express Membership Rewards points until you’re ready to book. Many partners also transfer near-instantaneously, so you can search for reward seat availability and then transfer the points to book soon after.

Partners that usually transfer within one business day (often instantly) include Air New Zealand, Cathay Pacific Asia Miles, Emirates Skywards, Singapore Airlines KrisFlyer and Qantas Frequent Flyer.

Case study: why flexible points matter

Let’s say you have 300,000 Membership Rewards points. You want to fly from Sydney to London in Business Class, and you normally like to fly Singapore Airlines which costs 116,000 KrisFlyer miles in Saver (requires 348,000 MR points as of October 2023).

But in this instance, you can’t find availability on your preferred date. You check Asia Miles instead and find a Qatar Airways Business Class redemption for 90,000 Asia Miles (180,000 MR points).

Availability Comparison
Search results as of 28 April 2022. Both of these flights could be booked by transferring Membership Rewards points.

Because your points are flexible, you can transfer them to Asia Miles instead of KrisFlyer, and make the booking soon after. Best of all, you also save a lot of Membership Rewards points in the process, because Asia Miles requires less mileage for the same route. Picking the right program for the right time – that’s the power of having flexible points.

Read more about flexible points programs →

Access more value-packed flight rewards

American Express’s selection of flight partners makes it easier to book on routes and carriers you wouldn’t normally expect to, and some at an amazing rate. For example, you could indulge in Japanese airline ANA’s amazing First Class experience from Tokyo to New York – a journey of almost 13 hours.

The cost? Just 60,000 miles through Virgin Atlantic Flying Club, which you can earn by transferring 120,000 Membership Rewards points over from American Express. What a deal.

Book yourself on ANA’s Boeing 777s and you may be able to enjoy ANA First Class.

Redeem online with no fuss

It’s easy to transfer your points from Membership Rewards to a partner airline. Just visit the ‘Travel’ page and log in to get started. You might need to do a one-time setup to pair your frequent flyer account to Membership Rewards, but transferring points is a cinch after that.

American Express Membership Rewards

Most airline partners also support easy online redemptions for flight rewards. Once you have the points or miles in your Account, you’re good to go.

American Express Platinum Card

Sign-up Bonus:
150,000 bonus Membership Rewards Points¹
Rewards Earn Rate:
Earn 2.25 Membership Rewards points per $1 on all eligible purchases, except for spend with government bodies, for which you will earn 1 point per $1 spent
Annual Fee:
$1,450 p.a.
Offer expires
13 January 2026
Enjoy 150,000 bonus Membership Rewards Points¹ when you spend $5,000 on eligible purchases in the first 3 months. (Offer available to new American Express Card Members only. Offer ends 13 January 2026. T&Cs apply.) Unlock premium perks including unlimited airport lounge access, international travel insurance, Amex Hotels and Resorts benefits, up to $400 in Global Dining Credit¹⁰, and a $450 Travel Credit⁵ each year. Earn up to 2.25 Membership Rewards Points per $1 on eligible spend. The annual fee is $1,450.

Other uses of points for travel

Membership Rewards certainly don’t limit you to transferring points to airlines, though that’s generally what we think the best use of them is. But you’re also able to use those points to book travel on Helloword or American Express Travel, or perhaps swap them for a hotel or Webjet gift card. It’s all up to you.

Summing up

Membership Rewards is the ultimate travel program in Australia. Earn points through everyday spending and bonuses, and then spend those hard-earned points how you like. There are plenty of airline and hotel partners to choose from, so you can sit back and transfer the points when you’re ready to lock in a reward seat.


American Express is a Point Hacks commercial partner.  The earning and redemption of Membership Rewards points is subject to the terms and conditions of the American Express Membership Rewards program. To transfer Membership Rewards points into an airline rewards or frequent guest partner program you must be a member of the partner program. Membership of the partner program is the Card Member’s responsibility and is subject to the Terms and Conditions of the applicable program. A joining fee may apply.

Redeem your American Express Membership Rewards Points for travel was last modified: July 29th, 2025 by Brandon Loo