The top Qantas Point earning Credit Cards for 2026

Choosing a Qantas point-earning credit card can feel overwhelming. With so many options on the market, how do you know which ones are actually worth your time and annual fee? In this episode of the Point Hacks Podcast, Senior Content Producer Brandon Loo joins Tobias Venus to break down nine major Qantas point earning cards and unpack the perks that matter most for travellers and frequent flyers.

Whether you’re chasing big signup bonuses, frequent flyer perks like lounge passes, or solid earn rates on everyday spending, this episode is a great place to kick off your 2026 point hacking journey.

Watch the full episode below, or listen on your favourite podcast app.

How to choose a Qantas Point earning Credit Card

Choosing the right card depends on your personal travel goals and spending habits:

• Annual fee vs perks: A high fee only makes sense if the value you get back (bonus points, insurance, lounge passes) outweighs that cost.
• Earn rates and caps: Look at where and how you’ll earn most points and whether any caps align with your actual spend.
• Card perks: Complimentary lounge passes can be valuable and if you don’t need them, they can sometimes be gifted to companions. Complimentary travel insurance can also be a great addition but make sure to read the PDS before you travel.

Further Reading & Helpful Links

The cards discussed in this episode were products available in late November 2025 and may be subject to change. Keep up with the latest card offers and bonus point opportunities by bookmarking our Qantas credit cards page.
We are planning an episode about the top Velocity Point earning cards soon. In the mean time, you can browse our Velocity Credit Cards page.
Check out our beginners guide to Qantas frequent flyer if you’re new to collecting points.

Qantas American Express Ultimate

Find Out More & Apply

Read the guide

Sign-up Bonus:

Up to 90,000 bonus Qantas Points¹

Rewards Earn Rate:

1.25 Qantas Points earned per $1 on eligible everyday purchases. 2.25 Qantas Points per $1 spent on selected Qantas products and services in Australia. 0.5 Qantas Point per $1 at government bodies in Australia. After a total of 100,000 Qantas Points is earned in a calendar year, the everyday earn rate will change from 1.25 to 1 Qantas Point per $1 spent.

Annual Fee:

$450 p.a.

Offer expires

13 January 2026

Earn 70,000 bonus Qantas Points when you spend $3,000 in the first 3 months, plus an additional 20,000 Qantas Points when you spend a minimum of $1 on your Card within 90 days of paying your second year annual Card Fee¹. (Offer ends 13 January 2026. New Amex Card Members only. T&Cs apply.) This card includes an annual $450 Qantas Travel Credit, two Qantas lounge passes, complimentary international travel insurance, and Qantas Wine Premium Membership (valued at $99). Earn 1.25 Qantas Points per $1 on everyday spend, 2.25 on Qantas purchases, and 0.5 on government payments. The annual fee is $450.

Where to Watch & Listen

For the full experience, including additional tips and footage from our adventures, you can watch Point Hacks on our YouTube channel. We also publish our key takeaways on Instagram and TikTok.

Prefer to listen? The Point Hacks Podcast is available on your favourite podcasting app including Spotify, Apple Podcasts, Podbean, iHeartRadio, and good old fashion RSS.