Qantas
Velocity
American Express
ANZ
MyCard
NAB
Westpac
NAB offers a range of points-earning credit cards. Many of those cards are affiliated with the bank’s own NAB Rewards program, providing the opportunity to convert these rewards into points with the program’s partners. These include Virgin Australia’s Velocity Frequent Flyer program, as well as Singapore Airlines KrisFlyer, Cathay (Asia Miles), and more.
NAB also offers Qantas co-brand credit cards, which can directly earn Qantas Points into your Qantas Frequent Flyer account. Here’s a look at some of the latest offers available across NAB’s current points-earning credit card lineup.
| Card | Current offer | Min. spend | Annual fee | Earn rate | Estimated points | Benefits | Apply |
|---|---|---|---|---|---|---|---|
 NAB Qantas Business Signature | Get up to 200,000 bonus Qantas Points when you spend $10,000 on eligible purchases in the first 90 days of opening your new account and keep the account open for 15 months. Earn 1 Qantas Point per $1.50 on business and ATO spend, capped at $50,000 per card per statement period. Also includes complimentary NAB Commercial Cards Unauthorised Transaction Insurance and Transit Accident Insurance. The annual card fee is $295. Offer ends 31 Oct 35 | $10,000 | $295 | 1 Qantas Point earned per $1.50 spend on everyday business purchases including ATO payments capped at $50,000 per card per statement period | 16,080 | <ul> <li>Up to 200,000 bonus Qantas Points</li> <li>Earn points on business spend and ATO payments</li> <li>$295 p.a. annual fee</li> </ul> | Find out more & Apply |
 NAB Qantas Rewards Premium | NAB is offering up to 40,000 bonus Qantas Points and $150 cashback¹ for new cardholders of the NAB Qantas Rewards Premium Card. It comes with complimentary insurances, such as International Travel Insurance, Purchase Protection and Extended Warranty Insurance³, and earns 1 Qantas Point per $2 spent up to $3,000 per statement period, and 1 Qantas Point per $4 thereafter, up to $6,000. You'll also earn 1 bonus Qantas Points per $2 on international spend, uncapped.² Offer ends 31 Dec 35 | $3,000 | $295 | 1 point per $2 spend up to at $3,000 per statement period then 1 point per $4 from $3,001 to $6,000 statement period, plus 1 additional Qantas Point earned per $2 on eligible International Spend, uncapped. | 37,000 | <ul> <li>Up to 40,000 bonus Qantas Points</li> <li>$150 cashback</li> <li>0% p.a. on Balance Transfers for 12 months with a 3% BT fee⁴</li> </ul> | Find out more & Apply |
 NAB Qantas Rewards Signature | NAB is offering up to 60,000 bonus Qantas Points for new cardholders of the NAB Qantas Rewards Signature Card¹, plus 0% p.a. on balance transfers for 12 months with a 3% balance transfer fee⁴. The card also includes complimentary insurances, such as International Travel Insurance, Purchase Protection and Extended Warranty Insurance³, and earns 0.75 Qantas Point per $1 spent on the first $3,000 per statement period, then 0.25 Qantas Points per $1 on spend up to $15,000. Offer ends 31 Dec 30 | $5,000 | $449 | 0.75 Qantas Points earned per $1 spent up to $3,000, then 0.25 points per $1 thereafter, capped at $15,000 per statement period, plus 0.5 additional Qantas Points earned per $1 on eligible International Spend, uncapped.² | 58,000 | <ul> <li>Up to 60,000 bonus Qantas Points</li> <li>0% p.a. on balance transfers for 12 months with a 3% BT fee⁴</li> <li>$449 p.a. annual fee</li> </ul> | Find out more & Apply |
 NAB Rewards Business Signature | Earn up to 250,000 NAB Rewards Bonus Points with a new NAB Rewards Business Signature Card account. The card earns NAB Rewards Points on spend with the ability to transfer points to Velocity, Krisflyer Miles and Air NZ Airpoints - plus bonus points on spend with Webjet. Offer ends 31 Oct 35 | $8,000 | $175 | 1.25 NAB Rewards Point earned per $1 spent on everyday purchases, 3.75 NAB Rewards Points earned per $1 on spend with Webjet | 30,000 | <ul><li>Earn points on spend at the ATO</li><li>Travel & Purchases Insurance</li><li>Visa Premium Benefits</li></ul> | Find out more & Apply |
 NAB Rewards Card | Enjoy up to 100,000 NAB Rewards Points when you apply for the NAB Rewards Card and spend $3,000 on everyday purchases within the first 90 days of account opening and keep your card open for over 12 months. The card also offers 0% p.a. on balance transfers for 12 months, with a 3% balance transfer fee. Offer available to new NAB Cardholders only. T&Cs apply. Offer ends 31 Jul 30 | $3,000 | $195 | Earn 1.25 NAB Rewards Points earned per $1 spend on everyday purchases up to $5,000 Rewards Statement Period, then 0.5 NAB Rewards Points for every $1 spend, uncapped.² , Plus, 0.75 bonus NAB Rewards Points per $1 on eligible Groceries, Petrol, Public Transport and Travel spend, uncapped.² | 110,000 | <ul> <li>Up to 100,000 NAB Rewards Points</li> <li>0% p.a. on Balance Transfers for 12 months, 3% BT fee</li> <li>$195 p.a. annual fee</li> </ul> | Find out more & Apply |
 NAB Rewards Card | Enjoy up to 80,000 bonus Velocity Points when you apply for the NAB Rewards Card and spend $4,000 on everyday purchases within the first 90 days of account opening and keep your card open for over 12 months. The card also offers 0% p.a. on balance transfers for 12 months, with a 3% balance transfer fee. Offer available to new NAB Cardholders only. T&Cs apply. Offer ends 1 Jan 35 | $4,000 | $195 | Earn 1.25 NAB Rewards Point earned per $1 spend on everyday purchases up to $5,000 Rewards Statement Period, then 0.5 NAB Rewards Points for every $1 spend, uncapped.² , Plus, 0.75 bonus NAB Rewards Points per $1 on eligible Groceries, Petrol, Public Transport and Travel spend, uncapped.² | 70,000 | <ul> <li>Up to 80,000 bonus Velocity Points</li> <li>0% p.a. on Balance Transfers for 12 months, 3% BT fee⁴</li> <li>$195 annual fee</li> </ul> | Find out more & Apply |
 NAB Rewards Travel Card | Enjoy up to 180,000 NAB Rewards Bonus Points when you spend $5,000 on everyday purchases within the first 90 days of account opening and keep your card open for over 12 months. The card also offers 0% p.a. on balance transfers for 12 months, with a 3% balance transfer fee⁵. Offer available to new NAB Cardholders only. T&Cs apply. Offer ends 3 Sep 35 | $5,000 | $395 | Earn 1.5 NAB Rewards Points per $1 spent on everyday purchases up to $10,000 per statement period, then 0.5 NAB Rewards Points for every $1 spent, uncapped thereafter², 1 bonus NAB Rewards Points applies to every $1 spend on eligible purchases for Groceries, Petrol, Public Transport and Travel, uncapped² | 156,000 | <ul> <li>No international transaction fees on all your eligible purchases</li> <li>0% p.a. on balance transfers for 12 months with a 3% BT fee³</li> <li>$395 p.a. annual fee</li> </ul> | Find out more & Apply |
Frequently Asked Questions
Yes. NAB Qantas cards earn directly into your Qantas Frequent Flyer account, while NAB Rewards cards offer flexible redemption and transfer options.
NAB Rewards points can be transferred to Velocity, KrisFlyer, and Asia Miles—offering flexibility for frequent flyers.
Signature is great if you want flexible rewards. Qantas Premium is ideal if you’re loyal to Qantas and want direct earn.
Yes, NAB often offers first-year fee waivers or low-fee cards. Some base-level cards have no ongoing fees.
Yes, select NAB cards offer complimentary international travel insurance when you pay for travel with your card.
Generally, you must not have held a NAB card in the past 12–18 months. Each offer will outline specific eligibility.
Yes, NAB allows you to add family members or partners, sometimes for free or a small fee.
Transfers typically take 1–3 business days, but can vary depending on the partner.
Yes—NAB offers strong earn rates on supermarket and fuel purchases with certain cards.
Absolutely. Applications take about 10 minutes and you’ll receive a response within minutes to days.
