Choosing the right card can fast-track your next trip.
We’ve curated the top offers available now — no guesswork, just the features that matter.
How we chose these cards
Highest bonus points offers
(as of this month)
Flexible redemptions
(no lock-in programs)
Strong lounge and travel benefits
Ideally we have something here
Excellent value per point
(min. 1.5c per pt)
Your Trusted Guide to Australia's Top Loyalty Programs
FAQs
Do I need to fly often to benefit from a rewards card?
Not at all! These cards are designed for everyday earners. Whether you’re buying groceries, shopping online, or paying bills — it all adds up.
What are sign-up bonuses and how do I get them?
Sign-up bonuses are large point rewards for new customers. Simply meet the minimum spend requirement (e.g. $3,000 in 90 days) and the points are yours.
Can I have more than one rewards card?
Yes, many people hold multiple cards to stack bonuses and maximise their earn rate. Just ensure you’re managing them responsibly.
Is it worth paying the annual fee?
Yes — if the perks outweigh the cost. We’ve broken it down per card so you can easily compare the value and decide what works best for you.
How do I check if I’m eligible?
Each credit card provider has its own eligibility criteria. We’ve included links and guides to help you quickly check your chances before applying.
Are these offers exclusive to Point Hacks?
Some are exclusive, others are the best public deals. Either way, our team only features offers we believe deliver strong value.
Does Point Hacks earn money if I sign up?
Yes, we may receive a commission from the provider when you’re approved. This doesn’t affect the offer you receive — and it helps keep our guides free.