Point Hacks Credit Card Guide

40,000 Velocity Points with the ANZ Rewards Travel Adventures Visa

ANZ are offering 40,000 bonus Velocity Points when you spend $500 on eligible purchases in the first 3 months of approval with the ANZ Rewards Travel Adventures Visa. The card is designed to appeal to both travellers and those interested in rewards points, with no overseas transaction fees on purchases and a competitive $225 annual fee compared to other cards on the market.

Cardholders will also receive a complimentary Virgin Australia domestic return flight and two single-entry Virgin Australia domestic lounge passes after $500 spend on eligible purchases in the first three months of approval—and these benefits renew each year (unless the card is cancelled).

How you could use the bonus points from this card

All redemption figures shown are examples only and exclude accompanying taxes and fees. Points redemption price data is provided by a third-party, so inaccuracies may be present. Please check with the airline directly for a complete and accurate total redemption cost.

Digging into the details of the ANZ Rewards Travel Adventures card

Card Details

CardANZ Rewards Travel Adventures Card
Loyalty programANZ Rewards—linked to Velocity, Asia Miles, KrisFlyer & Airpoints
Points earned from spend1.5 Reward Points per $1 spent on eligible purchases up to $2,000 per statement period, then 0.5 Reward Points per $1 spent on eligible purchases above $2,000 per statement period 
Travel benefitsA free Virgin Australia domestic flight and two Virgin Australia domestic lounge passes each year until the card is cancelled
Included InsuranceOverseas Travel and Medical Insurance cover (PDS)
Overseas transaction feeNone
Income Requirement$35,000
Annual fee$225 p.a.

The current bonus Velocity Points offer is quite unique since the card earns ANZ Rewards on regular spend.

We have a full guide to ANZ Rewards but, in a nutshell, points can be transferred out to Velocity Frequent Flyer, Singapore Airlines KrisFlyer, Cathay Pacific Asia Miles and Air New Zealand Airpoints. You can also redeem ANZ Rewards Points for gift vouchers and other merchandise.

Everyday purchases with the Rewards Travel Adventures Card earn 1.5 ANZ Reward Points per dollar on eligible purchases.

This equates to 0.75 Velocity Points, 0.5 KrisFlyer miles or Asia Miles, 0.0075 Airpoints per $ spent on eligible purchases.

These points earn rates are not exceptional compared to other cards on the market, like the ANZ Rewards Black but earning points is not a focus for this card; instead, there is a balance being struck between points earn alongside travel-specific benefits, which we’ll get into next.

No overseas transaction fee for overseas purchases

Only a select few cards on the market in Australia offer this benefit, and with consumers (like me!) spending increasingly at a global level on many products and services, not just travel, incurring fees of 2-4% on other cards can quickly rack up.

It is pleasing to see another card offer no overseas transaction fee as a product feature given the potential for real savings on almost every non-AUD denominated transaction, whether that is on spend for when you are travelling or when buying goods and services that are billed outside of Australia.

The best part? You’ll earn the full points earn rate for eligible purchases, plus the no overseas transaction fee benefit.

ANZ state that the overseas transaction fee is waived for foreign currency purchases, and purchases where the merchant or financial institution accepting the card is located outside Australia.

On top of that, cash advance fees are also waived when you use the ANZ Rewards Travel Adventures card to withdraw cash from a branch or ATM outside of Australia.

Of course, a cash advance fee like many other accounts applies to other cash advances on your account, and you could incur ATM fees from the ATM operator too.

Complimentary return domestic Virgin Australia flight

The complimentary domestic return flight is available each year until the card is cancelled, and becomes available after meeting a $500 minimum spend requirement within three months (note that it lower than the $1,500 minimum spend requirement to unlock the bonus points).

Virgin Australia A330 | Point Hacks

The first key thing to understand is that there a list of routes between cities that you can redeem your Economy flight for, which thankfully is actually fairly extensive. You can use your complimentary flight in either direction between each city pair, which you can check on the ANZ interactive map here.

The available city pairs between which you can use the complimentary flight are fairly extensive compared to other similar benefits from other banks, with East to West Coast (and vice versa) routings allowed between Perth and Sydney, Brisbane and Melbourne.

Another key restriction is that ANZ state that ‘bookings are subject to availability and some flights may not have complimentary seats available’—it depends on the fare class/es available on the specific flights you are looking at.

Next, the complimentary domestic flight is going to work best for people who can plan their trips in advance, as it must be booked at least 60 days before travel.

There is another set of restrictions to know about too—the account holder must be the traveller on the complimentary flight when it is redeemed, and you will not earn Velocity Points or Status Credits or able to upgrade to Business Class.

To make your booking, phone the ANZ Rewards Centre on 1300 367 763 between Monday to Friday 8am to 8pm AEST (excluding public holidays).

The terms and conditions of the free flight benefit are available here.

Two single-entry Virgin Australia domestic lounge passes each year you hold the card

Just like the complimentary flight, the Virgin Australia domestic lounge passes become available after meeting the minimum spend requirement, and are available each year until the card is cancelled.

You can use the domestic lounge passes at any of Virgin Australia’s domestic lounges, which are in a number of locations around Australia. You must be flying on a domestic Virgin Australia flight.

Virgin Australia Melbourne Lounge | Point Hacks

Virgin Australia Lounge Melbourne

Each pass can be used by one person and you can use the lounge for a maximum of two hours before your flight but you need to remember that according to the terms and conditions, the account holder must be present when they are used—technically, you cannot gift them to someone else who is not travelling with you.

You will not automatically receive the passes—instead, you need phone the ANZ Rewards Centre on 1300 367 763 between Monday to Friday 8am to 8pm AEST (excluding public holidays) after you have met a $500 minimum spend requirement within three months and the passes will be mailed to you—paper, not digital, passes—within four weeks.

The terms and conditions of the lounge passes are available here.

Earn bonus ANZ Rewards points at the ANZ Bonus Points Mall as a cardholder

The ANZ Rewards Travel Adventures Card is also eligible to use the ANZ Bonus Points Mall as a means to earn more bonus points when shopping online, after clicking through from the ANZ Bonus Points Mall website.

This is a neat, unique win for ANZ Rewards cardholders. In comparison to earning points from Velocity or Qantas’ own online malls, you can earn more ANZ Rewards points, which have greater flexibility (being able to be transferred out to various partners).

ANZ Apple Pay & Google Pay support

ANZ cards support Apple Pay & Google Pay, meaning you can use their cards on your smartphone for easier payments. Find out more in our guides for each of the compatible services.

40,000 Velocity Points with the ANZ Rewards Travel Adventures Visa was last modified: April 16th, 2019 by Daniel Sciberras

Summing up: ANZ Rewards Travel Adventures card

With the ANZ Rewards Travel Adventures card, ANZ have clearly tried to mix and match travel benefits and points earn to create a compelling offering that is not just about earning bonus points and points from spend.

The Velocity Points bonus offer and complimentary flight are very useful wins for cardholders but the restrictions on how to use the domestic flight need to be noted for them to ensure they get the most value from it.

Similarly, with the Virgin Australia single-entry domestic lounge passes, a number of cards now offer this benefit, and if you have no other way to access the lounges, then they are really useful.

My personal favourite benefit is the lack of overseas transaction fee, as this is an essentially an uncapped saving of 2-4% versus other cards which impose this fee.

If you spend a lot on your card outside of Australia, or not in Australian Dollars, this can quickly add up—and you’ll earn full points when doing so.

The ANZ Rewards Travel Adventures card could quickly become a go-to card in your wallet when you are travelling thanks to the lack of overseas transaction fees.

Disclaimer

ANZ eligibility criteria, terms and conditions, fees and charges apply.
Velocity member terms and conditions apply.

ANZ would also like to include the following disclaimer:

Reward Points accrue in accordance with the ANZ Rewards – Rewards Program Terms and Conditions booklet (please call 13 13 14 for a copy). Purchases which are not eligible to earn Rewards Points are described in the ANZ Rewards – Rewards Program Terms and Conditions booklet, e.g. fees, cash, cash equivalent transactions, balance transfers and transactions for gambling or gaming purposes will not earn Reward Points.

40,000 Velocity Points with the ANZ Rewards Travel Adventures Visa was last modified: April 16th, 2019 by Daniel Sciberras

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Point Hacks Credit Card Information

Point Hacks is published by Point Hacks Australia Pty Ltd (ACN 622 987 160), a corporate authorised credit representative (Number: 504786) of MSC Advisory Pty Ltd ACN 607 459 441 (Australian Credit License: 480649). In some instances, Point Hacks Australia Pty Ltd receives a commission or benefit for referring you to the services of a credit provider. This commission or benefit is disclosed at the point of referral to the credit provider. This website does not provide credit, assist you in obtaining credit, or advise you to apply for any particular product from a provider.

We have not taken into consideration your personal circumstances or financial situation when providing the information on this website. It is important you read the relevant PDS from the product issuer and seek the independent advice of an appropriately qualified professional before making a decision on a product.

While we invest a great deal of time and energy into ensuring we provide with you with the most up to date and accurate information, we do not warrant the accuracy of statements or information contained on the Website relating to third party goods and services, including credit card information, loyalty schemes and rewards. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability arising from any person acting on those statements or information to the fullest extent permitted by law. Where conditions or warranties are implied by law and cannot be excluded, our liability will be limited to the re-supply of information. You should confirm the accuracy of information provided on this Website with the third party product provider before acting on it.

Comments

  1. Nels

    Hi, I applied before the deadline using your link, have been approved and received my card – but there’s no mention of the Velocity points within the literature. I also never received the ‘You’re on your way to 80,000 Velocity points’ email you mention below?

    Can you please advise?

  2. Hi there, I applied on 13 March using pointhacks link, card has been approved and have spent $3,500. I haven’t received anything about points however

  3. Jared

    Quick couple of questions
    – how long after spending $3,000 do you receive the 80,000 velocity pints (as I applied for card before 14th March cut off)
    – how will I be notified?

    Thanks

  4. John

    Hi
    I applied for the ANZ Travel Rewards on the day that the ‘extended’ offer expired (14th March). I was approved a few days later. Will I still get the 80,000 points?

    • Daniel Sciberras Author

      Hi John

      Eligibility for the bonus points is based on the date your apply, not on the date of processing. So as long as you used the dedicated Point Hacks link, you will be eligible for the bonus points.

  5. Patricia Moreno

    Has this offer expired? i have contacted anz and they didnt know and couldnt give me any information in regards to this offer or how to apply to it…

    • Daniel Sciberras Author

      Hi Patricia

      Unfortunately this deal has now expired. You can get the ANZ Rewards Travel Adventure card directly from ANZ, however at present, there is no bonus points being offered.

    • Daniel Sciberras Author

      Oh no lisa, sorry to hear that. While I can’t provide any assurances that the exact same offer will appear in the future, we do regularly run exclusives for our readers during the year, so please keep an eye out for future offers. Just make sure that when they are released, you apply through the specific Point Hacks link in the offer article, and of course, take note of the closing date.

  6. Jared

    I applied for an ANZ rewards card on 13th March, but it hasn’t been approved yet. Will the 80,000 Velocity points offered prior to 14th March still be honoured?

    cheers
    Jared

    • Daniel Sciberras Author

      Hi Jared

      Yes, as long as you applied through the Point Hacks link prior to the 14 March, it will be honoured. Eligibility is based on the date of the application and not the date of approval. I would recommend giving ANZ a call to get an update on the status of your application.

  7. Wei

    Hi, when I applied for this card yesterday at no time did it ask for my velocity number for the points to be added to? How do we receive this once the application is successful?
    Thanks

    • Daniel Sciberras Author

      Hi Wei

      You will shortly receive an email that will state that ‘You’reon your way to 80,000 Velocity points’. Keep an eye out for this, and you will then be able to insert your Velocity number.

  8. Marc

    Hi There, If i apply today but I am not fully approved until say next week. Do i still get the points/offers included with the card?

    Also my partner applied for a credit card successfully 3 weeks ago. Is it too soon to apply for this one

    • Daniel Sciberras Author

      Hi Marc

      Yes, if you apply today then you will be eligible for the offer, subject to all other conditions being met. The time is based on when you apply for the card, not when it is processed.

      In regards to your partner application, note that each credit card query that your partner makes may affect their credit score, however there are usually a number of variables that providers look at when deciding to approve or reject an application in addition to credit scores.

    • Daniel Sciberras Author

      Hi Mark

      The ANZ Rewards T&Cs state the following:

      You will not earn Rewards Points on interest charges, premiums paid for ANZ Credit Card Insurance (ANZ Credit Card Insurance not available for new customers from March 17th, 2018), government charges, bank fees, payments made to the Australian Taxation Office or other taxation payments or duties, card account adjustments resulting from disputed transactions or otherwise, balance transfers or cash advances (as defined in the ANZ Credit Cards Conditions of Use) or transactions which are identified to ANZ by the relevant merchant or any intermediary financial institution as falling into one of these categories.

      Based on the above, strata fees should be eligible, but it may be best to check with ANZ to confirm.

  9. Sasha

    Hey I applied for the card directly with ANZ thinking that I would get this offer by doing so just to find out that I can’t as didn’t use the link. Is there anything I can do now as I have the card?

    • Daniel Sciberras Author

      Hi Sasha

      Unfortunately not. In the future, for all offers that are Point Hacks exclusives, make sure to apply directly through the Point Hacks link. If you go direct through the bank, the exclusive offer will not apply.

  10. hei1987

    Submitting my review for this promotion.

    I am a ANZ customer, I have a rewards platinum credit card for my daily use.

    I saw the promotion and applied for the card on FEB 15th, I had to submit my payslips.
    Card was approved and I received the card on FEB 18th. I spent 1500 on the week I received the card. I also received the email with the promotion code on FEB 22nd.

    Nothing happened in the next two weeks.

    On March 6th, two days ago, I received another email stating my points are waiting to be credited and asked me to put in details again. I put in the promo code and velocity number again on the website. Today, March 8th, I received my points in my velocity account. So it took a total of 4 weeks.

    Great work, thanks point hack!

    • Bails from Oz

      Terrific promotion. I’ve applied in Feb and my partner has just been approved today.

      Great news hei1987, about the timing for your points, however even though my Card process was essentially exactly the same dates as yours, the Velocity bonus points have not arrived yet.

      I applied for the card on 10th Feb, was approved and received the card on 18th Feb. Made the purchases and received the email with the special code on Feb 22nd. Entered the code that night. And nothing yet.

      No second email, no email saying the points are ready to go. Perhaps I missed a processing window. Can’t wait to get those beauties and add to my pile ready to book SQ trip to FRA next year.

      • Daniel Sciberras Author

        Hi Bails from Oz

        If you submitted your Velocity number on 22 February, I would contact ANZ to chase this up, as points have generally been credited within a few days of submission.

        If you don’t have any luck there, please provide your relevant details to [email protected] so we can investigate this further with ANZ.

  11. Jason

    Reading the ANZ T&C it says “Not available in conjunction with other offers, packages or promotions, when transferring from an existing ANZ credit card or where you currently hold or have closed an ANZ Rewards Travel Adventures credit card within the previous 12 months. This offer applies only once per eligible customer.”

    There are 3 ways to read the second sentence I think.
    – First is that it is aimed at a customer who applies for 2 x cards at the same time.
    – Second is that it excludes a customer who has ever received any bonus points from the ANZ Rewards Travel Adventures card (could be under a different offer code). The first sentence is then aimed at a customer who currently still has the card but then closes it and re-applies straight away.
    – Third is that it excludes a customer who has ever received bonus points under this particular offer code (i.e. the offer from over 12 months ago was most likely under a different system code, so that’s fine).

    Any takes about what the correct interpretation is?

  12. Angel

    Hi team

    Just wondering if my anniversary date is due in Jan every year , would it be possible for me to book my flight today for March next year ? What would happen if I cancel my card in Jan next year ? Would it affect the redemption of the flight?

    Thanks in advance.

    Regards
    Angel

    • Daniel Sciberras Author

      Hi Angel

      If you cancel your card in January, it will have no affect on your free flight that you book today for travel in March 2020. This is because you would be redeeming for this current card year, which by paying the annual has entitled you to the free flight. However, make sure not to cancel your card before redeeming your free flight!

  13. deejaycee

    Could I book my free flights to fly in the following year, which would mean I could/might have two free flights (2 pax each) within the one year?

    • Daniel Sciberras Author

      Hi deejaycee

      You just need to ensure that you book your free flight within your card year. The date of your travel can be as far out as 330 days out, so depending on when you redeem your free flight (ie at the beginning or end of your card year) could mean that in some years you may have 2 free flights, and 0 in others.

    • Daniel Sciberras Author

      Hi T N

      You will be eligible for this card if you currently don’t hold the ANZ Rewards Travel Adventure card, or haven’t held it in the last 12 months. You will however need to meet ANZ’s credit criteria in order to successfully apply for the card.

  14. rookie

    With regards to when the offer ends on the 14th March 2019, if card approved at the end of February do we still have 3 months from that point or up until the 14th march?

      • Andrew Gilson

        Hi….I have been an avid reader of Point Hacks for last 3 years…have obtained Virgin Platinum but I am going to concentrate on AIRNZ now as they have best premium Economy seats I have seen between Brisbane and LA which is my travel destination.
        Just a shoutout as I have now received my 80,000 Velocity points via point Hacks and cannot say enough about the site. This represents 80% of Economy class airfare to LA and back…thank u to Point Hacks

  15. David Trang

    Does no foreign transaction fees also mean no currency conversion fees? 28 degrees effectively match the mastercard base rate for currency exchange and charge NO fees. ANZ being a bank, will likely pocket a healthy 3% on the exchange rate, making it lower value for overseas purchases and above cents/point earn thresholds.

      • A

        Hi Daniel,

        Those ANZ rates are for converting currency (at a branch, online etc.)

        The ANZ Credit Card Conditions of Use notes that foreign currency transactions are converted by the Card’s respective scheme issuer (Visa or MasterCard) – so conversions should be in line with non bank issuers.

        Cheers,
        A

      • Daniel Sciberras Author

        Hi A

        Yes, the T&Cs can be a bit ambiguous here. It is my understanding that FX transactions are converted at the Visa or MasterCard rates as per their T&Cs, however, but then include a slight margin above this, resulting in the rates on shown on their website.

        Given the uncertainty on this, we are happy to go with the more conservative FX rates as published on the ANZ website rather than the more generous scheme issuer rates only.

  16. Dan

    Out of interest, how soon after hitting the minimum spend are people receiving their 80k bonus points? I’m in dire need of a decent top up…

  17. Peter

    Declined!

    What does it take?
    Good history, plenty of assets and reserves, asked for a smallish limit.

    “We have this great offer but will make it extremely hard to take up”

  18. Nick G

    Do you know how they add the velocity points on your account?
    Once the card is sent out there is nowhere to log your velocity number or no mention of the 80000 point offer with any of the anz brochures materials sent with the card

    • Daniel Sciberras Author

      Hi Nick G

      You should soon receive an email with a bonus code and a link. Click on the link and will then be able to enter your Velocity details.

      If you don’t receive the email, please get in touch with us at [email protected] so we can further investigate.

  19. Bianca

    Hi Daniel, I am very new to all of this and am tossing up between this card and the AMEX Explorer. They both have very similar sign on bonus for velocity and minimum spend but I am a bit confused with all the other little difference which one will be best? Thank you for your help.

    • Daniel Sciberras Author

      Hi Bianca

      Unfortunately I am not able to provide any personal advice as I don’t know your exact personal financial circumstances. It is best to speak with your financial advisor or accountant to assist directly with your question.

      However, you are correct in that they are similar cards, but there are subtle differences. To name some, the ANZ card offers a free Virgin Australia domestic flight, whereas the Amex Explorer offers a travel credit that can be used on multiple airlines, the ANZ card offers 2 Virgin lounge passes where the Amex Explorer doesn’t and airline partners between ANZ Rewards and Amex Rewards are slightly different. The ANZ card also offers no FX fees where Amex Explorer does.

      Please make sure to read our guides on both cards if you haven’t already done so, which will hopefully assist in your decision.

  20. Mark

    I’ve been approved for my card, my partner also wants to apply for her own and we would like pool our points (including the 80k bonus points). Is this possible and if so what is the best way to go about it?

    Should we link our separate velocity accounts now or should we wait until we have each got our 80k and then do a points transfer?

    Thanks.

    (Mod – I think I accidentally created the same post on the qantas card offer page, please delete that one)

    • Daniel Sciberras Author

      Hi Mark

      Initially, you will not be able to pool your bonus points, as the name on the ANZ Rewards Travel Adventure card and the name on your Velocity accounts must match to receive the points.

      However, once you both receive your bonus points, you will be able to take advantage of Velocity’s point transfer if your partner fits under the definition of a ‘family member’. PLease visit https://experience.velocityfrequentflyer.com/the-basics/transferring-points for further details.

      I have also removed your post from the Qantas offer page.

  21. It seems to me that there is a real problem with this card in that the points earn over $2000 a month drops drastically to 0.5 Reward Points per $1 , so that it would take a $6 spend to get one Krisflyer point instead of $2. As such above the $2K cap it becomes totally uncompetitive as a points earner.
    Is there any similar card without such a cap?

    • Daniel Sciberras Author

      Hi Tony Page

      Yes, you definitely have to be aware of the points cap on this card. However, given the large amount of premium benefits this card offers, such as a free flight, lounge passes and no foreign FX fees for a relatively low annual fee, there is currently no comparable card in the market.

  22. Tim

    If I already hold an ANZ Rewards Platinum, will I need to cancel my card before applying
    to this one?

    Does holding a current ANZ rewards card make me ineligible for this offer?

    • Daniel Sciberras Author

      Hi Tim

      Being a current holder of the ANZ Rewards Travel Adventure card (“RTAC”), or having held it in the previous 12 months makes you ineligible. Holding any other ANZ card, including ANZ Rewards card that are not the RTAC is fine.

      • N

        Hi,

        Just FYI I applied for this card and previously held the ANZ black rewards which I closed in May 2018.

        Now ANZ is saying I am ineligible for the velocity bonus because I held that card in the previous 12 months, although this goes against the written t and c’s, which read just holding the rewards card in the past 12 months or transferring from another card would make you ineligible. This also contradicts what you are advising here. Has anyone else been told they are ineligible for similar reason?

        Now I am stuck with the card and no bonus.

  23. Fiona

    Hi there, is there a way to confirm you have applied through the correct link prior to reaching the $1500 minimum spend? I’m worried that I might have been redirected to the normal ANZ site prior to applying as I’ve not seen a reference to the bonus points at any stage since the beginning.

    • Daniel Sciberras Author

      Hi Fiona

      As long as you applied from the Point Hacks Rewards Travel Adventure card article and clicked on the red ‘Find out more and apply’ button, you will be right. By doing this, it would have taken you to an ANZ Point Hacks landing page (mostly ANZ branding though) and it would not have redirected you to the direct ANZ website.

      Having said that, if you want to be certain, you can call ANZ as they will be able to see if you came through the Point Hacks offer.

      Should you have any concerns following this, please get in touch with us at [email protected] and we can investigate further with ANZ.

  24. Pava

    Dear team, applied for this card via the pointhackslink, card got rejected due to lack of documents, told to get back to ANZ with the documents, do I have to apply again for the points or can I send them the documents?

    • Daniel Sciberras Author

      Hi Pava

      I would get in touch with ANZ first, quote them your application number and advise them that you have the required documentation to see if they can help you out. Re-applying would create an additional credit enquiry on your credit file, along with the likelihood of being automatically declined due to having recently applied.

  25. AK

    Hi Daniel Sciberras,

    I noticed your reply to Mady about his query on fx rate. You have added the link to the other article that covers prepaid travel cards. I just want to validate my understanding… fx rate when using these prepaid travel cards is a rate that’s determined by the bank/institution that offer this cards. For the HSBC prepaid card, fx rate is by HSBC when converting between the multi-currency using their IB/app.

    Whereas, when using debit or credit card issued by visa/mastercard, the fx rate is determined by visa/mastercard. Isn’t this true? If so, I have one follow-up questions:

    Is the visa/mastercard rate the same across all cards irrespective of which bank issued it? For eg, if I pay for two coffees (overseas), one with a ING visa debit card & the other one with the ANZ Adventure credit card, at the same moment, will the fx rate the same? Or will the fx rate be different across different banks and different between debit vs credit card, irrespective of the fact that both cards are visa/mastercard issued?

    • Daniel Sciberras Author

      Hi AK

      Visa and Mastercard provide indicative rates on their websites as an estimate of the rate you may receive, however each individual bank can apply their own fees on top, which is why the FX rates differ between banks and cards.

  26. Mike

    Strangely about an hour after posting this I got the ANZ Rewards email saying my 80,000 points were ready to be credited. I’ve filled in the details but points havent arrived in my account yet.

    Fingers crossed! Assuming this all works its a great deal!

  27. Mike

    My application for this card using your link was approved 20 Jan and I spent the 1500 within a few days.

    I applied for the ANZ rewards id 5 days ago and got a standard Welcome email straight away but no mention of Velocity and not “Welcome onboard”.

    Has something gone wrong or do I need to wait longer?

  28. jez

    another poster was asking about if you can qualify for the points bonus on this card if you hold another ANZ credit card. Can i check with you experts if i qualify despite me just cancelling last week my ANZ frequent flyer black card? (this one).
    Thanks to all that contribute to this brilliant website

  29. Keith

    Just to help everyone else.

    I applied for the card with the special Point Hacks link as above.
    Got approved within a few days on 23/01/2019 and received my card soon after on 28/01/2019. Spent $1500 within a few days (had bills to pay).
    Received my “welcome on board” ANZ Rewards email with my unique promo code on 01/02/2019. I supplied my Velocity ID and code on the web link provided on the same email the same day.
    Received my 80,000 Velocity points on 05/02/2019

    Hope everyone else has a smooth experience as i did!

    Thanks to Point Hacks for arranging this special offer with ANZ 🙂

  30. Simon

    Hi,
    This is supposed to end Feb 28, but the link you’ve posted currently goes to an ANZ credit card that offers NO bonus points. Can I still get the bonus points?
    Thanks,
    Simon

    • Daniel Sciberras Author

      Hi Simon

      Please make sure that you are clicking on the red button below the image at the top of the article titled ‘Find Out More and Apply’. It takes you to the offer of 80,000 Velocity points.

  31. Kelsi

    Wondering if anyone recently had noticed if they received SC on the free flight included in this card?

    I know the T&Cs say these flights are ineligible for points and status credits, but have heard that many people were credited SC upon taking their flight much to their suppose. Wondering if this is still happening, and if so- if you had to give your velocity number at the time of booking (I didn’t, but added it immediately after).

    In terms of availability, I nabbed Melbourne-Darwin over the Easter break. Seems any ‘Getaway’ seats you can see on the virgin portal are eligible flights if you’re keen to assess availability.

    • Daniel Sciberras Author

      Hi Matt

      To apply, please click on the red button labeled ‘Find Out More or Apply’, which is located at the top of the guide just under the card image, and you will then be sent to the exclusive ANZ Rewards Travel Adventure Point Hacks page.

  32. ck009

    Hi Mike

    You will receive an email from ANZ Rewards with the subject line as ‘Hi XXXX, welcome on board.’. In this email you will find a 8 character unique code and a link to submit your code + VFF number. After you submit this code and reach the minimum spend, you will receive another confirmation email about the velocity points being credited to your account.

    If you have not received the email, call the ANZ Rewards team and they can update your VFF number on your credit card account.

    cK

  33. Mike

    Hi,
    I applied through your link and have spent about $2,000 on the card.

    I didn’t know I needed to also register for ANZ Rewards but have just done that. Immediately after signing up I got a welcome email but no mention in it of the 80,000 Velocity points.

    Do I need to wait longer or is there a problem?

    • Daniel Sciberras Author

      Hi Harry

      The ANZ Rewards Travel Adventure Card follows the terms and conditions of ANZ Rewards, which explicitly exclude the earning of reward points with the ATO.

  34. Mady B

    Hello
    Just trying to get a little further information. With using the ANZ rewards travel card overseas for cash withdrawels, it says no cash advance fees and no ATM fees from ANZ? However I cannot find anything about currency conversation rates? Are these competitive/comparable to other travel cards?
    Thank you for your time,
    Regards
    Mady

  35. Andy

    Hi

    Just wondering if I am as a new business owner even eligible for this card, get approved?
    Also fall invoices by my supplier under the eligible purchase category for the minimum spending and to earn points?

    Thanks in advance.

    • Daniel Sciberras Author

      Hi Andy

      If you have not held the ANZ Rewards Travel Adventure Card in the previous 12 months, you will be eligible.

      ANZ will conduct their normal credit check process to determine whether you will be approved for the card.

      Eligible purchases are defined by ANZ as: Eligible purchases are described in the Air Travel Benefit Terms – for example interest charges, fees, cash advances, cash equivalent transactions, balance transfers, transactions for gambling or gaming purposes and reversed or refunded transactions will not count towards your qualifying eligible purchases.

  36. Andrew Gilson

    Hi Point Hacks…I would be grateful for a reply as I do NOT have confidence in ANZ to supply the right information….Thank you

  37. Lance Denny

    Hi,

    I have signed up for this credit card, had the card activated and signed up for the rewards program. I have received the Welcome email however it does not say anything about the 80,000 velocity points on the page. I believe others are also having issues with this from the comments previous to mine. Are you able to advice accordingly on what we should do?
    Regards,
    Lance Denny

    • Daniel Sciberras Author

      Hi Lance

      Firstly, just check one more time that the link isn’t in the email. I actually missed it myself and was sitting on the link for a week before I rechecked my welcome email and spotted it. It’s about half way down the ‘Welcome to ANZ Rewards’ email as a blue banner saying ‘You’re on your way to 80,000 Velocity points’. It’s not a huge banner, hence why I missed it.

      However, please note that not all applicants have had the same experience as me, with some not receiving the welcome email for around 2-4 weeks after applying.

      If you still can’t see it, please send an email to [email protected] and one of our staff member will investigate further and be in touch with you.

      Please be assured that as long as you applied through the Point Hacks link and meet the minimum spend criteria within the allocated time, we will work with ANZ and ensure that your bonus points get credited.

  38. Stephanus

    Hi, for those that have this card (and especially if you have / had the 28 degrees card), how is the exchange rate vs the rate you see when you google the FX rates or vs the 28 degrees

    I’m keen to ditch my 28 degrees for this if the FX rates are about as good as 28 degrees (or even a tiny bit worse is ok as there’s the points)

  39. Fabzonomist

    Hi,

    Noticed in the comments that having the ANZ Rewards Platinum Black last year was something you could hold and still be eligible for this offer. Just wondered whether this was the case this year as well?

    Also, wondering whether the Travel insurance covers both you and your partner if criteria are met. The wording is a bit confusing for me. As an aside, has point hacks reviewed this coverage to see what are the shortfalls/benefits relative to buying travel insurance directly from an insurer?

    Cheers,

    Michael.

      1. Yes, still the case this year.
      2. Travel insurance is a murky issue for frequent flyer blogs as we would need a licence to comment on/delve into the benefits of specific policies, so unfortunately I’ll have to err on the side of caution in this case.
  40. Kate

    I have a quick question – as there is a minimum spend of $1,500 required to obtain the 80,000 bonus velocity points, and it also states that a minimum spend of $500 is required to obtain the complimentary flights, and the same for the lounge passes – is this then a total of $2,500 spend within 3 months to obtain all of these benefits or am I understanding this wrong?

    Sorry if this has been asked before, I have looked through the comments and not found anything similar.

  41. Anita Kelly

    How do I apply for the Point Hacks exclusive: 80,000 bonus Velocity Points with the ANZ Rewards Travel Adventures Visa Credit Card by 28th February 2018, as you have not provided a link in this article?

  42. Hi, So if I have read it correctly, I will need to cancel my current anz frequent flyer platinum card to them apply and get the points bonuses for this one hey? I can’t just transfer from my current anz cards. Thanks Peter

    • The terms and conditions state:

      Not available in conjunction with other offers, packages or promotions, when transferring from an existing ANZ credit card or where you currently hold or have closed an ANZ Rewards Travel Adventures credit card within the previous 12 months.

      That means that you holding any ANZ Frequent Flyer card will not preclude you from this offer.

  43. Dougal Haston

    Is there any restriction on who can take the free flight? When Amex Platinum Edge offered a free flight I was able to book flights for my son in his name.

  44. Daz

    I applied, received the card, activated it. I haven’t been asked to enter my Velocity number at all? Is this deal working? Do I have to call to enter my velocity number?
    Please advise! Thanks

  45. Kevin

    Hi Keith, do we still receive the bonus velocity points if we have held an ANZ frequent flyer black card in the last 12 months but not the ANZ Rewards Travel Adventures card?

    • Yes, you are eligible to receive the bonus points. From the terms and conditions:

      Not available in conjunction with other offers, packages or promotions, when transferring from an existing ANZ credit card or where you currently hold or have closed an ANZ Rewards Travel Adventures credit card within the previous 12 months.

  46. Shane

    I had a ANZ Black and cancelled back in May 2018. It seems I am still eligible for this offer.

    Has anyone in a similar situation received the bonus Velocity points?

    • Your ANZ Frequent Flyer Black card does not affect your eligibility for this card’s bonus points. From the terms and conditions:

      Not available in conjunction with other offers, packages or promotions, when transferring from an existing ANZ credit card or where you currently hold or have closed an ANZ Rewards Travel Adventures credit card within the previous 12 months.

  47. Hoy

    Question for admin or those in the know please.

    For the 40,000 Velocity points to be credited, I presume auto-redemption to Virgin must be set up once the card has been activated? And the transfer will occur in the 4th month? I’ve been speaking with ANZ customer service and they didn’t have knowledge about the velocity point promo.

  48. Chris

    The complimentary domestic flight is not easy to book. I tried to book MEL-HBA over 3 months in advance, there were 6 flights per day with Virgin, but ANZ Travel had ZERO seats on both my departure and return days!

  49. morgan

    Does anyone know how the free cash advance from overseas atm works? If I was to withdraw using credit account overseas with this card and were to immediately top up the card using cash from savings via app whether this would allow me to avoid 3% conversion fee? I would therefore only pay atm fee.

  50. David

    I can’t see any reference to the 40,000 points bonus on their website (even in the application screen).

    I wonder if this changed 1 July 2018.

  51. Sarah

    Hi this is the second year (I have paid 2 sets of annual fees already) I am holding this card but I have yet to book a flight. Does the first year free flight expire?

  52. Pete

    I find this card to be good value. I’ve just used the free flight entitlement and because of timing, I was able to secure two sets of return tickets for one trip – Sydney – Perth, Perth – Broome, Broome – Perth, Perth – Sydney. I had no availability issues. This easily covered the $225 yearly fee. Add to that the free travel insurance (I claimed $200 for a broken car windscreen while travelling overseas on it without hassle).

    A card that does actually pay for itself, blimey.

  53. billt

    I would like to share my exp in booking those free return flight with ANZ . For flight search they booked in T Class with Virgin Australia . Just use EF to search for T Class on available flight .

  54. Sara

    Can anyone comment on the actual exchange rates of overseas transactions on this card (in particular compared to 28Degrees?). All well and good to offer no transaction fees, but are the exchange rates also reasonable/good. Also, has anyone successfully received their 40,000 points?

  55. Penny

    Can travellers using this card speak from experience about the ease of booking the complimentary domestic return tickets?
    In particular I’m interested to know about blackout periods that coincide with summer, Xmas, Easter, or other public holiday periods. (ANZ’s T&C suggest blackouts at these times of year, and I’d like to know how extensive it is).
    Generally speaking, I would personally expect to redeem a flight ex-Melbourne around Christmas, or perhaps a public holiday long weekend (other than Easter).

  56. Laura

    I’ve redeemed my free flight booked for November MEL-CAIRNS.
    I’ve also received free lounge passes (which were offered upon booking). Booking takes a bit of time on the phone with the wait time to speak to someone and then they put you on hold to call their travel agent before confirming with you.
    I also used the card in Europe with no foreign transaction fees incurred.

  57. Rasics82

    Hi all, I have already an ANZ Qantas FF black card that I’m planning to close after a trip booked for September, at he same time I would love open the Adventure card and take it with me for the same trip. Am I eligible for the bonus points or being already an ANZ customer make me not eligible?

    • The terms and conditions when you click through to the application page state:

      “Not available in conjunction with other offers, packages or promotions, when transferring from an existing ANZ credit card or where you currently hold or have closed an ANZ Rewards Travel Adventures credit card within the previous 12 months.”

      So as long as you are not transferring from your existing account – which is different from cancelling one card and opening another – (or have had the Travel Adventures card before, which it sounds like you haven’t), you should be eligible for the bonus points.

      • Rasics82

        Thanks Matt, it’s always the “Not available in conjunction with other offers, packages or promotions” that make me a bit “uncomfortable” :-).
        I’m not sure how to consider my actual FF Black card, and yes, this would be my first Travel Adventure.

    • When you click through to the application page, the terms and conditions state:

      “Only eligible approved applicants will be contacted by ANZ to supply their Velocity number once the eligibility criteria is met. The bonus Velocity Frequent Flyer Points will be credited to your Velocity account within two months of ANZ receiving your Velocity number after the eligible spend criteria is met.”

      So sounds like ANZ will proactively contact you.

  58. Melay

    I can highly recommend this card! Used it heaps of time overseas with no foreign transaction fee. I used it withdrawing from the ATM as well which has good exchange rate. The free flight definitely offset the annual fee coming from WA like me 🙂

    • Hey Rick – no, ANZ haven’t given us an end date for this one. We’re hoping it will run for a month or two at least but they could decide to pull it at any time.

    • The offer isn’t targeted, but is only available through ANZ advertising partners and not directly on their website. You should be able to find it referenced on other websites too.

  59. David

    Just want to mention that after a 4 week trip through Russia, Greece, and Turkey; I was not charged once for ATM use.

    Great card and have replaced my 28D and citibank plus with this.

    • Avolin

      David, are you able to comment on the exchange rate on foreign transactions using 28D vs this ANZ card?

      I’m interested in replacing my 28D and Citibank Plus, only if ANZ’s exchange rate is not ridiculous.

  60. Ange

    I can confirm that I used my free flight- MEL-PER and I earnt both status credits and Velocity points. I also upgraded both sectors using 30000 Velocity points for each sector. There was no questions asked at all in the lounge when I asked to upgrade the flights. The status credits and points were a welcome surprise to my account when I wasnt expecting any as per the T&Cs.

  61. Tony Harding

    I am struggling to see how I can redeem the free flight – what is the mechanism – I have had the ANZ Adventures card for many months now and wish to fly!

    • The card terms outline booking as follows:

      To confirm your eligibility and to make or change a Flight booking, contact ANZ Rewards Centre on 1300 367 763 between Monday to Friday 8am to 8pm AEST, excluding national public holidays.

  62. Brandon

    Just wondering – do you know if you can redeem the complimentary flight and book an accompanying ticket on the same flight together? (Say if you wanted to book for two people but still utilise the free flight?)

    Thanks!

    • Yes, that should be possible but an existing cardholder would need to confirm. Worst case scenario you would end up with two booking reference numbers which you can then call Virgin Australia to have linked for seat selection.

  63. Christian

    It’s worth mentioning the complementary travel insurance on this card. The PDS needs to be carefully examined to ensure eligibility, but the main points to take away are that you’re entitled to 6 months of travel insurance if you’ve been in Australia for 75% of the 12 months before your trip, and spend $250 on the card on travel-related expenses (easy). The cover is comparable to any mainstream travel insurance provider.

    There are a few different ways to slice it, I think the simplest is to look at it as 3 months free travel insurance per 12 month period (which would normally be valued around $300). However, if you’ve been in Australia for more than 9 months you can leverage up to 6 months OS. You can only do this once every 15 months, but if you consistently did 9 months AU / 6 months OS this would value out to around $500 every 15 months. That isn’t practical for anyone, so I prefer to just look at is as 3 months in any 12 month period.

    I too begrudge paying high fees for credit cards but avid travellers (aka, those who would be looking at this card) can get thousands of dollars of value out of this card every year when leveraged appropriately, plus you get points too. The travel insurance alone negates the annual fee. I’m ditching my ANZ Platinum and 28 Degrees cards in favour of this.

  64. eM

    I’m interested in this product but wanted to get clarification – the T&Cs say spend $500 in the first 3 months of approval and get a complimentary domestic flight every year (until the card is cancelled).

    So does that mean I don’t have to spend another dollar after that and still get my free flight? Or do I need to spend $500 in the first 3 months of every year? Seems like a good deal, and because of that I feel slightly wary.

    • Our understanding is that the flight is renewed year on year without meeting minimum spend criteria.
      The terms state:
      To qualify to book a Flight or receive Lounge Passes, You must hold an Eligible Account and have made at least $500 of net Eligible Purchases using that Eligible Account in the first three months after your Account Date
      Account Date date is defined as:
      Account Date means the date that your ANZ Rewards account is created.

  65. Peter L

    Bit of a random (and perhaps naive!) question here in regards to points earned on rewards cards when travelling overseas. If a card displays that you earn 1 point per $1 spent, does that only apply for AUD, ie if you spent $100 EUR on the card and after conversion your bank charged you $150 AUD, do you earn 100 points or 150 points?

  66. Curry

    The way I see it is, $225 is the cost to earn points on this card.

    I have the old 28 degrees mastercard which has no annual fee, no transaction costs and a pretty good exchange rate.

    Why would I switch to this card? The only thing that could sway me is if the exchange rate offered was very favourable, then I would weigh up earning points versus the $225 annual fee.

    • I think the perspective is altered depending on how much you value the free flight on offer with this card. If you value it highly, then the fee becomes less of an issue. If you don’t think you’ll use it, then the value proposition changes. The no overseas fees on a points-earning Amex is unique though.

    • Andy

      Hey Curry
      I’m sure you know this but the 28 degrees mastercard now has a $4 minimum/3% charge atm fee for cash advances while travelling overseas… As far as I can see from the ANZ website, the ANZ Rewards Travel adventures doesn’t (like the 28 degrees mastercard used to have before they changed it)
      “ANZ will also waive the cash advance fee if you use your ANZ Rewards Travel Adventures account to withdraw actual cash from a branch or ATM located overseas”.

      But I’m the same as you – I’m not used to paying fees for credit cards, so I guess we need to think about it in terms of earning points and also using the yearly free return flight…

      I was wondering what people thought of the 40,000 bonus velocity points that is in the introductory offer (perhaps not offered to every customer? It’s mentioned in my letter from ANZ). Surely that amount of Velocity points is more than worth the first years annual fee?

      • Curry

        Andy,

        Thanks for the info. I don’t use the 28 for cash withdrawals, only purchases. I use my Citibank card for cash withdrawals.

        Whilst not ideal having to use two cards, it does provide me with the best way to minimise free.

  67. Tom

    I have the ANZ black and was thinking of ditching it and opening up this one in a few months time when I go overseas. However, I’d be keen to do an inter-product transfer now, if my credit rating does not take a hit.

    Does any one know if inter-product transfers appear on your credit file? I’d assume not as they have already assessed you for the initial card, and you are basically just swapping it over…

    • johnnywang30

      Tom I have the same question as you as well. if i doesnt affects the credit rating, I might get the transfer done before I head overseas.

      • darrenk

        Tom, Johnny: I would be 99% confident that it won’t touch your file.

        A credit file hit is only ever done when assessing whether a lender will provide you with a new (or more) line of credit, so in this case, where you’re transferring the same line of credit (not a new line of credit) from one product to another, no credit check is required.

        Worth getting Keith to check, however. But I know that other credit card companies don’t touch your file for product transfers where there is no limit increase.

      • This isn’t something I can confirm or not – you will need to ask ANZ as an existing customer whether they will check your credit record, regardless of Darren’s 99% confidence level!

      • johnnywang30

        Thanls darrenk. I have decided to wait for a bit since I already paid my annual fee for my black. certainly not in a rush transfer it in the mean time.

      • ConLaw

        I managed to swap products to this ANZ travel adventures card and ANZ advised me is that they do not do a credit check as all they are doing is a “product swap” and won’t touch your credit file. (Providing you are not increasing your credit limit.) ANZ reimbursed my previous credit card programme fees on a pro-rata basis from the anniversary date and then charged me the new fees for the Travel Card. Apparently you can do this yourself through your online banking portal.
        I made a query about certain flights for the xmas/new year dates and so far the availability is good, but I am based in Adelaide, and the demand may not be as high as the Eastern States.

  68. Johnny

    i have the black with them but i dont use them at all. i only kept it because of the lounge.
    the black card i used the most is one from Westpac. The ANZ black earning rate just not impressive at all, in fact i found this one even better than the black. no surcharge on overseas purchase, and be able to get points as well. Thinking of switching my black to this one.

  69. Jono

    I already have an ANZ black but as Keith says the no overseas transaction fee is a great benefit and the annual fee is easily offset by a free long distance Virgin flight. it’s almost tempting to own this card as well purely for the overseas transactions.

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