Qantas Money is offering 20,000 bonus Qantas Points for new cardholders of the Qantas Premier Everyday Mastercard until 24 February 2021.

You will be ineligible to take up this offer if you currently hold, or have held a Qantas Premier Mastercard in the previous 12 months.

A minimum spend of $3,000 on eligible purchases within the first 3 months of card approval is required to receive the bonus Qantas Points.


Citigroup Pty Limited ABN 88 004 325 080 AFSL No. 238 098 Australian credit licence 238098, is the Credit Provider and Issuer of the Qantas Premier credit cards on behalf of Qantas Airways Limited ABN 16 009 661 901. All applications are subject to credit criteria. Fees, charges and Terms & Conditions apply.


The Qantas Premier Everyday Mastercard is the entry-level in Qantas’ Premier cards range, with a lower annual fee and minimum credit limit than the Qantas Premier Platinum Mastercard and Qantas Premier Titanium Mastercard.

How you could use the bonus points from this card

All redemption figures above exclude any accompanying taxes, fees and charges. Points redemption price data is provided by a third-party. For an exact total redemption cost, please consult with the airline directly.


Digging into the details

The Qantas Premier Everyday Mastercard account has an ongoing annual fee of $49 p.a. and earns 0.75 Qantas Points per dollar up to $3,000 per statement period, and 0.4 Qantas Points per dollar in excess of $3,000, uncapped.

The card also includes a complimentary travel insurance comparable to the Qantas Premier Platinum card, which is impressive for a low-fee card.

Card Details

CardQantas Premier Everyday Mastercard
Loyalty ProgramQantas Frequent Flyer
Points earned from spend0.75 Qantas point per $1 up to $3,000 per statement period, then 0.4 Qantas Point per $ thereafter

1 Qantas Points per AU$1 on overseas spend
Points earned with Qantas1.75 Qantas Point per $1 spent
Points Capno cap
Earns points at ATOno
Insurance includedTravel Insurances (PDS)
Overseas transaction fee3%
Minimum Credit Limit$4,000
Minimum Income$35,000 p.a.
Annual fee$49

The card terms and conditions are here and the rewards terms and conditions are here.They explicitly state that eligible transactions do not include those from operating a business, or from government transactions, e.g. paying the ATO, council rates, and even Australia Post.

Similarities and differences to the Qantas Premier Platinum Card

The three variants of the Qantas Premier card are the very high-end Premier Titanium with a $1,200 annual fee, the Premier Platinum with a $299 annual fee and the Premier Everyday card with a $49 annual fee.

The key advantage of the higher end cards are the higher earn rates and point tiers – with 1.25 Qantas Points per $1 on all spend up to $12,500 with the Premier Titanium and 1 Qantas Point per $1 on all spend up to $10,000 per statement period on the Premier Platinum.

The Premier Everyday card, on the other hand, has a reduced earn rate of 0.75 Points per $1 and a lower tier of up to $3,000 per statement period – but also comes with a lower annual fee.

All three cards also earn additional Qantas points on Qantas spend and overseas purchases, plus a handful of additional Qantas-specific benefits for both the Premier Platinum and Titanium.

Qantas Money Apple Pay and Google Pay support

Unfortunately, Qantas Money cards do not currently support Apple Pay & Google Pay, which means you will not be able to use their cards on your smartphone.

20,000 bonus Qantas Points with the Qantas Premier Everyday Mastercard was last modified: October 13th, 2020 by Daniel Sciberras

Summing up: the Qantas Premier Everyday Card

The Qantas Premier Everyday card earns fewer points per dollar compared to the more premium cards in the Qantas Premier credit card range but still offers useful benefits like the complimentary travel insurance, one that’s hard to find in other low-annual-fee cards in the market.

The card is definitely good enough against other low-fee points earning cards to get customers to consider switching away from their existing Qantas Points-earning credit cards – it just depends whether the $3,000 per statement period tier and the fact you can’t earn points on a range of government transactions will hamper your ability to earn more points for your particular spend habits.

20,000 bonus Qantas Points with the Qantas Premier Everyday Mastercard was last modified: October 13th, 2020 by Daniel Sciberras