St.George is offering 150,000 Amplify Rewards Points (equivalent to 75,000 Velocity Points or KrisFlyer Miles or up to $675 in eGift cards) plus a reduced first year annual fee of $139 ($279 p.a. ongoing) for new cardholders who apply for the Amplify Signature Visa – Amplify Rewards variant by 31 December 2022 and spend a minimum of $12,000 on eligible purchases within the first 12 months from approval.

For those looking to earn Qantas Points, there’s 90,000 Qantas Points for new cardholders of the St.George Amplify Signature Visa – Qantas Rewards variant.

The Amplify family includes cards offered by St.George, Bank of Melbourne and BankSA and they continue to offer decent points earn rates from your day-to-day spend. This guide covers the different earn rates, caps and benefits of the St.George Amplify Signature Visa – Amplify Rewards.


Amplify Signature cards – Amplify Rewards

Amplify Signature cards – Qantas Points


Since Amplify Rewards points are transferable to Velocity Frequent Flyer and KrisFlyer on a 2:1 basis. This means that the current bonus of up to 150,000 Amplify Points bonus is equivalent to 75,000 points when transferred to the aforementioned programs.

How you could use the bonus points from this card

All redemption figures above exclude any accompanying taxes, fees and charges. Points redemption price data is provided by a third-party. For an exact total redemption cost, please consult with the airline directly.


Disclaimer: These are example redemptions only and due to COVID-19 travel restrictions, some of these routes may not be currently available.


Digging into the details of the St.George Amplify Signature Visa – Amplify Rewards

The St.George Amplify Signature Visa – Amplify Rewards offers 1.5 Amplify Rewards Points (which is equal to 0.75 Velocity Points or KrisFlyer Miles) per dollar spent with no points cap.

The card is worth considering for the relatively high flexible points program earn rate outside of American Express.

The additional benefits of the Amplify Signature credit card include a 10% points ‘birthday bonus’ on your spend for the previous year, which effectively increases your points earn rate on all your spend if you keep the card active. The Amplify Rewards variant also two single entry Priority Pass lounge passes, insurances and access to Visa Luxury Hotels booking service.

Card Details

CardSt.George Amplify Signature Visa - Amplify Rewards
Loyalty programAmplify Rewards
Points earned from spend1.5 Amplify points per $ spend
Plus 10% points bonus for your birthday
Points capNone
Travel benefits2 x Priority Pass invitations
Access to the Visa Luxury Hotels program
Included insurancesAmplify Signature Travel Service, international travel insurance, purchase security insurance, extended warranty cover plus more (PDS)
Overseas transaction fee3% of the converted amount
Mobile walletApple Pay, Google Pay and Samsung Pay
Card fee$279 p.a. ongoing

Effective Frequent Flyer Program Point Earn Rates

Frequent Flyer ProgramEffective earn rate
Velocity Points0.75 point / $
Singapore Airlines KrisFlyer Miles0.75 mile / $
* Qantas Points are only earned if selected upon receiving the card

Amplify Rewards vs Qantas Points

The St.George Amplify Signature Visa also has a Qantas Rewards variant that earns 0.75 Qantas Points per $ on spend. Otherwise, earn rate is 1.5 Amplify Rewards Points per dollar on eligible purchases on the Amplify Rewards variant.

We cover the details of the Amplify Rewards and its frequent flyer transfer partners in a separate guide here.

The Birthday Bonus

Both variants of the Amplify Signature Visa comes with a unique benefit of a 10% bonus on all points earned from spend over the previous 12 months (excluding any bonus points) on your birthday each year.

Lounge Access

You’re also offered two complimentary single-entry lounge passes each year and for the Amplify Rewards variant, you’ll receive a taste of Priority Pass membership.

Other Benefits

The Amplify Signature Visa comes with access to the Visa Luxury Hotels program, which offers:

  • Best available rate guarantee
  • Automatic room upgrade upon arrival (when available)
  • 3pm check-out (when available) at over 900 luxury hotels
  • Free in-room Internet
  • Complimentary continental breakfast
  • VIP Guest status
  • US$25 food or beverage voucher

You can check out the available deals at participating hotels at visaluxuryhotels.com—the program may be of use to you, or it may not, depending on the hotel you’re looking into.

You’ll also get access to the Amplify Signature Travel Service, which is a dedicated phone service with Travel consultants available to cardholders, with access to some specific packages. Worth looking it if you’re likely to use it.

And finally, there’s also a range of included insurances:

  • Complimentary Overseas Travel insurance for up to six months
  • Complimentary Purchase Cover for up to four months
  • Extended Warranty Cover for up to twelve months
  • Transit Accident insurance
  • Certain medical and hospital expenses overseas—unlimited cover (except emergency dental and bed care patient allowance)
  • Unexpected cancellation of your travel arrangements and associated expenses—unlimited cover (maximum of AUD $10,000 for a family)
  • Up to $500 per person for travel delays
  • Up to $550 per person for loss or damage to travel documents
  • Up to $20,000 per person for accidental loss or damage to eligible personal property
  • Up to $5,500 of excess cover for loss or damage of a rental vehicle

As I always say with credit card insurances, only you can decide if they offer value for your circumstances, so make sure you read the PDS for them to decide if they meet your needs. Read the full PDS here for St.George.

This guide references some of the benefits of insurance policies provided with this card. You should read the PDS and obtain independent professional advice before obtaining this product.

St.George Apple Pay, Google Pay & Samsung Pay support

St.George cards support Apple Pay & Google Pay & Samsung Pay, meaning you can use this card on your smartphone for easier payments. Find out more in our guides for each of the compatible services.

Summing Up

The St.George Amplify Signature – Amplify Rewards variant could be a useful card for those who are looking for a non-Amex card with decent points earn and flexibility in how you use them.

Bonus offers on this card can be hit and miss but when they are good like this offer now, the card is well worth considering. The travel and lounge access perks are also handy extra benefits.

150,000 Amplify Rewards Points (can get you up to $675 in eGift cards) plus a reduced first year annual fee with the St.George Amplify Signature Visa was last modified: August 8th, 2022 by Daniel Sciberras