Up to 20,000 points for existing Amex cardholders with the current round of Amex referral program offers

How to earn points with the American Express referral program

GUIDE: Earning Points
TIME TO READ: 2 minutes
POSTED: November 28, 2016
UPDATED: April 23, 2017
LOYALTY PROGRAMS: American Express Membership Rewards, Qantas Frequent Flyer, Velocity Frequent Flyer

American Express have updated the points bonuses available through their referral program for existing cardholders. This is a simple way to gain some extra bonus points from your American Express credit card account by referring friends or family for their own new account by using a personalised referral link.

Anyone with a qualifying American Express-issued card can make use of the referral program to earn more points. In this guide we run through how the referral program works.

Our picks for existing cardholders?

  1. 20,000 Qantas Points for referrals made by Qantas Ultimate cardholders, and there will be quite a few new cardholders out there who can consider making use of this thanks to the 100,000 Qantas Points on offer for new cardholders
  2. 20,000 Membership Rewards Gateway points for referrals made by American Express Explorer cardholders
  3. 20,000 Velocity points for referrals made by Velocity Platinum cardholders

Potential applicants will, of course, need to meet the approval criteria for the cards they apply for, be approved, and apply through your link for you both to pick up the bonus points.

Current referral bonus offers:

CardPoints CurrencyPoints for CardholderPoints for Applicant
Platinum EdgeMembership Rewards10,00015,000
Qantas DiscoveryQantas Points10,00015,000
Qantas PremiumQantas Points15,00050,000
Qantas UltimateQantas Points20,000110,000
+2,500 after spend with Qantas
Velocity EscapeVelocity Points10,00015,000
Velocity PlatinumVelocity Points20,00080,000
David JonesMembership Rewards15,00030,000
David Jones PlatinumMembership Rewards20,00040,000
ExplorerMembership Rewards20,000110,000
EssentialMembership Rewards10,000$75 Statement Credit

Updated as of 15th November 2016

Note that while you will receive your referral bonus points after the applicant has been approved, the applicant still needs to meet the minimum spend criteria to earn their own sign up bonus.

There are full terms that you should read as you go about creating your link for the full set of restrictions.

If you’re an existing cardholder we know you’ll want to share these, but please don’t add them as comments or posts to the Point Hacks community – we’d be inundated if everyone did this. Any added on the site will get removed.

Guide for the American Express Referral Program – where to start

American Express have simplified the referral site in the last couple of months to make it easier to share links out to Facebook, Email, LinkedIn or any other platform you choose.

How to generate your own referral link

Head over to the Amex referral program to generate your own link.

Once you’re in the referral portal, log in. You’ll then see the offers outlined that you can refer others to:


Eligibility criteria for bonus points for existing American Express Card Members

American Express are quite specific about whether existing Card Members will be eligible for bonus points if they apply for a card, are approved, and meet the minimum spend criteria.

If you hold a bank-issued American Express – such as from Westpac, Commonwealth Bank or NAB – that won’t affect whether you’re eligible for bonus points with an American Express branded card offer. There’s more in our guide to this here.

However American Express don’t allow existing cardholders, even for different types of American Express cards (e.g. Charge, Credit or Business) to be eligible for bonus points offers for cards in a different family.

Up to 20,000 points for existing Amex cardholders with the current round of Amex referral program offers was last modified: April 23rd, 2017 by Keith


If you’re a current cardholder, the referral program is unique to American Express, and is one of the lesser known ways you can easily bump up your points balance – recommend a good card to someone who you know is interested in earning points and you’ll get a decent kickback.

We used to run a forum for members to share referral links here on Point Hacks, but with the volume of spam and manual overhead required to keep that out, it’s been removed.

Comments on this post are closed to prevent sharing of referral links on this guide, and same goes for the Questions / Deals section of the PH Community – allowing posting of referrals creates a lot of noise, so those will be deleted too.

Up to 20,000 points for existing Amex cardholders with the current round of Amex referral program offers was last modified: April 23rd, 2017 by Keith