American Express Business Accelerator Guide

The American Express Business Accelerator is a useful card for those looking to pick up a dedicated business credit card AND maximise their points earn.

The card is aimed at sole traders or small to medium size businesses, and of course you’d want to be sure you can put the majority of your transactions through an American Express to be able to take advantage of the points on offer.

If you can, then you’ll be able to earn 2 Membership Rewards points per dollar spent, up to 100,000 points per year (or $50,000 in spend, equivalent to just over $4,150 per month on average) after which the earn rate drops down to 1 Membership Rewards points per dollar. Continue reading…

The ultimate guide to the American Express Membership Rewards program

American Express Membership Rewards is the go-to program of choice for the savvy points collector, with the most airline and hotel points transfer partners of the major credit card points programs.

It is where I focus most of my efforts in collecting my points and is the first rewards program I advise anyone who wants to spend a little time understanding the value of flexible points programs to look at. Continue reading…

Guide to the American Express Referral Program

The American Express referral program is a simple way to gain some extra bonus points from your American Express credit card account by referring friends or family for their own new account by using a personalised referral link.

The program has been expanded to allow referrers to promote other American Express cards within the same ‘family’, beyond only the card they hold.

Continue reading…

Are you getting up to 10,000 bonus Amex points by shopping local?

American Express first launched their Local Champion game back in 2013, which allows users of their apps to earn an additional bonus point per $ spent at retailers where they shop the most.
 
The premise is pretty simple: Amex knows the physical merchants where you use your card the most and is willing to reward you with an additional bonus point per dollar spent at those merchants if you become the ‘Local Champion’ for that specific store. Continue reading…

We dive into the terms and conditions of bank rewards programs so you don’t have to

Let’s be honest. You didn’t read the terms and conditions for your rewards program or credit card in full, and if you did, you’d feel like this guy. They don’t make for easy reading.

Given the range of changes to bank rewards programs and credit cards going on this year, I’ve done the hard work for you and have analysed the terms for each of the major bank rewards programs to shed some light on how each program can be changed and what notice periods they have to give you, if any. Continue reading…

EnergyAustralia offering 10,000 Membership Rewards points and some discounts for new gas and electricity customers

EnergyAustralia have joined forces with American Express to offer 10,000 Membership Rewards points for new account-holders of their gas or electricity plans.

This offer is definitely not an easy one to assess, with every state’s different energy pricing regulations and everyone’s individual needs meaning you’ll have to compare against your current plan or other potential new suppliers to be sure the points are worth it. Continue reading…