Best way to move CBA points over to KrisFlyer for redemption

Answered Closed

Hello all, newbie here.

I’ve got a pile of CBA awards points sitting in the bank. My goal is to maximise my KrisFlyer miles amount to fly to Europe from Sydney.

I’m going to switch to AMEX or Citi to get my everyday expenses on the 1:1 Krisflyer miles they do. My question is, for my existing CBA points, what is the best way to get them to KF miles?

Current plan is CBA –> Velocity (2:1) –> Krisflyer (1.35:1)

By the end of it, I will only have 0.37 of my original CBA points… which is a pretty raw deal. Anyone have any better ideas?

– sporefly

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Good Response

Hey there,

Unfortunately your only option as you’ve figured out is to move over to KF via Velocity from CBA Awards. You will still get OK value out of them – and if you are targeting a redemption on Singapore Airlines, it’s still better value than trying to do this through Velocity points as well.

Hope it pans out!


  • If you don’t have a pressing need to transfer the points across, I would advise leaving htem in Commbank until Virgin do a velocity bonus transfer. They do this twice a year and it’s either 10% or 15% bonus points, so it’s worth waiting for.

    Also once you have transferred across to Velocity, it’s best to stick with them in velocity until you need to redeem via krisflyer as krisflyer miles expire and the clock starts ticking as soon as they arrive in the krisflyer account, whereas Velocity points don’t expire so long as you earn or redeem them on a regular basis.

    Also don’t worry about the conversion ratios too much as a point from one bank or card is not the same as another. What counts is how much spend converts to how many points/miles, and then how many points/miles are required for your redemption and then whether that redemption is available.

    In that regards, your strategy of moving to a flexible point programme such as MR or Citibank is very sound! I think Commbank is good for ATO earn however…if you are able to pay your tax directly…

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