The Value of Travel Insurance

I’ve just returned from a month long round the world trip, which I’m writing up for the site at the minute, and hope to have up very soon. In the meantime, a quick cautionary tale…

Travel Insurance is one of things that often gets put off until you’re at the airport, or until a few weeks before your trip. For once, I was covered on an annual policy from Travel Insurance Direct at the time of booking most of the legs (using a mixture of cash and points). We were due to travel Sydney – Tokyo – New York on March 23rd – and just a couple of weeks before we were due to leave, the devastating Earthquake and Tsunami hit, compromising our plans.

The TID guys weren’t clear about whether rebooking costs would be covered or not as the situation was so fluid, but we didn’t feel comfortable travelling, and took up JAL’s offer of a full refund and rebooked on Qantas – cost difference around $750 per person. Thankfully we were covered by TID, and they paid out within a fortnight of making a claim. Kudos to TID, they were also very helpful and responsive with a health issue which threatened our travel plans later in our a trip too.

I struggled to find a policy that would cover us adequately for frequent flyer point bookings – but the TID policy seems very clear on this, providing change cover and refunds of equivalent value in cash if bookings are lost.

Travel Insurance Direct now come thoroughly recommended from me, and are good value too.

Update – I originally included standard links to TID above. For full disclosure, these are now updated with affiliate links that give me a small kickback for any sales through them. This absolutely doesn’t bias my recommendation of their service and product, they were great to deal with. If you feel like supporting this site, consider buying your Travel Insurance through these links. I’d be really grateful.

The Value of Travel Insurance was last modified: December 21st, 2017 by Keith