With six out of every ten frequent flyer points coming from sources other than actually flying—and credit cards earning the bulk of those—getting the right mix of cards in your wallet is important to planning your next trip.
Acknowledging that everyone’s personal circumstances are different, here is just a sample of highlights from credit card providers available now.
|Card||Bonus Points||Annual Fee||Offer end date|
|NAB Qantas Rewards Signature Visa||115,000 Qantas Points||$395||17 June|
|Westpac Altitude Black Bundle||Up to 120,000 Qantas Points||$250 + $50 for Qantas opt-in fee for the Mastercard|
$199 for the Amex
|St.George Amplify Signature||90,000 Qantas Points||$279||26 September|
|ANZ Frequent Flyer Black||75,000 Qantas Points||$425 (waived first year)||No current offer end date|
|Virgin Money High Flyer Visa||80,000 Velocity points||$289||30 June|
|ANZ Rewards Travel Adventures Visa||40,000 Velocity Points||$225||No current offer end date|
|American Express Membership Rewards|
|American Express Platinum Charge||120,000 Ascent Premium MR points||$1200||31 May|
|American Express Business Platinum Charge||120,000 Ascent Premium MR points||$1500||2 July|
NAB has teamed up with Point Hacks to offer 115,000 bonus Qantas Points for new applicants of the NAB Qantas Rewards Signature Visa until 17 June. Or you could opt for the (non-Qantas) NAB Rewards Signature Visa and get the 100,000 bonus as NAB Rewards points, which are equivalent to 50,000 Velocity points or 33,333 Asia Miles. Both cards offer 0% p.a. on balance transfers for 6 months.
Westpac have relaunched the American Express companion card that comes with the Altitude Black account, with this card now issued directly by American Express—and they are offering up to a total of 120,000 bonus Qantas or Altitude Points for new cardholders of the two-card bundle until 11 June.
The Westpac Altitude Black bundle also comes with lounge access, insurance, World Mastercard benefits and access to Amex Invites.
The St.George Amplify Signature Visa, along with Bank of Melbourne and BankSA, is offering 90,000 bonus Qantas Points or Amplify points for new applicants and comes with a $279 annual fee. Included are two complimentary airport lounge passes each year plus a unique ‘birthday bonus’ that gets you 10% bonus on all points earned from the previous 12 months.
The ANZ Frequent Flyer Black is a good option for those who don’t qualify for an American Express card but still want to pick up a healthy 75,000 Qantas Points bonus with no annual fee for the first year. It comes with two complimentary Qantas Club lounge access per year and a discounted Qantas Club membership for the first year.
The highest bonus for travellers loyal to Virgin Australia and its partners comes with the Virgin High Flyer Visa. The card has up to 80,000 Velocity Points on offer for new cardholders, along with travel credits and lounge passes. Ongoing, it offers 1 Velocity Point per $ across all spend up to $8,000 per month.
The ANZ Rewards Travel Adventures Visa gets you 40,000 Velocity points for signing up, plus a complimentary Virgin Australia domestic return flight, two single-entry Virgin Australia domestic lounge passes and no overseas transaction fees on purchases.
American Express Membership Rewards
American Express Membership Rewards points are amongst the most flexible out there, with the ability to be transferred to key frequent flyer programs like Velocity, KrisFlyer and Asia Miles, as well as Qantas for Platinum and Business Platinum Charge cardholders.
The American Express Platinum Charge has a Point Hacks exclusive offer of 120,000 Ascent Premium Membership Rewards points for new cardholders, along with a $300 travel credit, unlimited access to certain airline lounges and a number of other useful perks including a smartphone screen insurance.
If you are a business owner, there are 120,000 Ascent Premium Membership Rewards points on offer for new cardholders of the Platinum Business Charge card.