With six out of every ten frequent flyer points coming from sources other than actually flying—and credit cards earning the bulk of those—getting the right mix of cards in your wallet is important to planning your next trip.
Acknowledging that everyone’s personal circumstances are different, here is just a sample of highlights from credit card providers available now.
|Card||Bonus Points||Annual Fee||Offer end date|
|St.George Amplify Signature||90,000 Qantas Points||$179 for the first year ($279 p.a. ongoing)||2 October|
|Westpac Altitude Black Bundle||Up to 120,000 Qantas Points||$250 p.a. + $50 for Qantas opt-in fee for the Mastercard|
$0 card fee for the first year for the Amex
|Westpac Altitude Platinum Bundle||Up to 75,000 Qantas Points||$0 annual card fee for the first year + $50 Qantas opt-in fee for the Visa|
(ongoing $150 p.a. for the Visa and $49 p.a. for the Amex)
|ANZ Frequent Flyer Black||75,000 Qantas Points + $200 back||$425||No current offer end date|
|BOQ Specialist Qantas Signature||70,000 Qantas Points + unlimited Priority Pass access||$400||31 August|
|Qantas American Express Discovery||10,000 Qantas Points||$0||30 August|
|Virgin Money High Flyer Visa||80,000 Velocity Points||$289||2 September|
|BOQ Specialist Velocity Signature||70,000 Velocity Points + unlimited Priority Pass access||$400||31 August|
|ANZ Rewards Travel Adventures Visa||40,000 Velocity Points||$225||No current offer end date|
|American Express Velocity Escape||10,000 Velocity Points||$0||30 August|
|American Express Membership Rewards|
|American Express Platinum Charge||Up to 120,000 Ascent Premium MR points||$1450||30 August|
|American Express Business Platinum Charge||120,000 Ascent Premium MR points||$1750||29 August|
|American Express Essential Card||10,000 Gateway MR points||$0||30 August|
St.George have extended its offer of 90,000 bonus Qantas or Amplify points plus a reduced first-year annual fee of $179 with the Amplify Signature Visa until 2 October. Included are two complimentary airport lounge passes each year plus a unique ‘birthday bonus’ that gets you 10% bonus on all points earned from the previous 12 months.
Westpac are offering up to 120,000 bonus Qantas or Altitude Points and $0 annual card fee on the American Express companion card for new cardholders of the Altitude Black Mastercard and American Express bundle until 27 November.
The Westpac Altitude Black bundle also comes with lounge access, insurance, World Mastercard benefits and access to Amex Invites.
There’s also up to 75,000 bonus Qantas or Altitude Points and $0 annual card fee for new cardholders of the Altitude Platinum two-card bundle until 27 November.
The ANZ Frequent Flyer Black is a good option for those who don’t qualify for an American Express card but still want to pick up a healthy 75,000 Qantas Points bonus. It comes with two complimentary Qantas Club lounge access per year and a discounted Qantas Club membership for the first year.
BOQ Specialist are offering a Point Hacks exclusive 70,000 bonus Qantas Points for new cardholders of the Qantas Signature card until 31 August. The card is aimed at medical, dental and vet professionals and comes with complimentary Priority Pass membership with unlimited entry for you and a guest into the network’s 1,200+ lounges.
The Qantas American Express Discovery Card has a Point Hacks exclusive offer of 10,000 bonus Qantas points for new card members until 30 August. A great value entry level Qantas card with no annual fee.
The highest bonus for travellers loyal to Virgin Australia and its partners comes with the Virgin High Flyer Visa. The card has up to 80,000 Velocity Points on offer for new cardholders until 2 September, along with travel credits and lounge passes. Ongoing, it offers 1 Velocity Point per $ across all spend up to $8,000 per month.
BOQ Specialist are also offering a Point Hacks exclusive 70,000 bonus Velocity Points for new cardholders of the Velocity Signature card until 31 August. The card is aimed at medical, dental and vet professionals and comes with complimentary Priority Pass membership with unlimited entry for you and a guest into the network’s 1,200+ lounges.
The ANZ Rewards Travel Adventures Visa gets you 40,000 Velocity points for signing up, plus a complimentary Virgin Australia domestic return flight, two single-entry Virgin Australia domestic lounge passes and no overseas transaction fees on purchases.
The American Express Velocity Escape has a Point Hacks exclusive offer of 10,000 bonus Velocity Points for new card members until 30 August. A Velocity Point earning card with no ongoing fee that’s aimed at budget-conscious points-hunters.
American Express Membership Rewards
American Express Membership Rewards points are amongst the most flexible out there, with the ability to be transferred to key frequent flyer programs like Velocity, KrisFlyer and Asia Miles, as well as Qantas for Platinum and Business Platinum Charge cardholders.
The American Express Platinum Charge has up to 120,000 Ascent Premium Membership Rewards points on offer for new cardholders until 30 August, along with an increased $450 travel credit, unlimited access to certain airline lounges and a number of other useful perks including a smartphone screen insurance.
If you are a business owner, there are 120,000 Ascent Premium Membership Rewards points on offer for new cardholders of the Platinum Business Charge card until 29 August.
The entry-level American Express Essential Card has a Point Hacks exclusive offer of 10,000 bonus Membership Rewards points for new card members until 30 August. The card earns into the Membership Rewards Gateway program on spend and offers a range of insurance options for consumers.