St.George is offering no annual fee for the first year, 0% p.a. on Purchases for 7 months and on Balance Transfers for 22 months for new cardholders of the Amplify Platinum Visa – Amplify Rewards until 30 September 2020.
There is also 60,000 bonus Qantas Points on offer for new cardholders of the St.George Amplify Platinum – Qantas Rewards also until 2 June 2020.
The St.George Amplify Platinum Visa – Amplify Rewards offers an effective points earn rate of 0.5 frequent flyer points per dollar on most of the linked frequent flyer programs to Amplify Rewards, which for an ongoing $99 annual fee card, is respectable. The strength of Amplify Rewards is its ability to be transferred to multiple rewards partners, offering flexibility in how you redeem your points.
The Amplify family includes cards offered by St.George, Bank of Melbourne and BankSA. This guide covers the different earn rates, caps and benefits of the St.George Platinum Visa – Amplify Rewards variant. We also cover the St.George Amplify Signature Visa – Amplify Rewards in a separate guide.
Amplify Platinum cards – Amplify Rewards
- St.George Amplify Platinum – Amplify Rewards
- BankSA Amplify Platinum – Amplify Rewards
- Bank of Melbourne Amplify Platinum – Amplify Rewards
- St.George Amplify Platinum – Qantas Rewards
- BankSA Amplify Platinum – Qantas Rewards
- Bank of Melbourne Amplify Platinum – Qantas Rewards
Digging into the details of the St.George Amplify Platinum Visa – Amplify Rewards
The St.George Amplify Platinum Visa offers 1 Amplify Rewards points (which also equals to 0.5 KrisFlyer or Enrich Miles when transferred) on spend with no points cap.
Card Details
| Card | St.George Amplify Platinum Visa - Amplify Rewards |
| Loyalty program | Amplify Rewards |
| Points earned from spend | 1 Amplify point per $ spend |
| Points cap | none |
| Insurance | Overseas travel insurance, extended warranty on purchases etc. (PDS) |
| Overseas transaction fee | 3% of the converted amount |
| Annual fee | $99 p.a. ongoing |
Effective Frequent Flyer Program Point Earn Rates
| Frequent Flyer Program | Effective earn rate |
|---|---|
| Singapore Airlines KrisFlyer Miles | 0.5 mile / $ |
| Malaysia Airlines Enrich Miles | 0.5 mile / $ |
Finally, it is worth noting the card terms in relation to loyalty points are here.
Amplify Rewards vs Qantas Points
The St.George Amplify Platinum Visa also has a Qantas Rewards variant that earns 0.5 Qantas Points per $1 on spend. Otherwise, earn rate is 1 Amplify Rewards Points per dollar on eligible purchases on the Amplify Rewards variant.
We cover the details of the Amplify Rewards and its frequent flyer transfer partners in a separate guide.
St.George, BankSA, Bank of Melbourne Apple Pay & Google Pay support
St.George, BankSA, Bank of Melbourne cards support Apple Pay & Google Pay, meaning you can use this card on your smartphone for easier payments. Find out more in our guides for each of the compatible services.
Summing Up
The St.George Amplify Platinum – Amplify Rewards could be a useful card for those who are looking for non-Amex cards that earn points on spend and offers flexibility in how you use them, without a particularly expensive annual fee.
Bonus offers can be hit and miss on the Amplify range, but when they are on offer, these cards are worth considering. Those looking for more features like lounge access and other travel perks however might find the Amplify Signature cards more appealing.
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