Bank of Melbourne is offering no annual fee for the first year, 0% p.a. on Purchases for 7 months and on Balance Transfers for 22 months for new cardholders of the Amplify Platinum Visa – Amplify Rewards until 9 February 2021.

For those who would prefer Qantas Points, there is 70,000 bonus Qantas Points on offer for new cardholders of the Bank of Melbourne Amplify Platinum – Qantas Rewards variant also until 9 February 2021.

The Bank of Melbourne Amplify Platinum Visa – Amplify Rewards offers an effective points earn rate of 0.5 frequent flyer points per dollar on most of the linked frequent flyer programs to Amplify Rewards, which for an ongoing $99 annual fee card, is respectable. The strength of Amplify Rewards is its ability to be transferred to multiple rewards partners, offering flexibility in how you redeem your points.

The Amplify family includes cards offered by St.George, Bank of Melbourne and BankSA. This guide covers the different earn rates, caps and benefits of the Bank of Melbourne Platinum Visa – Amplify Rewards variant. We also cover the Bank of Melbourne Amplify Signature Visa – Amplify Rewards in a separate guide.


Amplify Platinum cards – Amplify Rewards Amplify Platinum cards – Qantas Rewards
No annual fee for the first year, 0% p.a. on Purchases and Balance Transfer with the Bank of Melbourne Amplify Platinum – Amplify Rewards was last modified: October 7th, 2020 by Daniel Sciberras

Digging into the details of the Bank of Melbourne Amplify Platinum Visa – Amplify Rewards

The Bank of Melbourne Amplify Platinum Visa offers 1 Amplify Rewards points (which also equals to 0.5 KrisFlyer or Enrich Miles when transferred) on spend with no points cap.

Card Details

CardBank of Melbourne Amplify Platinum Visa - Amplify Rewards
Loyalty programAmplify Rewards
Points earned from spend1 Amplify point per $ spend
Points capnone
InsuranceOverseas travel insurance, extended warranty on purchases etc. (PDS)
Overseas transaction fee3% of the converted amount
Annual fee$99 p.a. ongoing

Effective Frequent Flyer Program Point Earn Rates

Frequent Flyer ProgramEffective earn rate
Singapore Airlines KrisFlyer Miles0.5 mile / $
Malaysia Airlines Enrich Miles0.5 mile / $

Finally, its worth noting the card terms in relation to loyalty points are here.

Amplify Rewards vs Qantas Points

The Bank of Melbourne Amplify Platinum Visa also has a Qantas Rewards variant that earns 0.5 Qantas Points per $1 on spend. Otherwise, earn rate is 1 Amplify Rewards Points per dollar on eligible purchases on the Amplify Rewards variant.

We cover the details of the Amplify Rewards and its frequent flyer transfer partners in a separate guide.

St.George, BankSA, Bank of Melbourne Apple Pay & Google Pay support

St.George, BankSA, Bank of Melbourne cards support Apple Pay & Google Pay, meaning you can use this card on your smartphone for easier payments. Find out more in our guides for each of the compatible services.

No annual fee for the first year, 0% p.a. on Purchases and Balance Transfer with the Bank of Melbourne Amplify Platinum – Amplify Rewards was last modified: October 7th, 2020 by Daniel Sciberras

Summing Up

The Bank of Melbourne Amplify Platinum – Amplify Rewards card, along with the other cards in the Amplify Rewards family could be useful for those who are looking for non-Amex cards that earn points on spend and offers flexibility in how you use them, without a particularly expensive annual fee.

Bonus offers can be hit and miss on the Amplify range, but when they are on offer, these cards are worth considering. Those looking for more features like lounge access and other travel perks however might find the Amplify Signature cards more appealing.

No annual fee for the first year, 0% p.a. on Purchases and Balance Transfer with the Bank of Melbourne Amplify Platinum – Amplify Rewards was last modified: October 7th, 2020 by Daniel Sciberras